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Financing in Connecticut : Real Estate Advice

  • All287
  • Local Info23
  • Home Buying150
  • Home Selling33
  • Market Conditions6

Activity 96
Sun Jun 23, 2013
Joe Balestriere answered:
You can try the amazing mortgage broker in William Raveis, Jorge Rivera. His cell is 203-913-1633 and his email is jorge.rivera@raveis.com.

William Raveis does all underwriting in-house, and Jorge knows more about mortgage products and options than any other person I have worked with.

Let me know how it goes!
-Joe Balestriere
William Raveis
203-216-0670
joebalestriere@gmail.com
... more
0 votes 4 answers Share Flag
Thu Aug 28, 2014
Lynne Oliveri answered:
Hello Crystainy212,

I have a lender available for an 80/10/10 with the parameters you have described. Feel free to contact me via email at: lynne.oliveri@guaranteedrate.com, or via phone at (860) 989-8008.

Thanks,


Lynne Oliveri
Vice President of Mortgage Lending
lynne.oliveri@guaranteedrate.com

www.guaranteedrate.com/lynneoliveri

vCard / Twitter / LinkedIn / A+ BBB Rating

o: 860.989.8008 / f: 860.760.6411
83 Bank St, Ste 3 , Waterbury, CT 06702
NMLS ID: 22204
... more
0 votes 2 answers Share Flag
Thu Aug 28, 2014
Shawn Reed answered:
Hi Andrew

I can get you in contact with my mortgage Guy at my office and he can give you more info my # is 203-496-2447
0 votes 3 answers Share Flag
Sat Feb 16, 2013
Dana Voelzke answered:
You should contact Amy Oulette with Union Savings Bank. Her number is 860-626-7711.
0 votes 2 answers Share Flag
Fri Feb 1, 2013
kfrank1977 asked:
Have a condo/ investment property in CA that I would like to refi HARP 2.0. --- LTV aprox 135%, no lates in mtg in the last 12 months, no cash out, No cash-out refi, Freddie Mac (prior ...
0 votes 0 Answers Share Flag
Mon Dec 31, 2012
Khalfaniajamu asked:
Wed Dec 19, 2012
Jessica Tracy answered:
Matt,

I know that my sister was able to. I would talk to your bank or mortage broker to see what would be best for you, either a lower rate or if paying less pmi. If you would like a mortgage referral I would be happy to give you some. Also, if you have any questions about buying your new home or would like a tour, I would be happy to assist.

I can be reached at 860-368-8383.

Jessica Tracy
... more
0 votes 2 answers Share Flag
Tue Aug 27, 2013
David Carr answered:
Try and access HARP through your lender, depending on the current Loan to Value, you can save on Title Insurance and appraisal fees
0 votes 4 answers Share Flag
Mon Nov 26, 2012
dan f asked:
0 votes 0 Answers Share Flag
Fri Nov 2, 2012
Jana Riley answered:
Most mortgage companies do allow you to rent out your house. If there is a clause that says you can not it will be in your lien paperwork,
0 votes 4 answers Share Flag
Sat Aug 4, 2012
Dominique Wilder answered:
I think we might have spoke before but we are able to business loans for investors from $5,000-$250,000 unsecured and with no income documentation. You're welcome to contact me with more information.

Thank You,

Dominique Wilder
Universal Acceptance
559-375-2512
... more
0 votes 2 answers Share Flag
Sat Aug 4, 2012
Gregorio Denny answered:
You need to be at 75% LTV for a 2 - 4 unit investment property for conforming financing. You may be able to find someone doing it as portfolio in your area, but you would need to investigate that. You won't find what you are looking for with traditional conventional financing and obviously FHA is out of it's non-owner occupied. ... more
0 votes 3 answers Share Flag
Sat Jul 21, 2012
Gregorio Denny answered:
The MIP (not PMI) on a FHA loan above 95% is 1.25%, at or below it's 1.20%. The calculation is as follows.

((355K - DP%)*MIP%)/12

355-5% =$337,250
$337250*1.20% = $4047.00
$4047.00 / 12 = $337.25

355-3.5% = $342,575
$342,575*1.25% = $4282.19
$4282.19/12=$356.85

MIP with 5%% down = $337.25
MIP with 3.5% down = $356.85

Insert your numbers to calculate where you want to be.
... more
0 votes 1 answer Share Flag
Wed Aug 1, 2012
Mike Sullivan answered:
Interest rates are at all time lows....property values at all time lows....and you can afford to buy...

A couple of thoughts, you might purchase a less expensive home...there are a lot of nice ones out there below $400,000....The alternative is rent, which provides no positives for you. You might try playing with a rent vs buy calculator (http://www.realtor.com/home-finance/financial-calculators/rent-vs-buy-calculator.aspx) to help with your decision.

For me personally, I prefer to own my own home...aside from the be tax benefits, I like building equity in a property that's mine, and I can do with what I please.

Hope this helps! Good luck with your search...don't let PMI be the deciting factor
... more
0 votes 10 answers Share Flag
Mon Sep 17, 2012
Steve Geryk answered:
The caution can be caused by different factors and the question cannot be answered without hvaing all of your information. If you would like a new set of eyes on this to see what is possible for you to do, give me call at 860-684-3111.

Steve Geryk
stevegeryk@gmail.com
NMLS ID 91523
... more
0 votes 3 answers Share Flag
Wed Jun 20, 2012
Seth Winkleman answered:
Try Eric Gadarowski 860-7965596. He is the Mortgage Banker in our office. Please let me know if that helps SethWinkleman@PrudentialCT.com
0 votes 1 answer Share Flag
Fri Jul 29, 2016
Elias Anguiano answered:
Most banks say that you need to wait 3 years after the start market of your short sale unless you were current on your mortgage payments at the time of the short sale.
0 votes 31 answers Share Flag
Sat May 5, 2012
Tracy Heinz answered:
Hi I have someone who can help. We are not supose to post our information here but I will give it a try. You can contact me at 860-882-9764 or TracyHeinzCT@gmail.com
0 votes 2 answers Share Flag
Wed May 2, 2012
Jay Cooke answered:
Hi Mu,

While I'm not a banker, our company has a mortgage division. If you send me an email, I would be delighted to give you the name of a broker to whom you can speak.
0 votes 3 answers Share Flag
Sun Apr 14, 2013
Tim Moore answered:
FHA just means it is partially guaranteed by our tax dollars. Banks, lenders, mortg brokers all compete with each other and interest rates will vary for one to another and from day to day. ... more
0 votes 6 answers Share Flag
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