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Hamilton County : Real Estate Advice

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Activity 122
Wed Sep 19, 2012
Laura Musall answered:
I am not sure there is a bad neighborhood in Carmel. The real question is: What do you consider a great neighborhood? Are you looking for amenities? Location and ease of getting to parks or the Monon Center? A walkable neighborhood, etc. I would be happy to provide specific details on varous neighborhoods within your price range. Just let me know your criteria.

LAURA
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0 votes 7 answers Share Flag
Wed Sep 12, 2012
Scott Godzyk answered:
Melissa you should see if they require a formal appraisal or if a BPO will suffice. You could contact a local agent, perhaps the agent who sold you your house who can easily pull comps from MLS for you. ... more
0 votes 5 answers Share Flag
Wed Sep 12, 2012
Deb Ranek answered:
Tue Jun 25, 2013
Pat Haddad answered:
North, South and West Harbours, Oakmont, Mill Grove, The Meadows, Hazel Dell Woods, Roudebush Woods, Country Lake Estates, Lakeside Estates, Prairieview, the Wellingtons, Sommerwood, Pebblebrook and probably some I have missed including historical, downtown Noblesville. I actually live in Noblesville. Please feel free to contact me! Pat Haddad, www.HaddadTeam.com . ... more
0 votes 10 answers Share Flag
Wed Sep 19, 2012
Joe Shoemaker answered:
La'thelma:

Great question.

I LOVE Spyglass Hill. As I'm sure you know, much of the neighborhood is on or close to a golf course. There are lots of hills and trees, and the homes are quite popular.

There is no neighborhood pool, though one can get membership to a pool at 106th & Cumberland. As far as I know there are no community parks, though the sidewalks meander through the neighborhood and into adjoining neighborhoods as well.

Good luck in your search!

Joe Shoemaker
Principal Broker, REALTOR®
MacDuff Realty Group, LLC
317 413.8501
joe@joeshoe.com
http://www.facebook.com/joeshoe
http://twitter.com/#!/jojosmojo
... more
0 votes 5 answers Share Flag
Mon Dec 31, 2012
Julie Tornquist answered:
The market in Carmel is very active right now. There are a few homes that might fit your criteria. I can send you some listings and we can ask the owners if they are willing to do a rent to buy. With the right terms many sellers will consider this arrangement.

Julie Tornquist jtornquist@c21scheetz.com
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0 votes 3 answers Share Flag
Wed Aug 8, 2012
Marita Topmiller answered:
Hi Gary,

I don't know why, but many of the homes listed on sites like Trulia
and others, don't carry correct information about homes that are
not on the market. I have no complaints about the information
they provide about homes that are currently listed because they
pull that information straight from the brokers. But homes they
show just for neighborhood information, often contain errors.

If you need information about a home, feel free to phone.

Thanks,

Marita
Assoc Broker
Prudential Indiana Realty Group
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0 votes 4 answers Share Flag
Sun Aug 5, 2012
Bill Eckler answered:
Tgd71,

If you are considering purchasing a newly constructed home in a PUD, planned unit development it's unlikely that you'll be able to find a builder that is willing to discount their product. Since they ave a commitment to those people that have bought previously to not devalue their homes by discounting more recent construction. Many builders will offer other incentives to attract buyers without angering other owners. Lease backs, favorable interest rated, discounted or free upgrades etc. help new buyers by offering them more for less in this way.

We recommend that before making a commitment, you visit, collect information and stuty all of the builders offerings in your location. In this way you'll be able to compare the products and be prepared to negotiate based on your accurate knowledge background.

AND, you will find yourself in a much better position by working via your own personal agent, as opposed to the builder's sales representative.

Good luck,

Bill
... more
0 votes 1 answer Share Flag
Fri Aug 17, 2012
Lynn Gottschalk answered:
Eligibility Determination can be determined by Applying for benefits at www.in.gov/fssa/apply or call 1-800-403-0864. There are too many factors affectig benefits to quote you an amount. Good Luck! ... more
0 votes 1 answer Share Flag
Fri Jul 27, 2012
Marita Topmiller answered:
Hi Chris,

I posted May/June/July 2011 - 2012 Fishers market info on my blog here on Trulia.

You've asked a simple question that requires a bit of work to answer.

I will give you a snapshot of the middle of the market so you can see what's happened to
the market in Fishers since 2006 in the $300k - $500k range.

SOLD:

2006: 86 homes sold at $130 per square foot
2007: 97 homes sold at $126 per sq ft
2008: 70 homes sold at $124 per sq ft
2009: 64 homes sold at $123 per sq ft
2010: 81 homes sold at $117 per sq ft
2011: 103 homes sold at $118 per sq ft
2012: 77 homes sold at $115 per sq ft

I gave you 7 years because it's instructive to see the 2006 "Full Tilt" market and how
it has been affected since.

As you can see we got a little bump in 2011 before the news from the EU kept
worsening.

I hope this helps and if you have a home you'd like to list, give me a call or email.

Thanks,

Marita
Assoc Broker
317.513.4652
... more
0 votes 1 answer Share Flag
Mon Jul 23, 2012
Joe Shoemaker answered:
Great question Buzz.killer.

Indiana does afford Buyers the opportunity to have their own exclusive agency representation.

Regarding compensation, a Buyer's Agent's fee is a matter of negotiation between the Buyer and the Agent. My company utilities an Exclusive Buyer's Agency Agreement, and our fee is agreed-to up-front. We agree to do everything in our power to ensure that the Seller or their Agent covers the entire fee. It makes very clear how we are compensated, who is paying the commission, what a minimum commission might be, and what happens if the Seller or the Listing Agent aren't paying any part of our fee.

Most often, the Seller pays the Listing Agent a commission when their property sells, and that Listing Agent will agree up-front to share a portion of that commission with agent who represents a Buyer. That amount is set by the Listing Agent, not the Buyer's Agent.

You'll often hear things like "a Buyer's Agent is free." To me, that's utter nonsense. From my experience, the Buyer ALWAYS pays ALL the commissions in the deal, because it's the Buyer who goes to the bank and borrows the money to make the deal happen. That money is given to the Seller who then gives a portion of it to the Listing Agent who then shares a portion with the Buyer's Agent.

Make sense?

Good luck in your search!

Joe Shoemaker
Principal Broker, REALTOR®
MacDuff Realty Group, LLC
317 413.8501
joe@joeshoe.com
http://www.facebook.com/joeshoe
http://twitter.com/#!/jojosmojo
... more
0 votes 3 answers Share Flag
Sun Jul 15, 2012
Joe Shoemaker answered:
Mindy:

Sure! Centex builds a very fine home.

I would encourage you to have REALTOR® representation when you first visit the model. The staff at model homes tend to be very nice, but they're not your advocate and serve only the Builder's interest.

Here's a link to a podcast I did a while back explaining the process a little. I hope it helps.

http://bit.ly/N9reQF

Good luck!

Joe Shoemaker
Principal Broker, REALTOR®
MacDuff Realty Group, LLC
317 413.8501
joe@joeshoe.com
http://www.facebook.com/joeshoe
http://twitter.com/#!/jojosmojo
... more
0 votes 3 answers Share Flag
Wed Sep 19, 2012
miller32crx answered:
no but if you are looking to buy a first home in fishers, i have a PERFECT one for you.....this was my first home
http://www.realtor.com/realestateandhomes-detail/13214-Summerwood-Ln_Fishers_IN_46038_M48545-22759 ... more
0 votes 8 answers Share Flag
Sun Oct 7, 2012
Frederick Catron answered:
HI Amy,
I would be happy to help you. I could set you up with a search to let you know of homes for rent as they come on the market. If you would like you can send me an e-mail with your price range and time frame to move in and I will find you a home to rent, possible rent to own.

f.adamcatron@gmail.com
... more
0 votes 2 answers Share Flag
Mon Jul 2, 2012
Thom Parks asked:
Tue Jul 10, 2012
Sophia Mason answered:
What area are you looking at?
0 votes 6 answers Share Flag
Mon Mar 7, 2016
Rob Weber answered:
Typically you can't refi so soon with the same lender because the investor (Fannie Mae in your case) paid a "servicing release premium' (Fannie Mae isn't in the "loan payment chasing" business which is what the current lender aka servicer does post-close) to your lender/servicer and they won't pay another one so soon so that's why you're having push-back right now.

Additionally, remember you're going to have to pay closing costs again on the new loan so that may negate the benefit you gain from a 0.5% lower rate now. You should carefully weigh the short term costs vs the longer term gains to see if it makes sense to refinance.
... more
0 votes 7 answers Share Flag
Fri Apr 27, 2012
Laura Musall answered:
This begs the question of: What's not outreageously expensive?
0 votes 4 answers Share Flag
Sat May 20, 2017
Joe Shoemaker answered:
Louie:

Great question.

There is no set fee for services in the Real Estate business. All commissions are negotiable between the Seller and the Broker.

One can find flat-fee brokers who will list a property for a very low flat fee, but offer few services. Experienced home sellers often find that they they are comfortable handling many of the aspects of a sale themselves and choose a broker who will work for a substantially reduced fee.

Other companies - like mine - are full-service and charge much higher fees. For home sellers who are not comfortable with many of the complicated and time-consuming aspects of a real estate transaction, a full-service brokerage tends to be their choice.

Good luck in your sale!

Joe Shoemaker
Principal Broker, REALTOR®
MacDuff Realty Group, LLC
317 413.8501
joe@joeshoe.com
http://www.facebook.com/joeshoe
http://twitter.com/#!/jojosmojo
http://www.macduffrealty.com
... more
0 votes 16 answers Share Flag
Tue Mar 27, 2012
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
http://www.neighborhoodscout.com/
https://www.crimereports.com/
http://www.homefair.com/
... more
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