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Enfield : Real Estate Advice

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  • Local Info3
  • Home Buying3
  • Home Selling2
  • Market Conditions0

Activity 13
Sun Jun 3, 2012
Janet Spear answered:
Mon Apr 11, 2011
Vincent Carrieri answered:
Just because you qualify for a higher mortgage amount does not mean that you should buy a house that you can not afford comfortably. Pre approvals do not take into concideration real life things like child support, or utilites on the home exc... Please keep in mind that this is a payment that your stuck with for 30 years. Instead of thinking in terms of what you qualify for, think in terms of what payment you are comfortable with. If you approach things this way your sure to be buying within your means and almost guarentee an approval when your ready. ... more
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Sun Apr 10, 2011
Seth Winkleman answered:
You would have to get a loan secured before you put in an offer. The bank requires a cashiers check as a deposit. Foreclosures are very risky. You have to make sure all their taxes have been paid, that there are no liens on the property, it is very important to have a clean title. I would definitely consult a good attorney. If you need any referrals give me a call Seth Winkleman 860-985-5816 SethWinkleman@PrudentialCT.com I work with a lot of bank-owned properties! ... more
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Mon Apr 11, 2011
Minna Reid answered:
Ive never seen an auction allow a mortgage contingency. So if you lose your financing, you lose your deposit also. Usually there is a sizable minimum. I wouldnt recommend going this route. Cash is best for auctions. ... more
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Sun Apr 10, 2011
Candace Lipira answered:
I never answered from what I can see any questions you have posted. I would recommend finding a great agent and have them put you on Listingbook. A great tool that reflects the MLS in real time. The only website that gives accurate info and status of listings. They can reveiw your activity and send you notes on properties you do view or save as favorites. You can also send them notes from the listing.

Good luck and thank you for getting back to those who answered. It's rare we find out how much our answers are helpful.

"Your Beacon to Fairfield County Lifestyles"

Candace Lipira, Realtor
Keller Williams Platinum Properties
203-856-8501 cell
203-544-9786 home
candylipira@optonline.net
candylipirahomes.com
CT Licensed Agent
... more
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Fri Apr 13, 2012
Zisis Sakellariou answered:
Hi Denny,

Status changes to properties for sale happen constantly. It is very difficult for every website to keep its information current. With the number of properties, and constant information changes I'm sure you can see the potential problem with accurate information.

What you need to do is either call or email the listing agent to verify the status of the property. Or, What I would suggest is work with a Buyers Agent who has access to the local MLX to keep you informed on what is going on. Typically Working with a Buyers agent is provided at NO COST to the client. So at no cost you would be receiving accurate information and professional guidance.

Good Luck!
Zisis Sakellariou
... more
0 votes 2 answers Share Flag
Mon Apr 11, 2011
Seth Winkleman answered:
There are homes like that, but it really depends on the location, size, etc. Feel free to text me at 860-985-5816 or email me at SethWinkleman@PrudentialCT.com. Or check out the link I provided. ... more
0 votes 8 answers Share Flag
Mon Apr 11, 2011
Christopher Lefebvre answered:
I would suggest that you shop around and keep all of your options open. A mortgage broker usually has access to many more programs compared to one individual bank. That doesn't mean that a local bank won't have a good deal for you. Shop around, compare rates, but also pay attention to loan terms and closing costs. Make sure that you are comparing apples to apples. ... more
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Thu Jun 17, 2010
Carla answered:
Have you already purchased in Enfield? I ask because I am selling my home in Enfield - FSBO. Email me at budrusty@aol.com
0 votes 5 answers Share Flag
Wed Jul 29, 2009
Elizabeth Herbert answered:
Usually it should take between 60 and 90 days. but unfortunately with all of the recent events in the housing market, EVERYTHING is taking longer to get approved.

Here is a link that should help you if you need further information:

http://www.fhainfo.com/fha203k.htm
... more
0 votes 5 answers Share Flag
Wed Jul 1, 2009
Don Tepper answered:
Most mortgages aren't assumable. However, to find out what is owed, the best way is either to ask the owner for copies of his/her most recent statement, or to get a notarized letter from the owner allowing you to contact the lender and have the lender provide you the payoff amount(s). ... more
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Fri Oct 23, 2009
Karen Almodovar, Realtor answered:
Danna feel free to vist the Connecticut Department Of Consumer Protection Real Estate Division.
Below find the link for the website. Good Luck to you..
0 votes 2 answers Share Flag
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