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Hagerstown : Real Estate Advice

  • All73
  • Local Info7
  • Home Buying20
  • Home Selling5
  • Market Conditions5

Activity 37
Mon Feb 25, 2013
Charles Angle answered:
Wed Dec 26, 2012
Zachary Hosford answered:
Hi Alan,

The condo information as follows (per listing):

Condo/Coop Fee: $95.00/ Monthly
HOA/Condo/Coop Amenities: Common Grounds, Extra Storage, Fencing, Gated Community
HOA/Condo/Coop Rules: Covenants, Parking, Pets-Allowed, Restrictions
HOA/Condo/Coop Fee Includes: CAM, Custodial Services Maintenance, Ext Bldg Maint, Lawn Maintenance, Management, Master Ins Policy, Reserve Funds, Snow Removal

Hope this helps, Happy Holidays!

... more
0 votes 3 answers Share Flag
Sat Dec 8, 2012
Akil Walker answered:
Hi Latdraz1,

Some agents may have more experience with to rent to buy but any realtor you decide to select should be able to assist.

Good luck
0 votes 4 answers Share Flag
Fri Sep 13, 2013
The Roskelly Team answered:
If your intent is to occupy the home as your primary residence you should be fine. Rent backs are a reality of this real estate market and most lenders will work with you on it. Consult your local lending professional for advice specific to your loan type. ... more
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Tue Nov 20, 2012
Ctrit answered:
The listing agent for the house is matt gunder, he is with jack gaughen realty is waynesboro pa. I will be glad to provide the phone number if anyone is interested.
0 votes 1 answer Share Flag
Mon Apr 23, 2012
Ray-md answered:
I just came to MD and was approched by a person from the xyz company stating that it is mandated that the buyers representation agreenment needs to be done and a fee of 200 required. I am from Florida and this is not required. I even have an insentive of 500 dollars certificate from Home Depot to use toward my windows curtins and / or whatever fro the real estate purchase. ... more
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Mon Jan 30, 2012
Jimmy Alignay answered:
It depends what you are looking to cover... Different warranty's have different degrees for coverage. For example, one company will only cover one appliance for one kitchen. You maynot have coverage if you have a basement with an in-law/renter's kitchen or dual ovens, dishwasher, etc. Take a look at the following link see the different companies, compare your needs. ... more
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Tue Nov 29, 2011
Robert Chomentowski answered:
Yes the buyers funds will pay off your mortgage and the difference will go to you and the deed will be transferred. A escrow company will handle it all for you.
0 votes 4 answers Share Flag
Sun Jun 3, 2012
Daniel Plombon answered:
There certainly are cash buyers always looking for great deals in this area, as well as the surrounding areas. Many times, these buyers are investors. However, the bottom line is that they are motivated buyers! ... more
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Sat Mar 23, 2013
Dallas Texas answered:
Your buyers agent is person direct all your questions to . Everything is governed by terms of the executed sales contract.

However if the seller able to keep their home recommend to move on.

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
... more
0 votes 33 answers Share Flag
Wed Nov 17, 2010
The Roskelly Team answered:

The answer is probably yes. But you need to check in with a good local lender who can get you pre-qualified and on track with the right financing program. Best of luck to you! ... more
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Wed Nov 3, 2010
Fred Glick answered:
That would be FRAUD, mortgage fraud.

You MUST do it as an investment property.

If you try to do a 2nd home, they can turn you over the authorities for criminal prosecution.

Did I scare you enough? Sorry if I did, but this is reality. This is part of the reason we are in the mess we are in....because people lied and then the market for these loans exploded.

Believe me, they will find out...
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Fri Sep 21, 2012
Joseph Asterino answered:
Paul, you should look into the Making Home Affordable program to see if there are any modification opportunities for you. If that doesn't work, you should begin to consider a short sale - sooner rather than later - to avoid future difficulties and continued hardships. ... more
0 votes 7 answers Share Flag
Tue Dec 1, 2015
BayAreaHomeRebate answered:
Hello, the mortgage amount can't be greater than the purchase price. If you haven't set a side anything for buying, I would keep 3.5% for the down payment and another 3% for closing cost in case the seller wont pay. What I would do is save the money then start looking for homes. It doesn't make sense to look now when you can't buy.

Congrats on cleaning up your credit though. You are on the right track.

Sameer Punjani
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0 votes 8 answers Share Flag
Sun Aug 8, 2010
The Roskelly Team answered:
Hi Darlene,

Do you have a Trulia account? If so, just log in and you will be able to take it off. If you do not have a trulia account, go to the listing and see what it's source is. It will usually state the web site that provided the listing. Log into or contact that web site provider and ask them to update their records. ... more
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Thu Jul 29, 2010
Jon asked:
0 votes 0 Answers Share Flag
Sun Aug 8, 2010
Don Tepper answered:
Usually an HOA isn't much of a problem. Lots of communities have them, so they're not unknown commodities. Same thing with condo associations--they come with the territory.

It's true that some HOAs do a lot more than others (just as some condo associations do a lot more than others). It's also true that some get hijacked by control freaks. But, more often, they're useful or at least not much of a problem. And, really, you generally get about what you pay for. A lot of HOAs collect the money mainly to maintain the common areas. If there's a swimming pool (or a club house) that tends to be one of the larger expenses. The more things that belong to the community that require maintenance or upkeep, the higher (generally) HOA fees are. But then you do have those amenities that other communities don't.

So, in most cases HOAs aren't a problem.

Hope that helps.
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Tue Aug 25, 2009
Pamela Barrett answered:
Hi Penny,
You sure can as a seller for closing help. It is the sellers optiion to help or not. If you are asking about loans, the best thing to do is go to a lender and they would be happy to help you with that. If this does not help, please contact me on my cell phone so that we can talk and clear up the question.
Pamela Barrett
Long and Foster Real Estate, Inc.
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Tue Aug 25, 2009
Pamela Barrett answered:
Hi Penny,
I am not sure what your question really is. If your question is are the prices good? The answer is yes the prices are great in Washington County and the taxes are not bad either. If you are not working with an agent I would be glad to help you. I know the area very well. Please contact if I can be of further help.
Pamela Barrett
Long and Foster Real Estate, Inc.
... more
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Sat Dec 19, 2009
. answered:
Absolutely! If you're looking at foreclosures in PG County, there is a program that will pay your downpayment for you! Give me a call and I can get you started in the program!

~Jonathan Benya
Century 21 New Millennium
... more
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