We always advise our new buyers that the most important thing they can do is to review their finances accounting for all monthly income and expenses. It's suprising what people learn about themselves if they take this activity seriously.... more
You can get a home in Dallas. What type of home depends on many factors, such as how much you can spend on a home, what houses are available in the parts of town you'd like to live in, does the property need repairs, etc.
The first step is financial - you need to determine how much you can afford to spend on a house. A lender can pre-qualify you so you have an idea of what price homes to view. Once that's done, determine if there are parts of town you'd like to live in. For example, will you be working? Do you want to be within a certain distance of your work? Or are you more concerned about which school district you're in? Or do you want to be near parks, or shopping? If there are medical needs, do you need to be near a particular doctor or hospital? This is where a good Realtor comes in - I (or many of my peers) can help you find the right house based on your particular set of circumstances.
If you have further questions, please don't hesitate to ask.
My office is located right near Frisco. I would love to help you and answer any questions you have. I have recommendations you're welcome to read to give you a peace of mind that you will be working with the right guy. I look forward to hearing from you! Or go to our website and check us out.
It depends. There still are products out there that don't require a down payment depending on where you want to live, income limitations and other factors. Why don't you give me a call and we can discuss some options?
First of all, did you send the check to the Title Company or to the owner directly? Did you use a TREC contact?
I hope you used the Title Company - their job is to protect both parties since they act us a third party. If so, contact the title company and they should able to give you a refund on the Earnest Money since the contract was not accepted by the bank for the short sale. You just need to fill out a form called "release of earnest money and get your EM back"
You should talk to the realtor that you worked with on this issue before taking legal action.
Please let me know if you need other help with your home search in Dallas! You can visit my website at www.findyourtexashome.com for homes in the Dallas area.
JP and Associate
Never ever pay to have someone clean up your credit. THEY CAN'T. I hope you read that and do not fall under there spell. You will have to whether out your credit situation. Pay your bills on time and check your credit every couple months. Don't apply for new credit as it hurts your credit score.
Unfortunately, the answer is no. Even buyers with good credit history in the US and a locally verifiable income have difficult obtaining conventional mortgages. You could get a hard money loan for up to 60% of the purchase price, but the interest rate isn't as attractive as a mortgage.... more