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Grand Rapids : Real Estate Advice

  • All395
  • Local Info30
  • Home Buying148
  • Home Selling17
  • Market Conditions10

Activity 217
Thu Apr 4, 2013
A. Edwards answered:
Michigan law prohibits landlords from discriminating. I assume this is even an issue because an offender is required to disclose this information....? If not, this is personal information. ... more
0 votes 2 answers Share Flag
Fri Mar 29, 2013
Jon Smith answered:
You can look it up on the county website.
0 votes 7 answers Share Flag
Tue Mar 12, 2013
Pete Bruinsma answered:
You'll need to talk to a lender about this. Try:
0 votes 7 answers Share Flag
Tue Feb 19, 2013
Jon Smith answered:
Mon Feb 18, 2013
Carlos Hernandez answered:
A land contract may be an option for you if you have a minimum of $5000 down. Our office has several land contract options and investors willing to purchase a home for resale on a land contract. Contact us for more options. It is also a good idea to contact a lender to check that a mortgage is not an option. With the $3000 first-time home buyer credit, it is worth the time. ... more
0 votes 7 answers Share Flag
Fri Mar 1, 2013
Jim King answered:
Hello Felicia,

The short answer is that you shouldn't have a problem with those numbers, assuming you haven't filed for bankruptcy recently or anything like that. The longer answer is that you need to get pre-qualified for the loan.

Your first step is to talk to a lender. If you want a couple suggestions on who to talk to, I can help there, but this is not a decision to stress over at this point. Just call somebody, whether its someone who has been recommended or just someone at the bank you normally use. Online forms are convenient, but you'll get better service if you get a human on the phone. Your primary goal here is to get pre-qualified for a loan. Your secondary goal is to learn about the different types of loans available to you. From there, a lender can explain what those types (conventional, FHA, VA, MSHDA, etc.) mean for the amount of down payment you can expect to make and what your monthly payments will look like. I can explain the basics to you, but a good lender will do a much better job, which is to be expected.

Why do you need to get pre-qualified? There are a few reasons. From my perspective as a Realtor, I want both you and I to know how much house you can afford before I show you homes. The last thing I want to happen is to let you fall in love with something that you just can't afford. Also, it shows sellers that you are serious. With any offer that I submit, I will include a copy of your prequalification letter to let the seller know that you are most likely going to receive the financing necessary to actually get through closing. Lastly, it's just so easy to get prequalified that there's really no reason NOT to do it. A good lender can get you prequalified in less than 24 hours, sometimes in an afternoon, sometimes WHILE YOU WAIT!

Have some basic information ready when you call, especially accurate figures concerning your income and your current debts. It's really quite painless.

So go talk to a lender. Even if you're not sure you are ready to buy right now, it's so easy to do that you should still do it just to figure out where you stand. You may find that you have some work to do on your credit, or you may find that you're a better candidate for a loan than you thought. Either way, you're good to go.
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0 votes 9 answers Share Flag
Fri Feb 10, 2017
Jon Smith answered:
Pete St. John at Third Coast financial does "challenge" loan brokering. He may also know of other hard money options-
0 votes 4 answers Share Flag
Sun Aug 21, 2016
Kenneth Burrows answered:
Yes you shouldn't have any issues unless there are open collections on your credit (which would need to be paid). There are many lenders that will finance above 620 scores. I would suggest contacting a local mortgage broker that has many options. That way you don't get your credit pulled by many banks trying to find a home and then your credit drops. ... more
0 votes 18 answers Share Flag
Fri Jan 11, 2013
Jon Porrey answered:
This is one of those listings where the property may still be in redemption but the bank has not listed it yet. Realtytrac wants you to sign up for their services. That's the ploy to me of these listings on Trulia.
Hope that helps.
... more
0 votes 5 answers Share Flag
Thu Jan 3, 2013
Ron Thomas answered:
0 votes 7 answers Share Flag
Mon Dec 17, 2012
Joe Jovanovic answered:
The question is unclear a bit. Every properly listed house should have a seller disclosure signed by seller at the time of listing the home. When an offer is put together, buyer should get signed seller disclosure within 72 hours. If disclosure has something in it that makes buyer to change his/her mind, buyer should rescind the contract immediately or wait until the home inspection is done. Inspection deadline is usualy 10 days and buyer need to address any issues he has with the disclosure. It really does not matter if the disclosure is or is not signed by any or both parties if the inspectio contingency is not utilized on time as described... ... more
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Mon Jan 7, 2013
Brek Schutten answered:
If you would like to see a more elaborate crime map, check out Also if I can help with your real estate needs in any way, let me know. Thanks! ... more
0 votes 1 answer Share Flag
Wed Nov 28, 2012
Beau Otis answered:

There certainly are homes available in Kenowa Hill School District and I would be happy to help you in your home search. Feel free to contact me directly and we can discuss specifically what it is your looking for and how to begin the home search/purchase process. I look forward to hearing from you soon.

Beau Otis

Realtor - ABR, SFR Certified
Keller Williams Realty
Phone: 616-401-8880
... more
0 votes 5 answers Share Flag
Tue Nov 27, 2012
Jim King answered:
Hi Keon,

Depending on your budget, there are lots of great rental options in Grand Rapids, and more being developed as we speak. As you move outward from downtown Grand Rapids, the options with the updates you're looking for might be fewer, but the prices should certainly be better.

If you've tried your luck with searching here on Trulia, Zillow, Craigslist, and the like, and need some additional help, let me know. We can talk about additional tools I'll have as a Realtor, the most important of which may just be the time I can put into your search and the love I have for doing it.
... more
0 votes 4 answers Share Flag
Mon Nov 12, 2012
Brian Lorenz answered:
The last listing expired August 31, 2011 when the price was $149,900. At that time it was a Short Sale, so it probably went into foreclosure. It is currently NOT on the market.
If you would like more info or help finding a home, just email or call me.
... more
0 votes 3 answers Share Flag
Mon Nov 19, 2012
Tracy Robinson answered:
Hello Danielle

Not sure what you mean by she is into real estate but not sales. If you want the real down low on buying a house hire a license real estate agent and go to lunch with your friend who is into real estate but not sales. You can even ask your friend for an referral from her company. Even if a agent does not have alot of experience...number one they have taken the test and are legally able to practice and sell real estate. A new agent can and will for the most part ask their broker who is responsible for the new agent actions or a agent who has been in the business for fifteen and above years or a top producing agent are sources that a new agent can rely on to get the answers needed so the transaction can be serviced for you as if the top producer or more experienced agent had the transaction from beginning to end. Everybody starts somewhere and it's done more often then not. Some offices has an mentoring program where the experience agent will walk the new agent for the first few transaction or until the new agent is comfortable performing on (new agent) their own. A referral fee is sometimes involved which comes out of the new agent commissions.

Tracy Robinson-Realtor
62 South Main Street
Yardley, Pa 19067
Office: 215-493-0200 ext 1087
Direct: 267-395-0251
... more
0 votes 13 answers Share Flag
Tue Nov 13, 2012
Sally Grenier answered:
On every listing, there's contact info at the bottom. See "Inquire about this property".
0 votes 5 answers Share Flag
Fri Nov 2, 2012
Brek Schutten answered:
What kind of help are you looking for? Are you looking to sell it? If so, I specialize in short sale situations and we could see if we could help you. Feel free to contact me directly and we can find a time to talk over your situation. Thanks! ... more
0 votes 4 answers Share Flag
Mon Nov 19, 2012
Trisha Cornelius answered:

How bad is "bad credit"? If you have good reasons for being behind on your bills, and it was a temporary situation, many times a good lender can guide you towards making the correct steps that can get your credit back on track in a few months. There are also some very good credit repair companies who can work closely with you towards your goal of homeownership. I'd be happy to talk with you and refer you to the lenders that I know do a great job with these kinds of issues. Unfortunately, there are no programs that will allow you to purchase a home today with bad credit, understandably, I think. ... more
0 votes 4 answers Share Flag
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