I am not 100% sure, but are you in Connecticut? If so, and your credit scores are high enough, and your purchase price is below $1 million (of course your income has to qualify), we have a lender we work with who offers the 10% second on a purchase. We are based in Stamford, CT. Assuming the above, we can get the first and second for you. Contact me through my profile. I am licensed in CT.