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Deptford : Real Estate Advice

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  • Local Info3
  • Home Buying7
  • Home Selling3
  • Market Conditions3

Activity 10
Fri Dec 7, 2012
answered:
Loans are always qualified by the lowest of all middle credit scores in cases where there are 2+ borrowers. Call me at 201-604-3485 with any questions.


Al Rapoport
0 votes 9 answers Share Flag
Wed Jun 13, 2012
R. Eric Axelson answered:
I would say in a few months because we will have more historical data. This was a good spring. But that is just my guess. This is not an exact science. Also, I don't know that it would affect it too significantly. The law of averages and all.

For what purposes do you need an appraisal? Or are you just looking for a "CMA" that I can prepare?

R. Eric Axelson, Associate Broker
Kurfiss Sotheby's International Realty
856.617.1212 m
axelson@kurfiss.com
... more
0 votes 5 answers Share Flag
Thu Apr 26, 2012
Paul Howard answered:
Do you have a question?
You should have your buyers agent answer them because you did not give enough information for me to even want to guess at what you should do.
0 votes 8 answers Share Flag
Sat Jul 27, 2013
Alex Kushnir answered:
Brian,

You need to talk to your real estate attorney. S/He can write to other party that "time is of the essence". "Time of the essence" means that the performance by one party to the contract at a specified location, date and time is required in order to require performance by the other party to the contract, and a failure to perform by the time specified will be a breach of the contract.

Good luck.
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Fri Dec 7, 2012
Mark Hebert answered:
I suggest you contact an agent and get set up with a property search on-line. Have the realtor send you properties and you can drive by the ones of interest to see if the property suits your needs with regards to a fence. Some times the on-line pictures or descriptions will help. We generally see in the listing if the landlord will permit pets and you can always ask the agent to call about a specific property to further inquire. ... more
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Sun Apr 3, 2011
Brenda Feria answered:
Jackie,

Below are the payments for each loan:

30 year fixed rate at 5% - $1033.88 prinicipal & interest payment
15 year fixed rate at 4.735% - $1495,55 principal & interest payment

You can reduce a 30 year mortgage by several years by paying extra every month. The rate will stay the same, but you do have the flexibility of paying the extra $360 more or less a month or not.

You can also ask the bank to set you up on a bi-monthly payment, which will also reduce the number of years to repay. There is a monthly fee for that, but it might be worth it to you. They do require an automatic draft 2 times a month from your account. Some people prefer this to the 15 year.

I retrieved these figures from my local MLS website.


Call your lender for details about any of these loans.
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Thu Mar 3, 2011
Carl Henker answered:
You need to contact a different lender. Being on your parents loan may not prevent you from a new loan if they are current on their payments. If you can document they make the payment from their own account with canceled checks you could have their payment excluded from your debt. Find a different loan officer one you can meet with face to face. Good Luck ... more
0 votes 6 answers Share Flag
Tue Feb 9, 2010
Gina answered:
Hello:

The best way to tell if an area is to your liking is to drive through it. Even talk to some people already living in the area to get some feedback.
If you would like, I can send you a list of available homes in that area to review as well.

Good Luck to you!
Gina Fagnani
GinaFagnani@aol.com
... more
0 votes 7 answers Share Flag
Tue Jul 14, 2009
Kenneth Verbeyst answered:
until contracts are signed and review concluded, sellers are not bound and so will continue to entertain offers. I advise my sellers to continue showings and solicit back up offers until all contingencies have been made. So many deals die due to inspection or appraisal issues sellers should be certain of buyers ability and intent before pulling house from being shown. You could get the house over the other accepted offer for a number of reasons. ... more
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Sat Jul 27, 2013
Ted Stewart answered:
Sure, you can sell by yourself. There are lots of FSBO sites on the internet. Some things to keep in mind: (1) It's unlikely that you'll save the full commission bu selling on your own. The buyer is likely to have an agent and you'll have to pay him 1/2 of the commission for bringing a sale; (2) Selling a home is NOT easy. Not only is there a lot of time and effort involved, but Realtors have the knowledge and experience to do it right. You need to know what forms are necessary (or even required by law). You need to be able to qualify buyers so that you aren't letting just any stranger into your home. You need to be able to negotiate sales price and home inspection issues WITHOUT letting your feelings and personality get in the way. You need to be available throughout the day and evening to show your property. You need to have an intimate knowledge of the market to value your home properly. So, CAN you sell by yourself? Absolutely. Is it worth it? Only YOU can decide that, but many/most sellers feel it's a job best left to the professionals. ... more
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