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Home Buying in Euless : Real Estate Advice

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  • Local Info10
  • Home Buying11
  • Home Selling0
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Activity 17
Mon Feb 18, 2013
The United Home Team answered:
Hello,Joseph Fernandez here with Keller Williams realty. Depending on the condition of your estate and location I might be able to help you. Please feel free to contact me directly in the am and I will gladly assist you. The speed in which your estate will sell really depends on the price we ask. Call for a proper update.

Keller Williams realty
Real estate consultant
Joseph Fernandez
3xUS Army Veteran
Cell: 817-975-7258
Off: 817-635-1028
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Tue Feb 12, 2013
answered:
I would be glad to help you with that. Please send me an email at barbara@thecokerteam.com so that I can send you my Quick Qualifier release form.

Barbara Coker
NMLS#228545
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas!
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Sun Sep 23, 2012
Kenneth Columbus answered:
0 votes 4 answers Share Flag
Wed Feb 13, 2013
Dallas Texas answered:
Contact my office . I am unconfirmed if your search is lease or sale ?

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
New Personality
Multimillion Dollar Sales Producer
972-699-9111
http://www.lynn911.com

Follow me on Facebook
www.facebook.com/lynn911dallas
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0 votes 11 answers Share Flag
Fri Feb 10, 2012
Keith & Kinsey Schulz answered:
Forgive me if I'm asking the obvious, but have you approached your Dad and her Mother to see if they could refinance to get you and your wife off their loans? It seems to me that getting off the mortgage on these properties would be your best solution. It will save you from a lot of headaches (and potential family disputes) down the road.

The only other options I see are:
1) Save a larger down payment to the point of improving your DTI enough to get the loan.
2) Pay down debts (whether it's just these properties or car loans, credit cards, etc).
3) Increase your income. Maybe you can work a second job or start a business on the side.
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0 votes 9 answers Share Flag
Thu Feb 14, 2013
Walter 'Skip' Kersten answered:
Hi Laura,
I would suggest you talk to a lender first so the realtor will know the price range you will qualify for.
Good luck,
0 votes 21 answers Share Flag
Thu Mar 29, 2012
David Burnham answered:
The more the better, but part of it depends on how much you are looking to spend. I would say that you want to save about 5% minimum before starting to look. If you went with a VA loan and had the seller cover the closing costs, then that will give you about a 1.5% cushion for misc things when you move in. ... more
0 votes 12 answers Share Flag
Sat May 14, 2011
T.E. & Naima Sumner answered:
Being free of mortgage payments gives you a great feeling. You'll still have to pay for insurance and real estate taxes, but they're a lot less than the mortgag e would be.


If you're thinking of paying off $200k, you'll need about $35k per year to put toward the mortgage balance. If you have a large down payment, you can subtract that off the house price and then divide by about 5. For taxes and insurance you'll set aside another 3% of the sales price roughly every year.

Condos and townhouses have the advantage that you don't have to maintain the exterior. Most HOAs take care of exterior painting, roof and landscaping out front, including lawn. Landscaping inside your fence might have to be taken care of by you, but the outside will be less hassle than a single-family homes.
Now you do pay for that outside service and you lose some say in how things look, but for some people the headache of mowing or having someone trim bushes etc is something they don't want to deal with.

Single-family homes can be your canvas to create a landscape of your choosing. You won't have to share a common wall with a neighbor. Some single-family communities do have HOAs, too, though, and their function is not to do the exterior maintenance, but to make sure you do.

As to Grapevine-Colleyville ISD has 11 elementary schools, 2 of which are recognized and 9 are exemplary. It also has 4 middle schools, 1 acceptable, 2 recognized, and 1 exemplary. The 2 high schools are acceptable and recognized, 1 of each. You can find out more at http://ritter.tea.state.tx.us/perfreport/account/2010/districtlist.srch.html and type in Grapevine.
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Tue Jan 7, 2014
Dallas Texas answered:
Your buyers agent can assist with your search. If you don't have Realtor never purchase a home w/o an agent representing you

Are you qualified for a loan? That will be 1st concern for builder and Realtor request in order to assist you

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
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0 votes 6 answers Share Flag
Thu Feb 14, 2013
Dallas Texas answered:
No involved in the conversation difficult to render full opinion HOWEVER no matter whether it is rolled in FHA loan OR you pay taxes still needs to be configured into your monthly debt / income ratio.

It is much safer for anyone to escrow insurance and taxes therefore when you have tax bill due at end of year for $x,xxx you are not "stuck with tax lien on your property"

Happy to assist you with our home search

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
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0 votes 13 answers Share Flag
Sat Oct 30, 2010
Trevolyn Haines answered:
Hello Crystal,

In my area, a seller typically pays his agent 6%, which that agent will split with the buyers agent.

It would benefit you to have someone to guide you through the process and help you protect your best interests and though the seller isn't willing to compensate your agent, you are perfectly free to hire an agent on your own to do just that. Commissions are negotiable and I bet that the agent you choose will be willing to represent you for between 1% to 4% of the purchase price.

It is not unusual for the seller to pay all the closing costs -even when they are willing to pay a commission, it all depends on your offer and the offers of any competing buyers. Your agent can help you write an offer that makes sense and maybe even show you other homes that you may like even more than this one.

Best of luck,
Trevolyn
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0 votes 3 answers Share Flag
Mon May 10, 2010
Ronda Allen answered:
As for the schedule of fees from the title company where you'd like to close the sale. Some fees are fixed and some are variables. This time before you have a contract is a good time to shop around to some of your local title companies. As your agent for recommendations. ... more
0 votes 4 answers Share Flag
Fri Sep 17, 2010
T.E. & Naima Sumner answered:
Hi Travis,

Congrats on a decision to get a home. It is indeed a good time for that in DFW. I have dealt over the last 15 years with several online mortgage companies and I have had good luck with very few of them.

You will find that with a mortgage company you need to have a trusting relationship with the loan officer, the name of the company doesn't matter too much lately. Too many will try to sucker you in to get your business and promise you the best rate and service.

There are mixed reviews on Amerisave. I think they don't educate their first time homebuyers enough and it ends up in miscommunication. There are many many good mortgage companies in DFW that you can meet with face to face and can help you.

You also need a great real estate agent that knows the mortgage process as well to assist you and guide you through the one of the most important purchases of your life. Before filling out loan applications left and right, I will be happy to sit with you and recommend a couple of local lenders based on your needs.

Naima
214-289-8555
naima@sumner-realty.com
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0 votes 9 answers Share Flag
Fri May 8, 2009
Tina Carter answered:
did you get the house? if not and you need help let me know. I have lived in Euless for over 20 years. (817) 909-2357
0 votes 1 answer Share Flag
Thu Feb 4, 2010
Chris Tesch answered:
Travis, the only way mineral rights will stay with the current seller is through specifically excluding them from the sale. If the mineral rights were previously sold, which is extremely likely, then you wouldn't see it on anything but the title committment. As far as the price, if it's a subdivision tract then it's very unlikely that any of the comparables have mineral rights as well, so typically no lowering is warranted. If this is a 50 acre tract of land then it could be a point of dispute.

Your best bet is to ask specifically about the mineral rights and spell it out in a contract as to who will receive them. Ask your agent to ensure this goes into the contract and ensure that the title company follows up on it. In general, however, most of the royalty checks I've seen people get are for less than $100 a year.

Good luck!
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0 votes 4 answers Share Flag
Wed Oct 8, 2008
Josh Thomas answered:
A mortgage broker will work to find you the best deal on a loan much like lendingtree.com will. However, the difference I see with speaking to a person vs. entering info on a website is simply that, speaking to a person. For me, when I am given the choice of emailing a question or actually asking it live, I will take the live interaction any day.

There is so much frustration and mis-interpretation avoided when you actually have contact with a human being who hears your inflections, your explanations of unique circumstances, and verifies that all of the informationis correct before proceeding. Plus, a mortgage broker works as your agent and owes a duty to you for finding the best possible deals. Lendingtree.com may or may not have this responsibility.

In the end, you may achieve the same result concerning rates, loan companies, etc. with either company. But I would recommend having a broker to call just in case there are questions on your end and you need some guidance.

Mortgage Brokers: Please correct me if I misinformed about your duties to homebuyers. This is the way I understand it.

Good Luck.
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0 votes 9 answers Share Flag
Wed Aug 4, 2010
Eloisa Villazon answered:
Yes, its a very good idea to have a Real Estate Lawyer specially if you are a FTHB and might not be clear on how the process works. If you’re ready to make or accept an offer on a property, and haven’t retained a lawyer yet, you can make the offer contingent on a lawyer’s review and approval before you sign.

Whether you’re buying or selling, a real estate lawyer is an essential part of the transaction. A Realtor helps you find the right house or the right buyer and negotiate a price and closing date that are right for you. Your lawyer can review any offer you make or receive and make sure that your rights are protected. Help you understand the purchase contract, including how you will take title on the property and verify there are no easements, liens, etc against the property. He could attend the closing and review all the papers you will be required to sign.

Good Luck!

Lisa
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