Pre-paids are property specific and include, prepaid interest, homeowners insurance, real estate taxes on the property and any private mortgage insurance depending on the LTV or type loan you are using to finance the purchase. Because of this those fees will be unique to each purchase. To get an idea you should speak with a loan officer or mortgage broker to get what is called a Good Faith Estimate so you can understand not only what these fees are but also know what you will need to bring with you to closing.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157