Hi,...The Home Warranty will cover the inner workings of your home....Plumbing,...Electrical....AC/Heat. They usually have options available for the pool and appliances. The Home insurance is geared more towards damages from fire, wind, flood options,.....etc......
If your house is funded,....the lender usually requires home insurance,...
A Home warranty is more of a personal preference....Some people love them and others could care less.
I closed on a home last summer,...the temp was about 113 on the day that the buyers were moving in,...the AC died. The home warranty company was there right away to take care of it and the buyer was very thankful that he had gotten it.
I have some great companies that I work with,....feel free to give me a call...!!
Hank Lauzon III
Exit Las Vegas Realty Center
6600 W. Charleston #119
Las Vegas, Nv 89146
Web : http://www.HanksLVRealestate.com
Never look down on anybody...unless you're helping them up.