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Home Buying in Concord : Real Estate Advice

  • All247
  • Local Info18
  • Home Buying106
  • Home Selling10
  • Market Conditions9

Activity 86
Wed Jun 9, 2010
Gene Riemenschneider answered:
Are you looking to purchase Notes on a home. The prices really vary, but can be for less than 50% of value of the home. I have sources for such notes. Contact me directly if you are interested. 925-260-4321. ... more
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Thu May 13, 2010
Mj asked:
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Wed Mar 17, 2010
Pacita Dimacali answered:
Presumably, the house you're buying is not being sold as a short sale? Because if it's a short sale, a condition of the the sale is that it's at an arm's length and as such, relatives are not allowed to buy this property.

If it's going to be a regular sale and you have reached an agreement on a price, then it will serve you well to engage a real estate attorney to prepare the sales agreement and get the required disclosures that both of you will need to sign. Doing so without the appropriate expertise in these matters may expose you to certain liabilities that you could avoid.

Good luck!
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Tue Feb 16, 2010
Vickie Nagy answered:
Hello Avibe, ask your agent...or your attorney. Most bank documents vary from standard California Association of Realtors.

Respectfully,
Vickie Nagy
Realtor® - ABR, CRS, e-PRO, GRI, SRES
Specializing in "GETTING YOU WHERE YOU NEED TO BE"
(925) 407-7987 cell
http://www.VickieSellsHomes.com
http://www.BestTriValleyHomes.com
Keller Williams, 760 Camino Ramon Suite 200, Danville, CA 94526
CA DRE License #01363932
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Sat Nov 7, 2009
Johnny Huang, MBA answered:
You should hire your own contractor for a 2nd opinion, even it if it's out of your own money. Send hundreds now to save thousands later. Also, home inspection is a must for any buyer! If you cringe at spending a few hundred on inspections to protect yourself, then you aren't ready to buy a house.

You need to get in touch with a lawyer to see if your contract lets you out of it if you want to back out and get your deposit back. 4 months is a long time, and you may have waived your contingency period without understanding what you signed.

Obviously she's not working up to your expectations and you should contact her employing broker to discuss your issues. Good luck!
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Sat Feb 26, 2011
Cathy Cataletto answered:
Unfortantely if a seller claims they had no knowledge of any defect with the home and if you're unable to prove other wise, then I believe you may be out of luck. What I would HIGHLY RECOMMEND is that you contact the attorney that represented you and see if there is anything in your contract that gives you some protection.

The other problem is that this is a short sale, short sales that I have sold in the past are usually "as is". If that seller has finanical problems that has caused them to have a short sale, then odds are that there is no money for any repairs.

Good Luck.
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Sat Jan 30, 2010
Terrylynn Fisher answered:
That would be about $300 to $350 in Concord in general. Although every complex is different and unique, its about right for amenities, insurance, etc.
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Tue Sep 15, 2009
Johnny Huang, MBA answered:
2008 API Schoot report link below:

http://api.cde.ca.gov/AcntRpt2009/2008BaseSch.aspx?allcds=07617886004527
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Sat Aug 29, 2009
Dave Sutton answered:
Your best bet is to start with a mortgage broker or bank mortgage office. I recommend Mike Ahr at Bank of America or Kristine Marr, an independent broker. If you want to pursue that, email or call me and I'll give you there contact information. ... more
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Mon Aug 24, 2009
Brad Stoddard answered:
Depending on your purchase price, PMI can be several hundred dollars a month (or more). MGIC has a PMI payment calculator at http://www.mgic.com/is/html/ratefinder.html which you might find useful. It's important you know what the PMI payment would be before you make your decision. ... more
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Mon Mar 1, 2010
Sean Dawes answered:
Assumable mortgage you mean?
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Tue Jul 14, 2009
Richard Hoag answered:
Hi,

No active listings on Humphrey Dr, but the following two properties are available close to Humphrey:

1784 Elm, 2/2, 1096 sq ft home, 7395 sq ft lot, bank-owned, $234,900 (on market 3 days)
1813 6th St, 3/2, 1409 sq ft home, 8320 sq ft lot, bank-owned, $145,000 (on market 3 days)

Please let me know if you would like to view these properties.

Best regards,
Rich
925.876.1460
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Fri Jul 10, 2009
Craig Lawler answered:
Jb,

I specialize in the areas you've listed and I am a buyer's agent. Please feel free to check out my website to learn a bit about me (as well as my profile here on Trulia) and let me know if I can be of assistance. I'd be happy to send you listings of properties matching your requirements and to help you with your home search.


Craig Lawler
Security Pacific Real Estate
Craig@RealEstateCraig.com
Cell: 925-698-2581
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Wed Jun 24, 2009
Johnny Huang, MBA answered:
It's up to the seller to agree to the overall terms. Sure you can write the offer contingent to the loan being approve, that's very common. Please let me know if there are any particular areas you are interested in. ... more
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Sun Jun 21, 2009
Bob Georgiou answered:
Downtown Concord is an urban center and like most it has its challenges. Crime is a subjective criteria for purchasing a home. I would advise going to the poilice department and asking for thier crime statistics. Each municipality keeps this data as part of their public records.

There are many challenges to buying condominiums right now but from a pruchse perspective this is simply going to make condo's and townhomes more affordable and more attractive for purchases. Right now the lenders are looking at the management of condominium associations as a part of their lending reviews. Expect, over time, for financial statements to improve but in the short term if you find a good home. Take advantage of the low prices and good financing.

Concord has much to offer; restaurants, shopping, easy commute location, transportation. I presonally like Concord for the value.
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Thu May 7, 2009
Mark Atteberry answered:
Craigslist is a great place to start. Make certain that there is a clause protecting you should they default. If they are foreclosed on because of mismanagement there is virtually nothing but civil court to protect your non-excercised interest in the property.

Could be a win-win if both parties do their part. I have sold my last 2 homes this way.
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Wed May 6, 2009
Johnny Huang, MBA answered:
Banks wants to see Pre-approvals with income, employment, credit all verified. They would want to rewrite the asset for their own books, but the guidelines are much tighter these days.


Get your credit cleaned up. I work with a credit restoration organization that's part of a credit union. They have an outstanding track record and can help you remove any deliquencies. Contact me if you need more information.
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Tue Mar 2, 2010
Johnny Huang, MBA answered:
You can. Check with a Title lawyer for your states proper contract laws.
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Wed Apr 29, 2009
Catherine Myers answered:
I'm dealing with something similar now so I can only answer you based on my opinion. We can't control these HOA's and it is ridiculous that some HOA's don't track this information. It makes it next to impossible to get any buyer's loan thru. But ultimately if you can not get a loan , you can't buy it. If the seller finds a cash buyer, then they could probably sell to them instead, as they would not need that same kind of certification a lender would.

You need to be sure though you are still in contract officially. If you are not, the seller is not bound to you. Did they sign an extension of your contingency period?
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Mon Mar 1, 2010
The Hagley Group answered:
that's a tough one, but my guess is we're close. I just sold a great 1 BR/1BA condo in concord for 45k....can you believe it?
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