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Cottonwood : Real Estate Advice

  • All58
  • Local Info2
  • Home Buying15
  • Home Selling1
  • Market Conditions1

Activity 18
Thu Mar 28, 2013
Cristyle Egitto answered:
.21 Acres

0 votes 2 answers Share Flag
Tue Feb 18, 2014
Carol Anne Teague answered:
Hi, Robin.
Google "Property management + Cottonwood, AZ."
I like Simply Rentals, 928-649-9020 and JPM Property Management, 928-649-0557.
Property managers get paid by collecting a percentage of the monthly rent from the owner. The only charge to the prospective tenant (you) should be a small application fee and/or the credit report fee - less than $50.
Good luck!
... more
0 votes 2 answers Share Flag
Mon Feb 18, 2013
Jeffrey Masich answered:
Dear Hannah:

Note, rent to own properties rarely come with a "fixed purchase price". They are typically set up for a portion of your rent may be assigned to a future purchase at the future market price of the home. Is this what you are looking to do?

Separately, your Realtor can show you the homes in Cottonwood that are listed as "seller may carry". This is typically interim financing for 2-5 years until you can get a conventional or FHA mortgage. You will need a down payment of at least 15% typically. Can you do this?

More information from you will be needed to determine what you can qualifiy for.

However, yes there are rent to own and seller may carry homes available.
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0 votes 1 answer Share Flag
Fri Jan 18, 2013
Bill Parker, CPA* answered:
Hello Iraye27:

Give me a call or send me an email off-forum (I am in the office today for awhile--see my signature block below) with the details (address, amount owed, your best guess as to current value) and I will see what I can do.

For all you others out there, this is a lesson on why one should not go with what seems like the "best deal", trying to save a few hundred dollars in fees (no, I do not know if this was their motivation, but it is so common), and, instead, should ask around for the "best loan officer" and listen to them.

Take care.

Bill Parker, Loan Officer
AZ Lic# 09011570
NMLS #223607
CPA--Licensed, no longer practicing

GenCor Mortgage Inc.
15730 N. 83rd Way, Suite 103
Scottsdale, AZ 85260
(O) 480-525-8496, EXT 743; (M) 602-565-3646; (F) 480-436-5226

MISSION STATEMENT: To create an unbelievably enjoyable experience for my clients, while guiding them through the most important financial transactions of their personal lives. My clients know me as their Mortgage Lender for Life. I truly appreciate your referrals.

If you think it's expensive to hire a professional to do the job, wait until you hire an amateur.
Red Adair, Oil well firefighter
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0 votes 4 answers Share Flag
Tue Sep 11, 2012
Alan May answered:
Wed Sep 12, 2012
Bill Parker, CPA* answered:
Hi Mr. Rogers:

I am not sure with what issue you want help, since you already have a "credit attorney" involved...

Please explain if foreclosure happened or not and when. Also, are you trying to buy or refinance and this is causing issues with getting it done?

... more
0 votes 4 answers Share Flag
Wed Jul 24, 2013
Chris Collins answered:
I have a lender that will lend to people with bad credit, call me.
Chris Collins
Show Appeal Realty
0 votes 7 answers Share Flag
Wed Aug 29, 2012
Ann Howell answered:
This is a very cool site to get an answer to your question
0 votes 3 answers Share Flag
Mon Jun 18, 2012
Ron Thomas answered:
This is entirely up to the Sellers and particularly the Bank:
The Sellers will try to find a buyer at the same time that they apply to the Lender for a HARSHIP.
If the Bank approves the Hardship, they will postpone the Foreclosure indefinitely.
This might continue for a year or even two if the Offers keep coming in, and the Bank wants to play along.
It seems that a lot of Banks do not want to Foreclose, the house is occupied and the Bank hopes that prices will start rising. Also, it makes the Bank look good to the Congressmen who are watching.

Good luck and may God bless
... more
0 votes 5 answers Share Flag
Fri Jan 27, 2012
Dennis and Geri Branaman answered:
The best I can tell the home was built by Lloyd Van Sickle. It appears he built other homes in Black Canyon City and Prescott Valley. Yavapai County records only show one other home in Cottonwood with an address of 4593 Silver Leaf, but I find no reference to that home in the multiple listing. Hope that helps you. ... more
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Mon Sep 9, 2013
Christopher Pagli answered:
Hi, Unfortunately it is not normal and you are at the mercy of the bank. there is a process that is involved, especially if there is a second lien holder that needs to be contacted. you can only hope the seller has properly filled out there package and the sellers bank is on top of the file. Many shortsales don't close because of the the length of time they take to approve them.

... more
0 votes 14 answers Share Flag
Wed Nov 23, 2011
Susan Stanton answered:
I have 2 rentals, both are 2 bedroom, 1 bath, one rents for $600 and the other rents for $575.
One unit is in town and the other 2 miles out of town.
0 votes 1 answer Share Flag
Fri Oct 28, 2011
Anna M Brocco answered:
There are other factors besides credit that determine mortgage qualification; therefore visit with any licensed loan officer, after reviewing your financial information, a determination can be made; if you don't yet qualify, at least you'll know what needs to be done in order to be able to purchase in the near future... ... more
0 votes 2 answers Share Flag
Mon Jul 5, 2010
Sandra J Steele SFR, AHWD, SRS asked:
0 votes 0 Answers Share Flag
Thu Sep 2, 2010
Don Tepper answered:
I'm not aware of any grants to purchase homes. Some states and cities have low-cost programs to encourage home ownership. A Realtor in your area should be able to direct you to any that might exist.

Good luck.
... more
0 votes 2 answers Share Flag
Wed Jun 18, 2008
Rent Right answered:
What auction are you referring too? Let me know and I will help you answer this.
0 votes 2 answers Share Flag
Wed May 5, 2010
David - Appraiser answered:
That could be a pretty large list. Perhaps if you narrowed it down by being a little more specific for the type of property for sale you are interested in - residential - commercial - acerage - etc. ... more
0 votes 6 answers Share Flag
Sun Aug 11, 2013
Brad Bergamini answered:
Best to look at a Commercail only website. Try and or Make sure that the real estate agent that you talk to works with commercial real estate...
You can do this by calling the agnecy and asking the Broker to refer you to there top commercail agent. ... more
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