Yes, there are dozens of private investors in the valley. However, they require fairly large down payments 30-40% and will charge higher interest rates than you will get from a mortgage banker.
I some how think you will be better served to find a good loan officer and work with them to repair your credit while you save to increase your credit score and savings. In about 6 months you can get approved by a local bank.
Feel free to contact me if you have questions or need a referral.... more
Yes, there is a public library in Fountain Hills. You may want to start a search on Founatin Hills from the Chamber of Commerce website:
I will be happy to answer specific questions.... more
Ernie I am an agent with Sonoran Lifestyle Real Estate in Fountain HillsI would love to talk to you further about working with you to find a lease purchase property. Is there a good time for me to get in touch with you. Perhaps you could email me with your phone number. My email address is firstname.lastname@example.org. I can also be reached at 480-734-3664... more
I moved from Chicago to Phoenix in 2006. It is a change. After the first 1-2 summers you get use to it. I have bad arthritis in my wrist from an auto accident, it essentially vanished when I moved here. Other then 3-4 months of heat in summer, you couldn't ask for more perfect weather. I am not familiar with Fountain Hills, but I hear it is a great area for people with a family. The only negative I think you will experience is your first 1-2 summers. After a year you will be so use to wearing shorts all the time and basking in the 80-90 degree weather 8 months out of the year you won't ever want to return to Illinois. The sun shines so much here, I think 310-320 days of the year, that when it does rain you are thrilled! All I can say is if you decide to do it, bring lots of sunscreen and make sure you have a couple back up pairs of sunglasses.... more
Hi Jerome...quite the opposite! It is said that everything is "relevant" and that certainly applies here! When you live in Fountain Hills or the Valley of the Sun full time, you acclimate to the range of temperatures that are, in the extreme, 25 degrees to 110 degrees...no different than the range in many northern states that may go from minus10 degrees to 95 degrees. In addition, low desert humidity provides for a more comfortable heat index. I'm from the northwest, and an 85 degree day there is less comfortable for me than a 100 degree day here. Yes, we have air conditioning and it helps us to be more comfortable, but you'll find that desert dwellers love the summer heat, when the mornings and evenings are glorious--at least until August when humidity is higher. Like to golf? Long distance runner? You'll see these and many other athletic pursuits enjoyed in the middle of the day and we love it! And...we don't have to shovel it!... more
Not necessarily any groups, but finding a person who specializes in property management who gets the job done for you per your requirements. As long as you are both reasonable as far as terms and pricing with each other. Sometimes the larger firms lack the one on one dedication to their clients.... more