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Home Buying in Dakota County : Real Estate Advice

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Activity 74
Tue Apr 16, 2013
Donald James answered:
What a great time to refi! Shop around there are some great deals out there. You may consider converting to a conventional loan with prepaid MI. It could save you money!
0 votes 5 answers Share Flag
Fri Mar 15, 2013
Cameron Piper answered:
It depends on what is negotiated in the conract. In theory the buyer pays for all of it through the price of the house anyway. Go back and review the contract that was signed. If it is silent, the buyer and the builder should reach an agreement in writing.

Cameron Piper
Coldwell Banker Burnet
licensed MN Real Estate Broker
612-839-4202
... more
0 votes 1 answer Share Flag
Thu Feb 21, 2013
Patty Frahm asked:
There is an auction coming up soon in Rosemount, MN, does anyone have an exact date and time and the location?
0 votes 0 Answers Share Flag
Thu Mar 7, 2013
Scott Schultz answered:
John Rudeen Profile Properties 651-983-2390 johnrudeen@gmail.com or john@profileproperties.org.
This person can help you with all of your Rental Management needs.
Let me know if there is anything else I can do.
Thanks
... more
0 votes 6 answers Share Flag
Fri Jan 24, 2014
Jim Simms answered:
Are you paying cash? Problem #1 most lenders can’t lend on a niche property like a berm home. There may be exceptions if there are enough comparable sales of similar properties in a 90 day to 6 month period located within walking distance of the subject.

Problem #2, what is your exit strategy? The reason for Problem #1 is the limited market, most people do not want to live underground.

Good luck,

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
... more
0 votes 4 answers Share Flag
Thu Apr 27, 2017
Karissa White answered:
Hi Larry,

It can differ from complex to complex. Most are handled by the assocaitions insurance company. If you have a question about a specific assocation, let me know and I can find out for you.

Thanks,

Karissa White
ReMax
952-393-9688
karissa@mnhometeam.com
... more
0 votes 18 answers Share Flag
Mon Dec 23, 2013
Cameron Piper answered:
Linda,

Great question, but you really need to explore the specifics with an attorney.

The fact that you don't have a mortage is immaterial. If you don't pay your association, eventually they will get around to suing you and taking a lien against the property, I believe that they also then have the right to collect on that lien by foreclosing the property. It would be very expensive and unlikely, but if there was enough equity there, they might give it a shot.

Cameron Piper
Coldwell Banker Burnet
licensed MN Real Estate Broker
612-839-4202
... more
0 votes 10 answers Share Flag
Thu Oct 25, 2012
Tina Lam answered:
Don't get me started on bad appraisals, so let's not go there. I suspect the market conditions may have strengthened in the intervening period to drive the price up despite the condition.

For your first question, the asking price from Fannie Mae is just that. It's not a price set in stone. If the property doesn't sell, then Fannie Mae will eventually reduce the price in steps until it does. If you put in what you'd consider a fair market offer, they'll give you a counter or accept it.

Of course, this deal is only meaningful when you have the capacity to buy it. I hope it's still there when you can.
... more
0 votes 6 answers Share Flag
Wed Dec 4, 2013
Scott Godzyk answered:
In most new construction the builder owns the lot and sells you the lot with a new home. If you are buying the lot and hiring a builder, you would need a construction loan that would allow you to do such a thing. Ask your loan officer to explalin your options. ... more
0 votes 7 answers Share Flag
Mon Dec 23, 2013
Vicki Schwartz answered:
Absolutely. I will always take back-up offers on listings. There are many things that could change during the process. Do you have an agent or need help in writing a back-up offer?
0 votes 11 answers Share Flag
Mon Jul 2, 2012
Jennifer Sexton answered:
You do not need pre approval letter but
You will need proof of funds from your
Bank.
0 votes 5 answers Share Flag
Tue May 29, 2012
Ron Thomas answered:
You are going to have to identify the property so that someone knows what you are talking about.

Normally, the monthly payment will include PITI, which is Principle, Interest, Taxes and Insurance;
This is called IMPOUNDS and the Lender's way of making sure that you pay your taxes and have insurance on the house. It is a good way to go.

You are going to have to work with a local Realtor for the other questions.

Good luck and may God bless
... more
0 votes 3 answers Share Flag
Sun May 20, 2012
Cirelli Home Services answered:
There are currently 142 active single family homes in these areas on the market that have at least 5 bedrooms and 2 baths. Of the 142 properties, 20 of these home currently have contingent offers. ... more
0 votes 4 answers Share Flag
Mon Aug 19, 2013
Jennifer Sexton answered:
Good evening,

There are many homes available with the criteria you asked about. I would welcome to the opportunity to speak with you to narrow down the search to the perfect home for you.

As a Life long Burnsville resident and agent, I would be happy to show you why Burnsville is a lovely area to live. However, I can accommodate any of the areas you mentioned.

Jennifer Sexton
Jennifersexton@edinarealty.com
952-495-7653
... more
0 votes 2 answers Share Flag
Sun Nov 24, 2013
Jennifer Sexton answered:
Good evening,

There are many homes available with the criteria you asked about. I would welcome to the opportunity to speak with you to narrow down the search to the perfect home for you.

As a Life long Burnsville resident and agent, I would be happy to show you why Burnsville is a lovely area to live. However, I can accommodate any of the areas you mentioned.

Jennifer Sexton
Jennifersexton@edinarealty.com
952-495-7653
... more
0 votes 9 answers Share Flag
Sun May 20, 2012
House Geeks answered:
I just ran a search on our MLS and found 144 home with 5+ bedrooms and 2+ baths that do not have offers on them at this time. If you would like I can send you that list from the MLS, let me know.

Thanks


Kirk Duckwall
The Duckwall Team of Realtors
Edina Realty
Cell 651-303-0019
www.DuckwallTeam.com
Your Referrals Are Greatly Appreciated
Tune in to our Twin Cities Real Estate Radio Show Sundays at Noon on AM950
... more
0 votes 2 answers Share Flag
Thu May 17, 2012
Teresa Boardman answered:
$26 dollars. If you want to know the taxes for a specific property go to: http://www.co.dakota.mn.us/HomeProperty/PropertyTaxes/default.htm That is the county web site and the source of all public tax information. ... more
0 votes 1 answer Share Flag
Thu May 17, 2012
Elizabeth Fuller answered:
This is a matter best addressed to the counties and the specific municipalities. Property assessments and mill rates are usually set by the counties and they can explain the costs property taxes support in the specific communities names. Liz 612-986-4105 ... more
0 votes 2 answers Share Flag
Thu Mar 15, 2012
Michael Emery answered:
Depending on your income limits, you might be eligible for down payment assistance. There tends to me more programs within Minneapolis and Saint Paul, but there are programs for suburban areas too. See link below. ... more
0 votes 4 answers Share Flag
Tue Nov 15, 2011
Annette Levinson answered:
It is not only your income but also your monthly bills. You need to speak with a mortgage officer that can run your credit and go over numbers with you.
0 votes 8 answers Share Flag
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