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Frederick County : Real Estate Advice

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Activity 40
Tue Apr 20, 2010
Natalie Langford answered:
I'm so sorry you're going through this. One idea, if you are content to rent, is to talk to the list agent about this. Most real estate professionals tend to call the list agent to touch base on the property prior to showing it. This would give the list agent an opportunity to express your wish to stay. Investors are still showing an interest in purchasing homes in our local market. An investment that already produces income could very well be appealing. I hope it all works out for you. ... more
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Tue Feb 23, 2010
Mike Llewellyn asked:
Thu Feb 18, 2010
Dallas Texas answered:
No that is thing of the past

Most home buyer would require approx. 3.5% or more as a down payment based on credit score, debt to income ratio.

Check with local mortgage broker for all options made available.

... more
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Tue Feb 16, 2010
Cindy Jones answered:
You need to talk to your account or tax professional about the options for a home office discount.
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Tue Apr 27, 2010
Brenda Gervais answered:
There is a possibility that the loan may be denied, I actually came across the situation with another buyer client and it set a reg flag up with the mortgage company but after very careful review, they approved the loan for my client. You don't mention your dealing with a mortgage brokerage or directly with a mortgage bank i.e. Wells Fargo, Suntrust, Chase to mention a few. Should you be denied, your realtor may be able to suggest another lender you could use, if you're using a realtor. ... more
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Thu Feb 5, 2015
Ronald Stead answered:
Mon Sep 14, 2009
Patrick Thies answered:
The value of a home is determined by the market conditions along with condition of the house and the location just to name a few. An FHA loan has nothing to do with the value the home may have.

Perhaps whoever told you this means they don't think the townhouse is holding it's value right now.
How does it compare to other townhouses in the area? Is it high for the area? Are prices coming down in the area? These are the types of things that affect house value.
... more
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Wed Jul 29, 2009
Mary Margaret Gates answered:
Your abiity to get a loan depends on your credit history, your debt, and your ability to repay the loan. When you are talking to a lender, be sure to ask about construction loans such as the FHA 203K that will help finance repairs and restoration.

Good luck.

Mary Margaret Gates
... more
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Thu Apr 22, 2010
Terri Evans answered:
I'm not a lender, but in my opinion I believe you would qualify because you are living on one side of the duplex. I do not know all the rules and regulations considering the guidelines change all the time. I would highly recommend a lender that I work with very closely. As a Buyer's Agent I have had my buyer's compliment me on referring them to Chris. Please feel free to call Chris Corno with Integrity Home Mortgage at 540-539-2778 to discuss this issue further. He is very nice to work with and explains the lending process in a manner that consumer's can understand. ... more
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Sun Jul 26, 2009
Bill Eckler answered:
We believe the program specifies only the the property transaction needs to close by December 1, 2009 and that the home purchased needs to be your primary residence. We have not seen any deadline for occupancy of the home.

It might be worthwhile to review the attached resource:

Good luck
... more
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Sun Feb 8, 2009
Chad Boyers answered:
I would contact an attorney to get the proper interpretation of that statement. As agents, we are not supposed to give any sort of legal advice or interpretations because of potential liability issues. Good luck. ... more
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Sun Mar 13, 2011
Vicky Chrisner answered:
Nora, Nora... oh, my, I am frightened for you. You must immediately contact a real estate attorney. If you need a referral to someone, call me first thing in the morning. 703-669-3142 THIS is an emergency! ... more
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Fri Nov 14, 2008
Jeff Royce answered:
The specifics of your contract are important here. If you have a buyer's agent...make sure they are looking closely at your contract. The first thing you need to check for is if you have a financing contingency, and if so, the process for activating that. ... more
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Sat Jun 28, 2008
Brent Cline answered:
Thu Jul 17, 2008
Deborah Leavitt answered:
Wed Apr 23, 2008
Natalie Langford answered:
Which Winchester are you considering a move to? I can speak of Winchester, Va. Before I do, I thought I'd clarify. Markets are so local, I'd hate to misguide you! If you are looking at Winchester, Va, feel free to click through to my online relocation package/blog! ... more
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Thu Feb 21, 2008
Rama asked:
Iam planning to buy a house (3-4 bed rooms) in Murrieta- Temecula-Winchester area.
Once I buy it. How difficult or hpy easy to rent this home?
Hope some experts will advice me on this...
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Tue Jan 22, 2008
Deb Clark answered:
Depending on where in Winchester your home is located would determine whether or not you should convert it back to a single family dwelling. Also the zoning for your area should be adhered to. ... more
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Sat Nov 17, 2007
Fred Jones asked:
Wed May 25, 2011
Mike Cooper answered:
Donna, it really depends. The location, style of home, city or county, foreclosure, short sale, fair market sale and a number of other things. If the house is priced well and is in good showing condition you can look to sell in 30-60 days. ... more
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