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Harris County : Real Estate Advice

  • All45
  • Local Info2
  • Home Buying15
  • Home Selling3
  • Market Conditions1

Activity 2,024
Thu May 30, 2013
Jaqijoy answered:
We put down a deposit on a D R Horton home in " Craft Farms" in Gulf Shores. My realtor assures of the quality , due to building codes of the area, due to hurricaines.
I am a bit worried too. Esp. after reading neg. comments online re: quality of D R Horton homes.
If you find out anything negative - please share it with me.
jaqijoy@gmail.com
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0 votes 1 answer Share Flag
Sat Feb 23, 2013
Mark Rogers answered:
Do you research and get very good experienced contractors .......
0 votes 8 answers Share Flag
Fri Mar 8, 2013
Lora Mao answered:
If you google and type in katy 77494 schools, there are several links that come up with all the schools listed.
0 votes 1 answer Share Flag
Tue Feb 19, 2013
Mark Rogers answered:
Because the Houston rental prices have increased significantly .............
0 votes 4 answers Share Flag
Mon Feb 18, 2013
Lestine Lakes answered:
The middle seems to work best for me. Especially, if the two sides are only a few thousand dollars apart. Lestine Lakes, Realtor-Associate, Coleman & Co. Realtors
0 votes 4 answers Share Flag
Mon Feb 18, 2013
Al Geffon answered:
Can you let me know which property you're referring to? In any event, there are very few homes that an owner would be willing to finance ... most like to cash out and move on.

In the event we do locate one, you should be aware that most require a large down payment (usually 20% to 25%), the interest rate will be considerably higher (probably 6% or greater ... current bank rates are in the 3.5% range), and you will need to obtain financing to pay off the owner in three to five years (the "balloon"). With homes selling quickly, there doesn't seem to be a reason why an owner would elect to act as the bank ... unless there's something critically wrong with the property (bad foundation, structural damage, etc.).

I hope this explains matters a bit for you. If I can be of further assistance, please feel free to contact me.

Regards ...

Al Geffon
(713) 213-6350
al@geffon.net
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0 votes 3 answers Share Flag
Wed Feb 4, 2015
Mark Rogers answered:
I would be happy to work with you. I am an agent with Keller Williams Metropolitan and I'm located in the Galleria. E-mail inquiries to mrogersrealtor@gmail.com
0 votes 6 answers Share Flag
Sun Aug 25, 2013
Roland Vinyard answered:
This is really a question for an attorney but I see no reason why you can't, once the probate period is over. You are always free to give away possessions.
0 votes 13 answers Share Flag
Mon Feb 18, 2013
Persis Behramsha answered:
Hi Nada, I see that you have posted several questions for investment purchase. Tell me a little more about what your plans are, so I can help you a little better. I answered your question on the 1 bedroom condominium, however, I see that you seem more interested in investing. I will be happy to meet with you when you are available or I can communicate by email or phone - just need to know what your goal is.

Persis
persis.realtor@gmail.com
713-294-7747
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0 votes 2 answers Share Flag
Wed Mar 6, 2013
Carolyn Wolfe answered:
Do you want to buy rental property, or just rent the property?

Check out my website and send me a messege, I have applications and instructions ready to apply for any rental on HAR.COM mls or Trulia.

If you are looking to purchase a rental property, you will need a large sum of cash.
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Wed Mar 6, 2013
Joe Cano Jr answered:
Location? Move Date? Bedrooms? Price?


Joe Cano - Realtor/Locator
(281) 785-5132
joelocator@att.net
0 votes 8 answers Share Flag
Sun Mar 24, 2013
Al Geffon answered:
The areas you prefer carry rents in excess of your budget. The Houston rental market is very active, and it's simply a matter of supply and demand. Galleria is a possibility ... I've leased property in that price range there, albeit a bit older condominium units. If you'll provide your contact information, I can let you know what's available within your price range. I look forward to hearing from you.

Regards ...

Al Geffon
(713) 213-6350
al@geffon.net
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0 votes 4 answers Share Flag
Fri Jan 23, 2015
Diane Schrakamp answered:
Hey mya!!! I have lived here in Houston my whole life and have been a realtor for 9 years so I can give you some good ideas. It really depends on your price range. Send me am email with your price range and I will send you an extensive list of some nice neighborhoods. I look forward to hearing from you!!!

Diane Schrakamp
Total Real Estate Services
Dschrakamp@gmail.com
832-620-6304
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0 votes 31 answers Share Flag
Fri Feb 15, 2013
Alan Martin answered:
A school is only as good as the student. If the student's attitude and aptitude is in the right place, they will excell. My wife's daughter went through Deer Park's schools, and was accepted into The University of Texas at Austin as a freshman. In high school, she studied hard, was a cheerleader, and ended up doing very well at UT.

My neighbors' boys both were able to take advanced courses in high school and one is attending North Carolina State and the other is attending the Merchant Marine Acadamy in New York.

Again, I think it is more about the student than the district.

I hope this helps, and if you have any more questions, please feel free to contact me.
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0 votes 1 answer Share Flag
Thu Feb 14, 2013
Tommy Burris answered:
VA has an up front funding fee
FHA has an upfront PMI

VA has no PMI
FHA has PMI until you reach 78% LTV or 5yrs(whichever is longer

VA is zero down
FHA is 3.5% down minimum

VA funding fee goes up for subsequent uses unless you put a certain amount down. So some people choose to save their VA eligibility for later(not use it for their starter home).
I don't see a lot of benefit in that as most people can put a little down when they 'move up'.

Personally, I show them the two deals side by side and let them decide. If I think they made the wrong choice, I explain it again. ;-)


Tom Burris
Mortgage Banker
http://www.servicefirstmckinney.com/
(214) 763-4629 cell/text/nights/weekends(Really!!)
tburris@servicefirstmtg.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
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0 votes 4 answers Share Flag
Fri Feb 15, 2013
Cassaundra Johnson answered:
Hello Amanda, what are you looking for in Humble?
0 votes 7 answers Share Flag
Tue Feb 26, 2013
Mack McCoy answered:
That's a good question, Gary.

I have a friend who fancies himself a pretty good cook, and he wanted to bottle up some spaghetti sauce and sell it to his friends, and the city wanted him to submit his kitchen plans for approval, which made him ask what his rights were in making up a good batch of sauce and selling it to friends.

Well, you know what happened, and thankfully, nobody got sick because while my friend is a pretty good cook, he's not a really good food packager.

In your case, you may be able to be discriminatory if it's a 1-4 family house and you don't implicate a real estate licensee. But that's not a guarantee, and you might call the local authorities to see if you are burdened by the requirements of the fair housing laws.
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0 votes 8 answers Share Flag
Tue Feb 12, 2013
Diane Schrakamp answered:
What area are you looking in?

Diane Schrakamp
Total Real Estate Services
932-620-6304
Dianehermis@yahoo.com
0 votes 2 answers Share Flag
Tue Feb 12, 2013
Don Groff answered:
I would contact the local police department for the most up to date information. There are a lot of good websites for this as well.

Here is some information from the Houston PD.

http://www.houstontx.gov/police/cs/stats2.htm

_______________________________________
Don Groff
REALTOR® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
listings@dongroff.com | www.AustinListed.com
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0 votes 5 answers Share Flag
Tue Feb 12, 2013
Mark McNitt answered:
Mike,

The answer is yes, but there will be the big question of "income". If you have no way to pay off the loan, who would provide you a loan?

Your track record will help, but you might need to go with a lender that can set up a non-conventional mortgage. Likely more money down (and all monies have to be verifiable sources) in the range of 30% and a higher interest rate. This type of loan would not be resold and the lender would keep it because of the higher interest rate.

It might be tough. I have several lenders that work with those that might need a non-conventional approach to the mortgage. Visit my web site and the resource page to find those lenders.

Mark McNitt
m 832-567-4357
Bernstein Realty, Inc.
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