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Fresno-High : Real Estate Advice

  • All31
  • Local Info5
  • Home Buying6
  • Home Selling1
  • Market Conditions1

Activity 7
Mon Apr 4, 2011
Anna M Brocco answered:
Due to privacy reasons, not sure an agent will post an owner's name on an online public forum; you can however check local public records, ask a neighbor(s), ask any agent offline.
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Sat Nov 6, 2010
Constantine K. answered:
If you're looking to purchase a 1-4 unit property you should be good to go.
Call me and I can help you through it.
0 votes 8 answers Share Flag
Mon Aug 2, 2010
Ryan Smith answered:
Hi Toofunchunn,

Credit score is not the only thing a lender will look at to determine if you qualify for a loan, other factors such as employment, debt to income, and payment history will all come into play. Contact a local bank or mortgage broker in your area, it's free and can take minutes.

Good luck!

Chris Blasic
Realty World & Associates
... more
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Tue Sep 5, 2017
Not at all we provide FHA home loans down to a 530 FIco score. As long as your have stable, predicatable income you should qualify for FHA financing. FHA home loans are approved on a common sense appoach to underwriting rather than a credit score driven approach like conventional home loans.

Purchases (Min 530 score)

o 12 month cancelled checks or Management VOR
o Must have 3 good recent tradelines
o Payment shock limited to 1.5 times
o 33/45 DTI max
o No late’s or collection in last 12 months
o NO late’s after BK
... more
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Tue Sep 29, 2009
Jeremy Smiley answered:
Sounds like a negotiation ploy. Just stand strong on your story that you don’t have the assets to comply. I've had this happen a couple times, just reiterate the fact that you can’t afford it, because you don’t have a job or what ever is the case. In my experiences the bank always backed down and didn’t pursue it. ... more
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Fri May 20, 2011
Harold Penner answered:
There shouldn't be an issue with title. The bank has transferred the title in their name and will then transfer it into yours.

The first step for preparing to buy a foreclosure is to be prequalified with a lender. Banks will not accept offers from buyers that do not have a prequalification letter. In some cases, the bank will require a letter from a certain lending company even if you already have one from another lender.

Once you have a letter, you find a home you like (a realtor can search available homes for you) and then the realtor places an offer for you. There may be a multiple offer situation where you respond with your highest and best offer and then the bank chooses one. If you would like more information regarding the pros and cons of buying foreclosures in Fresno, California, feel free to visit my website at
... more
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Wed Aug 26, 2009
Mikem answered:
Good for what? Yes it's good, and Yes it's bad, it depends on why you are buying and your expactations, as well individual properties of a given foreclosure.
0 votes 5 answers Share Flag
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