Grand Rapids : Real Estate Advice

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Jake Peterson, Real Estate Pro in Grand Rapids, MI
Jake Peterson answered:
What are the options for purchasing a home without a down payment? I have a 650 according to Freecreditscore.com
Erik,

It sounds as if you may qualify for a Rural Development loan. This is a 0 down loan. If you have a couple minutes you can give me a call at 616-706-7606 and I can go over thi ... more
0 votes Share Flag Tue Oct 16, 2012 Home Buying in Grand Rapids
Jake Peterson, Real Estate Pro in Grand Rapids, MI
Jake Peterson answered:
Interested in finding out if there are any jumbo loans with less than 20 % down? Want to purchase a home in the $750K to $850K range in Michigan.
I have a great contact at Founders Bank in Grand Rapids, they specialize in jumbo loans in the Grand Rapids area. I would be happy to assist you in the research of this and helping you ... more
0 votes Share Flag Fri Jun 17, 2016 Home Buying in Grand Rapids
Thomas Girar…, Real Estate Pro in Grand Rapids, MI
Thomas Girardot answered:
Can I get an FHA or rural development loan with 615 mid score?
You can get an FHA Loan down to a 580 score. Certain criteria must be met though. Email me back at tgirardot@ruqualified.com for details.


Thanks,
0 votes Share Flag Tue Oct 9, 2012 Home Buying in Grand Rapids
Jake Peterson, Real Estate Pro in Grand Rapids, MI
Jake Peterson answered:
I closely monitor my FICO score and have a 615. I have a low debt to income ratio and have a great rental history, great employment
I have a contact with a credit union who may be able to help. You can reach me at 616-706-7606 if you would like more info.

Thanks!
0 votes Share Flag Mon Oct 8, 2012 Home Buying in Grand Rapids
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Hi. I'm looking for advice on how we can motivate the seller to come closer to our price.
Hello Hperterp,
Over on the other tread there is a seller asking, "How can I motivate the buyer to come closer to our price?"

Every buyers believes the paid to much.
Every seller b ... more
0 votes Share Flag Mon Oct 22, 2012 Home Buying in 49508
Pete Bruinsma, Real Estate Pro in Grand Rapids, MI
Pete Bruinsma answered:
Can a owner to a home has written contract with buyer who than defaulted ( owes agreed monies) in which buyer sold deed to now renter, sell contract?
This sounds like a complicated issue that deserves the attention of an attorney. The simple answer here is that if you do have an executed land contract, the contract must first be reso ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in Grand Rapids
Brek Schutten, Real Estate Pro in Grand Rapids, MI
Brek Schutten answered:
With so many homes on the market in Kent County, MI are there any for lease or lease with options available?
I would be happy to set up a search for you if you would like to contact me.
0 votes Share Flag Sat Oct 6, 2012 Home Buying in Grand Rapids
Jc, Home Buyer in Grand Rapids, MI
Jc asked:
Is it normal to have so many errors on a Good Faith Estimate? On our GFE for an FHA Streamline loan refinance the upfront mortgage premium should only be $13.56 due to new FHA guidelines but bank estimates $2,373.00. Also charging us for an apprai...
0 votes Share Flag Tue Sep 4, 2012 Home Buying in 49512
Terry McCarl…, Real Estate Pro in Cape Coral, FL
Terry McCarley answered:
Is it normal to be signing FHA Streamline Mortgage application papers that contain incorrect info?
I would recommend you speak with a real estate attorney. Signing incorrect paperwork sounds extremely risky to me.
0 votes Share Flag Tue Sep 4, 2012 Financing in Grand Rapids
Pam Bava, Real Estate Pro in Rochester, MI
Pam Bava answered:
This area is a dark orange but no crimes have been listed....where can I get more info to interpret this map better.?
I'm not sure what you mean by dark orange. If you want information about crime I suggest you contact the local police department in the communty. They would be able to give you curren ... more
0 votes Share Flag Sun Sep 2, 2012 Crime & Safety in Garfield Park
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
i am under contract with hud for primary residency and just found out i can only be there part time could i be n trouble
Hi brendy102690,

You need to let your Realtor and HUD know the change in your situation - you don't want to have the potential of being charged with Fraud.

Shanna Rogers
SR Realt ... more
0 votes Share Flag Fri Aug 31, 2012 Home Buying in Grand Rapids
Beau Otis, Real Estate Pro in Grand Rapids, MI
Beau Otis answered:
Looking for a good title company in Northeast Grand Rapids. Any suggestions?
Karen,

I like the following two title companies. If I can help with any other real estate related questions, feel free to contact me directly. Best of luck!

Sun Title: http://www. ... more
0 votes Share Flag Thu Aug 30, 2012 Home Buying in 49505
Brek Schutten, Real Estate Pro in Grand Rapids, MI
Brek Schutten answered:
Moving to GR to work at hospital downtown. Rent v buy for 1 yr. Need 2B/2BA gar washer/dryer 15 min comm. No pets/kids. Burbs or City??
Having family and clients that work in healthcare in the area, I would be glad to help you find what you are looking for. Feel free to contact me directly and we can get the search sta ... more
0 votes Share Flag Wed Aug 29, 2012 Home Buying in Grand Rapids
Toney Green, Real Estate Pro in MI,
Toney Green answered:
Can I purchase a new home while I'm in a redemption period?
Yes you can purchase a home .....you have to wait 2 yrs after a bankruptcy and three yrs after a foreclosure....criteria varys from bank to bank . Go to a credit union or a mortgage bro ... more
0 votes Share Flag Mon Jun 24, 2013 Home Buying in 49525
Brek Schutten, Real Estate Pro in Grand Rapids, MI
Brek Schutten answered:
We are looking at moving to the Grand Rapids Area and would like to know if Sigsbee St SE is a safe, family-oriented area?
I know the area fairly well, and I would glad to help you find an answer to this question, but the reality is that everybody has a different idea of what a family-oriented area is. The ... more
0 votes Share Flag Sat Sep 8, 2012 Home Buying in Grand Rapids
David Feinbe…, Real Estate Pro in Center valley, PA
David Feinberg answered:
We have an offer on our current home, but want to see if we can get another home in the near future with a 540 median score.
If you are cuurently employed, and can prove your income with paystubs, bank statements, and the past 2yrs of IRS filed tax returns, you should be VERY close to being able to buy. Your ... more
0 votes Share Flag Mon Feb 18, 2013 Home Buying in 49546
Michael Yabl…, Real Estate Pro in Grand Rapids, MI
Michael Yablonsky answered:
Looking for a home/condo to rent in the heart of Grand Rapids, 3 beds, 1 bathroom. Preferably updated with laundry & a garage. Budget $950/mo
Good Evening Quetin,

Here is another source.

http://www.rpoaonline.org/

Hope this helps.
0 votes Share Flag Wed Aug 1, 2012 Rentals in Grand Rapids
Brek Schutten, Real Estate Pro in Grand Rapids, MI
Brek Schutten answered:
Nervous about underwriting and NSP home
There is not enough information here to give you a definite answer. Your lender should be able to tell you if this will be an issue. Your lender should have given you a preapproval ba ... more
0 votes Share Flag Mon Jul 30, 2012 Home Buying in 49548
Jason Church…, Real Estate Pro in Hudsonville, MI
Jason Churchill answered:
I work and own a home in California but am thinking of retiring to Grand Rapids in a couple of years.
The mortgage company you use will need to be licensed in the state that you are planning on purchasing in. If you would like some names i would be glad to supply them for you. 616-264-3 ... more
0 votes Share Flag Thu Sep 12, 2013 Home Buying in Creston
Brek Schutten, Real Estate Pro in Grand Rapids, MI
Brek Schutten answered:
I have a bankruptcy and foreclosure just over two years ago, and a credit score of 680. Is it possible for me to get a mortgage?
It is going to be difficult to get conventional or FHA financing for some time because the bankruptcy and foreclosure will prevent it for years regardless of your credit score. Your be ... more
0 votes Share Flag Sun Sep 1, 2013 Financing in Grand Rapids
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