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Clayton : Real Estate Advice

  • All75
  • Local Info7
  • Home Buying18
  • Home Selling6
  • Market Conditions1

Activity 28
Sat Oct 19, 2013
Dawn Anderson answered:
Hi! I would be happy to give you some figures. I would need a bit more information on the property to give you the best answer. Please feel free to email me details at Andersond@hpw.com. Thanks and have a great day! ... more
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Fri Feb 22, 2013
Rose Hammond answered:
You have two options that I know of. The post office can assist you with that information or you can find out yourself by accessing Johnston County GIS and counting them. On my web site WWW.RosesRealty.com there is a link to the Johnston County records. The GIS office in Smithfield can assist you also. ... more
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Wed Dec 12, 2012
My NC Homes Team answered:
It's hard to say with any real authority but having built many homes over the years as well as done many extensive renovations similar in scope to what you've described I'm leaning toward building new as more practical and economical when the finished product is considered.

One thing you need to think about is whether if you stayed and renovated/rebuilt your home if you might not end up as an over improvement for the neighborhood . If you feel like you may end up as one of the more expensive homes in the neighborhood this would definitely indicate you should not proceed with this plan.
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Sun May 17, 2015
Jenni McKnight answered:
There are pros and cons to any purchase, but here are the ones for a short sale:
Short sales are NOT typically a short process for any party involved. They just mean that the owner is short on funds that they owe to the bank and the bank is saying, "sure, I'll let you not pay me all the money you owe me." In some cases, it just means the house isn't worth what the owners owe and they are not financing behind in payments. This purchase could be great as you should have equity built up in the property since you aren't paying full price or what it's valued at. A major concern for first time buyers is the down payment money. On 90% of short sales, the bank will not pay for closing costs that could help off-set the down payment. Towne Mortgage of the Carolinas just started a program for buyers that purchase a short sale through their lenders. They will give at least $1,500+ in assistance. The credit score and down payment amounts won't change just because you're purchasing a short sale. USDA loans are 100% financing and no down payment, same with a VA loan. There are charges lumped onto the loans but do not come out of your pocket. FHA is 3.5% down, unless you buy a foreclosure, you could put $100 down. Conventional loans could be 100% financing, 95% financing, or other amounts. I've had some short sales sale in as little as 4 months. The one I'm working on now has taken 7 so far. Most lenders will start at a 620 for loans but I have one that can get you started at 580, with appropriate debt to income levels.
I'll be glad to assist in any other way so please call, email, or text for further assitance. Good luck in the house search, Jenni with Coldwell Banker Howard Perry and Walston 919-628-9936 or jennimmcknight@hotmail.com
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Thu Nov 15, 2012
Rose Hammond answered:
All our listings for properties for sale indicate in the city limits or not. Any property in the city limits pay city taxes. Many areas like Glen Laurel are outside Clayton's city limits but still pay city taxes. If you are interested in a certain price range I can email you listings and if you prefer in or out of the city limits I can limit it to your preference. Rose@RosesRealty.com ... more
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Tue Jun 18, 2013
Rose Hammond answered:
My suggestion is to go to my web site at WWW.RosesRealty.com and in the upper left corner click on mortgage lenders. Email or talk to several of them. Choose one you feel comfortable with and then have them tell you the amount of money you will need. Keep in mind a good buyers agent (like me) can write your closng costs into the loan or ask the seller to pay them. Looking forward to showing you houses. May I email you some listings? ... more
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Mon Aug 20, 2012
Rose Hammond answered:
We can find you a builder for USDA in Johnston County or find you a new home. Please call 919 965 0223 or go to our web site at RosesRealty.com. We would be happy to assist you. Email me at Rose@RosesRealty.com so I will email you listings from TMLS to ride by or show you. Looking forward to hearing back from you. ... more
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Thu Nov 15, 2012
Daniel Fisher answered:
Good morning, Tad.
Generally, property improvements which require a permit to install are included in a property tax assessment. My guess is that a carport structure which is designed and installed to meet building codes will be considered a permanent structure and subject to property tax. If you ask a city/county planning zoning officer, the building permit department and the county tax assessor for your area, you will likely get to the correct answer. If you appreciate an answer, please give "thumbs up". For the most helpful answer, please say thanks with a "best answer" click. ... more
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Wed Nov 2, 2011
James Williams III, PA answered:
Hi Lee,

Get with a local REALTOR to do a Comparative Market Analysis on your home; this process will enable you to obtain a list price for your home. Things change in the Market place; and appraisals are usually only good for six months. Once you are able to determine the current market value of your home; I think you will be better educated to sell or rent. ... more
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Wed May 9, 2012
Ron Thomas answered:
You may not:
Trulia is a Realtor web site, postings are done by Realtors.
You will need to list the house with a Realtor and then your house will appear on many, many sites.
0 votes 9 answers Share Flag
Wed Jun 20, 2012
Donna Clayton answered:
Hello Leamlass,
I'd like to give you an unbiased word of advice. Since I am located in New Jersey, I'm obviously not a candidate to list your home. However, as you interview potential agents, make sure you pay attention to what the market suggests your home is worth. Regardless of your opinion or what you believe to be "reasonable", the market activity is what dictates the true value. So ask each agent to present you with a true market analysis, and ask questions to be sure you understand the dynamics. Then you should base your list price on the market -- which is what a buyer will likely be willing to pay.
Good luck to you in your endeavors! Best,
Donna Clayton
... more
0 votes 13 answers Share Flag
Fri Jun 1, 2012
Mary Jo Quay answered:
You would want to do some research on both lots to find out what recent prices others of similar characteristics have sold for. Assessed value isn't the same as market value, and asking price is anybody's guess. Your agent can run a search back a couple years to tell you what are the averages for that development or you can search county records.
The development may have some requirements for building your new home. Some require a minimum square footage, or price point. You will want to talk to a lender about a construction loan where you can wrap the lot and construction together.
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Wed Jan 9, 2013
Laura Feghali answered:
Hello Ducky,
Sorry to hear that your complex has not been able to sell its condos. I suggest that you price it below market value if you are financially able to do so. You might have a better opportunity to sell if you are the lowest priced condo in the complex. A real estate agent can assist you with marketing by taking quality photos and by creating a virtual tour to show on real estate web sites which should attract some interest. 90% of buyers begin their home search on-line.
Good luck to you!

Laura Feghali
Prudential Connecticut Realty
... more
0 votes 4 answers Share Flag
Sat Jun 25, 2016
Tootalou9 answered:
There are a lot of mobile homes for rent in Clayton. unfortunately your not going to find many online you kind of just have to go to Clayton and look around. here is a website that might be helpful. http://www.ncclaytonrentals.com/ ... more
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Fri Aug 13, 2010
Matt Bossow answered:
No property is currently listed for sale on Hawthorn in Clayton, according to the MLS.
Matt Bossow
Century 21 Suburban
0 votes 3 answers Share Flag
Wed Apr 13, 2011
Matt Taylor answered:
Call me and I can take care of it over the phone. Have your Employment and residence history for 2 years with phone numbers and addresses. You will need to have your social available so we can pull a credit report. The whole process will take anywhere from 15 to 30 minutes. ... more
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Wed Sep 8, 2010
Karen Trotta answered:
If you have your home priced right, decluttered and in its best possible showing condition, you should be able to sell you home. While it is true that homes are staying on the market longer, rates are at a 40 year low. Underwriting is strict and all buyers should have their paperwork in order as to not delay, hold up any offer or even worse not be able to close at all due to missing or undisclosed information. ... more
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Wed Jul 7, 2010
Christina D.E. Land answered:
True indeed :) My husband and I are good friends with a family that lives out there... I've showed home and previewed home out there... very nice & plenty of acreage & serene environment for sure !! ... more
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Thu Sep 2, 2010
Pandora Pearson answered:
I am very familiar with the area near Richardson Place. I have been selling home in the Clayton area since 2001. I woud be delighted to assist you in finding your next home. Please give me a call to further discuss your homebuying needs! I look forward to hearing from you soon! ... more
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Sat May 22, 2010
David O'Doherty answered:
If you live within the town limits of Clayton you buy your electric from the town who buys it from Progress Energy. I have a friend who lives in Glen Laurel he is getting his bill and I will let you know what he pays. ... more
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