One who did what before? I'm not 100% sure what your question is
Lenders will only give you the amount you can comfortable afford to pay back. Since your month;y income is only $1,300 (assuming no other liabilities), they will figure you can afford a monthly payment of about 40% of that (or so).
If you want to purchase a home that costs more than $80,000, you will need to either get a co-signer (to increase the income) or put down a sizable amount of money up front. I'd be happy to chat with you so I can get a more accurate picture of what you are trying to accomplish.
Joshua Stein, REALTORÂ®
Coldwell Banker Preferred â€“ Conshohocken
Office:(610) 828-9558 * Cell: (215) 866-8030
Direct:(484) 270-1165 * Fax: (215) 999-5894
PA License #RS317975