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Harlem : Real Estate Advice

  • All173
  • Local Info15
  • Home Buying58
  • Home Selling4
  • Market Conditions15

Activity 52
Tue Apr 9, 2013
Rafal Zbrzezny answered:
Hi Brittany,

The price of $535,000 is the price for the condo. Underneath the price there is an estimated price per month of $2397. This is what you can expect to pay monthly. Your monthly payment will depend on how much down payment you will put down and also what your percentage will be on your loan

If you any other queations please feel free to contact me at
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0 votes 2 answers Share Flag
Thu Feb 28, 2013
Amy Rea answered:
I'm not sure what you mean by How Risky are HDFC apartments...

Find a neighborhood that you like, and a space that you can enjoy, renovate it, move in, and enjoy it. When you sell it, you will not lose your money.

When purchasing an HDFC Coop, however there are details that vary, so pay attention so you are informed:

(a) Income restrictions vary and are updated every year, as they are percentiles of median income
(b) Seller paid flip tax or building funding fees vary per building, so find out what it is when you wind up selling
(c) When does the HDFC status run out?
(d) When did the HDFC become an HDFC Coop

Best wishes, always
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0 votes 2 answers Share Flag
Thu Mar 7, 2013
Tom Dawson answered:
Hope you're not an agent. You're violating a bunch of Fair Housing laws.
A real estate salesperson in NY can't get into anything in regard to race, age, children in talking about an apt. ... more
0 votes 5 answers Share Flag
Fri Mar 22, 2013
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
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0 votes 12 answers Share Flag
Thu Feb 21, 2013
Elena Ravich, Esq. answered:
You can rent homes there to Columbia students. Would be glad to check the rents for you
Elena Ravich
Rakita Realty
646 593 7207
0 votes 4 answers Share Flag
Thu Feb 7, 2013
Anna Lin answered:
The comment Charge is $356 / month, real estate Tax is about $400 / month
0 votes 4 answers Share Flag
Sat Apr 20, 2013
Sebastian Akerman answered:
There are a lot of gorgeous residential blocks between Columbus an Central Park West, all he way up to 110th street. Personally I feel safe there, even when showing late at night.
0 votes 21 answers Share Flag
Fri Feb 8, 2013
You typically have mortgage tax, title search and title insurance, government recording fees, escrows, underwriting fee, processing fee, application fee, and possible discount points.
0 votes 4 answers Share Flag
Tue Jun 25, 2013
Jenet Levy answered:
When you ask "are there any deals for city workers," I assume you mean any special kind of mortgages. No, the city does not offer any special mortgage programs for their workers.

The first step in your search for a co-op or condo would be to get pre-qualified by a lender. Then you will know how much a bank will lend you and what your true price range is. Then you should begin working with an experienced, knowledgeable agent who can take you through the steps of purchasing. It will save you time and money.

Jenet Levy
Halstead Property, LLC
212 381-4268
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0 votes 10 answers Share Flag
Mon Sep 30, 2013
Harolyn Mitchell answered:
Hi Michelle. This is a tough question to answer without seeing your apartment. :-) My suggestion is to have in mind how much you can/want to pay and ask the super what his rate is. Let him give you a price first, then take it from there. Good luck! ... more
0 votes 10 answers Share Flag
Fri Oct 24, 2014
Jenet Levy answered:
What you need is an agent of your own to work with. The reason some agents are showing you one apartment is that they are the listing agent for the landlord. What you need is your own renter's agent who works for you and will take you to multiple rental listings that meet your criteria. ... more
0 votes 13 answers Share Flag
Sat Nov 24, 2012
Anna M Brocco answered:
For school information see links below...also consider a visit to the schools, speak to the superintendent, principal, teachers, etc. ... more
0 votes 8 answers Share Flag
Mon Oct 1, 2012
Nick Rafello, V.P. answered:
Hi Kim,

Unfortunately, no matter if you're Male or Female, a licensed real estate agents across the 50 states are not allowed to talk about safefty. Per Fair Housing Laws we cannot. The best advice is, you must walk to the building and the surrounding area. If you like it, you can give an agent a call.

Good Luck,

Nick Rafello
Senior Vice President
Associate Broker
The Corcoran Group
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0 votes 6 answers Share Flag
Wed Feb 26, 2014
Jenet Levy answered:
Everybody has their own notion of what a "good area" is. It depends upon what is important to you. Is it the schools? The cultural institutions? Parks? Subway access? Variety or restaurants? Crime stats? Decide what is most important to you in your own definition of "good area." Then visit the neighborhood and see how you feel there. I would suggest going in the day and going at night as well.

Jenet Levy
Halstead Property, LLC
212 381-4268
... more
0 votes 7 answers Share Flag
Thu Feb 7, 2013
Jeanette Wilson answered:
Hi Sorry to hear about that. Give me a call

Jeanette Wilson
Licensed Associate Real Estate Broker
Cell: 646-335-6161

Prudential Douglas Elliman
209-18 Northern Blvd
Bayside, NY 11361
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0 votes 6 answers Share Flag
Mon Aug 20, 2012
Albert Capozzelli answered:

Your best advice on this issue will come from your attorney so I'd be sure to check there for definitive answers on Housing Development Fund Corporation properties (HDFC).

Generally all condos/coops will have a Prospective that's available to anyone interested in purchasing. There should be information about HDFC and how it affects the purchase, sale, or other transactions.

Albert Capozzelli
Licensed Real Estate Salesperson
A.C. Lawrence & Company
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0 votes 3 answers Share Flag
Sat Aug 25, 2012
John Peitler answered:
Please contact me for assistance. My name is Tanuja and I can be reached at 347-882-0353. Thank you and good luck!
0 votes 7 answers Share Flag
Tue Jun 18, 2013
Jhg19876 answered:
Not sure if you are still looking for an answer but since this may help someone in the future I will answer it anyway. I recently purchased a new develpment coop in east harlem (different building) and this is what I can tell you.

1. YES. Move-ins for these new developments are routinely delayed. My original move in date given to me when I accepted the unit was October. I did not move in until the following April so thats about 6 months off on the timing. It could be shorter but it could also be longer. Just keep in mind that you will have to remain flexible about your living arrangements for as long as you can.

2. YES. When my unit finally closed I did have to pay the NYS transfer tax (the building pays this up front but you pay them back at closing) and NO as far as I know it cannot be negotiated.

3. YES, you can sell the unit for as much as you want but the income restrictions of your buyers will remain. So in theory you can try to sell the unit for 500,000 but it's probably unlikely that two people making 102k can get a mortgage for that amount of money. You can though hold out and try to get as much money as possible if you take your time and do some number crunching to see how high someone in that bracket can realistically go.

Hope that helps
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0 votes 3 answers Share Flag
Wed Jul 4, 2012
Nissa Kochmer answered:
Hi Mikaela,
You can reach out to brokers and landlords any time between now and two weeks before you move. If you start now, there will not be as many apartments available, since there are not a lot of August availabilites yet. However, as you get closer and closer to August, there will be more August availabilities.
If you have any questions about what's out there and what you get for your money, please ask! Call me at 347.344.8307 or email:
Good luck with your search!
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0 votes 8 answers Share Flag
Wed Sep 12, 2012
Christopher Pagli answered:
Hi, No agent can give you an accurate answer without seeing it. You should have a few brokers come by and give you their opinion.

0 votes 30 answers Share Flag
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