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Home Buying in Elkins Park : Real Estate Advice

  • All94
  • Local Info3
  • Home Buying17
  • Home Selling2
  • Market Conditions0

Activity 28
Thu Sep 20, 2012
Martha Dahan answered:
Hi,
You might want to check out Valley Glen. Valley Glen offers a variety of different style condos and townhouses. Some of the units allow pets.
Let me know if you would like more informations about Valley Glen or other condos in the area.

Warm regards,
Martha Dahan
Weichert Realtors-Jenkintown
93 Old York Rd.
Jenkintown, PA 19046
(215)885-8100 x191
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0 votes 2 answers Share Flag
Sun Jul 15, 2012
Anne Rubin answered:
The fees vary depending on the size of the into. In general it is about $225 per month. Was there a particulate size you were interested in?
0 votes 2 answers Share Flag
Wed Mar 7, 2012
Anne Rubin answered:
That property went to settlement last year. Are you working with an agent? This is your second question regarding a sale. It might save you time if you were able to choose an agent to work with. Please let me know if you would like to discuss the benefits.

Anne
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0 votes 2 answers Share Flag
Thu Mar 1, 2012
Tim Moore answered:
My experience is it is all about the bottom line. These offers are equal and identical to a seller:

Purchase price $200,000 no closing costs

Purchase price $205,000 with $5000 in closing costs

Purchase price $210,000 with $10,000 in closing costs
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0 votes 6 answers Share Flag
Tue Sep 24, 2013
Diane Cardano-Casacio answered:
Sun Dec 11, 2011
Scott Laughlin answered:
Hi Chenna,

I just pulled up the listing on Trulia.com, and clicked on the "View Large Photos" link just below the main picture, and all 22 shots are there to be seen.

Unfortunately, that house is actually already Under Contract.

Cheers.

Scott Laughlin
Prudential Fox & Roach, Realtors
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0 votes 3 answers Share Flag
Sat Nov 12, 2011
Bill Hamberg answered:
Hi - this property needs major work both inside and out. If you want to email me privately I will send you a link where you can view lots of photos. Thanks -Meg
0 votes 4 answers Share Flag
Fri Nov 11, 2011
William Cush answered:
Yes, it sold on 10/18/2011. Let me know if you would like any more information.

William Cush
Realtor
RE/MAX Keystone
836 N.Easton Rd.
Glenside,PA 19038
Cell:  215.285.2011
Direct: 215.825.7720 ... more
0 votes 3 answers Share Flag
Sat Jun 25, 2011
Shane Milne answered:
VA loans do not require a certain minimum score - you could even have no scores (as long as you have other forms of credit) and still be able to obtain a VA loan. However VA does not lend money directly, lenders lend money based on VA guidelines because VA is guaranteeing a portion of the loan that the lender makes. So lenders set the score requirement in the lending world. In the lending world you will see most lenders VA programs require anywhere from 600 to a 640 minimum credit score (that is your middle, or median credit score), however there are some that will go lower, to even 580 or even down to 500 (I am even aware of a few that will accept any score).

But score isn't everything, score is only half of your credit qualifying. The other half is what is on your credit, such as perhaps the judgments and tax liens you mentioned. What is on your credit is just as important as the scores, as if there are recent delinquent items or late payments even with a high credit score it could still mean you can't get qualified. It's a "What have you done for me lately?" type of approach - they want to see that "lately" (as in the last 12-24 months) that you 'have done your creditors right" by making all agreed payments within the time they were due. Certain situations that can be explained are OK, such as situations arising from extenuating circumstance (medical situation, death of a wage earner, etc.), but anything that was due to just plain old financial mismanagement (forgot to pay the bill, mail didn't arrive on time, etc.) usually needs to be 12 months out, and if there are repeat patterns, even up to 24 months.

Tax liens and judgments are severe, not as severe as a bankruptcy or foreclosure, but more severe than charge-offs & collections - the reason being is that judgments & tax liens can affect a lender's lien position on the home as judgments & tax liens can attach themselves to a title of a home.

For the most part judgments & tax liens need to be paid in full either prior to the mortgage application, prior to the closing on the loan, or at closing on the loan (each lender has different guidelines - be sure to disclose your info/ask questions about their guidelines upfront).... however if you are on a repayment plan, with all payments made on time (typically need to be on a payment plan for 12 months, just starting it yesterday isn't going to cut it), then there are lenders (including us) that will not require the debt to be paid off, but we will include the payment on the debt in your debt to income ratio (pretty logical I'm sure you'd agree).

That also goes for collections & charge-offs too (if anyone reading wanting to know). However collections & charge-offs aren't always required to be paid, it is up to the lender's guidelines and the underwriter's discretion (FHA & VA do not require payoff of collections & charge-offs for approval, so any required payoff of those is always a lender overlay/requirement).

Feel free to ask further questions.
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0 votes 2 answers Share Flag
Thu May 6, 2010
Anne Rubin answered:
I would be happy to help you but I need to know what areas you could consider. If you are only considering condos in 19027, then Breyer Woods is the only one that allows dogs over 50 pounds, Please let me know if I can be of any further assistance. ... more
0 votes 1 answer Share Flag
Wed Oct 26, 2016
Gina Schedivy answered:
Hi Bella. Buying a home on a private road isn't a bad thing. It means that you and the other owners need to maintain it. It looks like this is a shared cost with quite a few other home owners. You can't really fight the private road issue. It's a private road versus a city road. However, you may be able to back out of the purchase agreement if you feel like this is not something you wanted or expected. I wouldn't recommend backing out of your purchase agreement, though. You obviously liked the home, or you would not have written an offer on the property. Plus, the lender has already done the appraisal. It sounds like your real estate transaction is well under way. Did you read the seller disclosure and the other materials that your agent and the listing agent provided you? Something should have indicated that the property was on a private road. At least in Minnesota, we disclose whether or not the road frontage is private owned or city owned. Now is the time to have your real estate agent work for you. You can ask him or her a lot of questions about private road ownership and particularly about this road. You need to know exactly what you are getting into. Your agent will relay these questions to the listing agent, if she/he can't answer them. You will want to know what the average cost per year is to maintain the road. Do the private owners have a contract with a snow removal company? Is it a gravel road or paved? When was it last repaired? Maybe if you have all your questions answered you won't feel so weird about buying a property with a private road. Good luck! ... more
0 votes 10 answers Share Flag
Fri Feb 5, 2010
Brian J. McCloud answered:
Hi,
I'm pretty sure there is and If you are interested I can send you a detailed search of all the condo's that are currently listed for sale in Northeast Philadelphia, just please email me your contact information and a brief description of what you're looking for or you can go to my website at www.BMCeasyhomehelp.com and complete the buyer form which will be easier and allow me to better help you find exactly what your looking for and I will be sure to get back to you as soon as possible.

I hope to hear from you soon :)

Thank You & Have a Great Day!

Brian J. McCloud
Ph: (215) 821.6262
Fx: (215) 402.1013
Email: Brian@BMCeasyhomehelp.com
FREE Homeowner Videos!
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0 votes 8 answers Share Flag
Fri Jan 1, 2010
Lesley Barbosa answered:
Morning, Happy New Year to you!
If you want to e-mail or call I can share information with you on the properties you have interest in and also share previous experience information on buyers when they bought a condo.

Regards,

Lesley
lrk328@aol.com
215-767-7433
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0 votes 6 answers Share Flag
Thu Jul 30, 2009
Odelia Aminov answered:
Howard,
Elkins PArk has so much to offer. As a resident and a professional who chose t focus on this area, I can tell you EP houses are rich in style, charm and character. Elkins Park is a neighborhood within Cheltenham Twp and not officially divided to any sub-neighborhoods. Taxes tend to be a higher than close municipality but demand is always on the rise here and that must mean people believe the quality of life in EP is worth the taxes...
The new buzzword for the residents is Creekside Coop...

Would love to talk to you more about the wonderful things EP has to offer and also share with you 2 new houses is Elkins Park that I will be putting on the market tomorrow. Please email me at odelia@odeliaaminov.com or call/txt at 215-360-7573.
You can also find great info on my website that pertains to EP rentals and sales.

Warm Regards,

Odelia
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0 votes 2 answers Share Flag
Sun Aug 23, 2009
Sean Dawes answered:
Try going to www.phila.gov/build and that should allow you to search by tax I'd
0 votes 4 answers Share Flag
Tue Jul 28, 2009
Terrence Charest answered:
The only true way to do this is to actually measure each room. If there is a finished basement, this measurement "could" be included. This typically changes depending on who you are talking to.

Hope that helps,

Terrence Charest, e-Pro®
REALTOR®
Century 21 Associates
905 Easton Road
Willow Grove, PA 19090
Cell (Preferred): 877.614.1494
Office: 215.659.5250
Fax: 215.659.5550

www.HomesForFreedom.com
tcharest@HomesForFreedom.com
“Giving to Those Who Gave”
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0 votes 1 answer Share Flag
Fri Jul 24, 2009
Kimberly Collins answered:
Marina,
It is currently temporarily taken off the market. If you would like more information regarding this property or other properties that are for sale in the Elkins Park Area please feel free to call, e-mail, send me a text message.
Just to let you know, it is best to take an Accredited Buyers Representative (ABR) with you. Realtors with the ABR logo have gone through extensive training on how look out for the buyers interests!
Best regards,

Kimberly Collins, Realtor, ABR

"A Refreshing Real Estate Experience"

Keller Williams Realty Group
Cell: 610-476-7519
Office: 610-792-5900 Ext 8177
Fax: 610-792-8131

Oh, by the way I'm never too busy for your referrals!
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0 votes 1 answer Share Flag
Fri Jul 24, 2009
Phong Lam answered:
Hi Marina,

How are you? My company uses a couple of home inspection companies and I could recommend a couple that I've referred to my buyers in the past. The inspector does a very thorough job and always keeps to their appointment and arrive early on their scheduled appointments. If you're interested in getting more information, please feel free to email me at Phong.Lam@c21ag.com or call me at (267) 918-1880.

Have a great day!

Sincerely,
Phong Lam
REALTOR®
CENTURY 21 Advantage Gold
2010 Oregon Avenue
Philadelphia, PA 19145
Business: (215) 465-1400, ext. 508
Fax: (215) 336-7793
Mobile: (267) 918-1880
Phong.Lam@c21ag.com
http://www.c21ag.com
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0 votes 7 answers Share Flag
Sun May 31, 2009
Stacey Karp answered:
This is a wonderful area to raise children, The school disctrict, Plymouth-Whitemarsh is a wonderful school district that people will pay alot of money to be part of. There is also a great catholic school, St Philips, if that is something you have interest in. There are parks, shops, and tons of things for families to do while keeping far enough away from the City to still be close!! Check out the local website for more info: http://www.whitemarshtwp.org/

I know the area very well and just sold a great house in the area to a new family. If you need any help, please let me know!

Stacey Karp, Realtor, ABR, e-Pro
CENTURY 21 Alliance - Royersford
322 N. Lewis Road
Royersford , PA 19468
610-948-2100 x311- business phone
610-948-2188 - fax
610-453-2488 - cell
www.staceykarp.com
StaceyKarp@Century21.com
Licensed in PA License # RS302275
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0 votes 5 answers Share Flag
Fri Jan 4, 2013
Steven Sullivan answered:
Both are wonderful townships with a lot of great homes on the market. There is a lot of neighborhood information at

http://www.homefacts.com/offenders/Pennsylvania/Montgomery-County/Elkins-Park.html

You can also search other neighborhoods if you'd like. Cheltenham has slightly higher taxes than comparable homes in Abington, but both neighborhoods have great sense of community and their own unique feel. Any specific questions feel free to call me 215-740-2655
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