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Chesterfield : Real Estate Advice

  • All37
  • Local Info3
  • Home Buying12
  • Home Selling1
  • Market Conditions3

Activity 16
Tue Nov 25, 2014
Therese Palmer answered:
It's about 20 mins. With the new 141 open from 364 to Hwy 40 it really depends on where in Chesterfield you are looking but I would say anywhere from 15 - 25 mins.

I hope this helps some.

Therese Palmer
RE/MAX Suburban
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Fri Nov 7, 2014
redhead196108 answered:
sorry, I hate to tell you this, but a score in the 500's will probably NOT qualify for a loan. Work on getting your credit up, pay your bills on time. One option you could consider for right now is an owner financing or rent to own, there are a number of websites to locate rent to own homes. ... more
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Fri Nov 7, 2014
Anna M Brocco answered:
In order to determine a fair offer, review comps with your agent, recently sold similar properties in the immediate area; see what the data suggests and go from there...
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Tue Nov 25, 2014
Debby Buffa answered:
This is truly a personal preference. I have had buyers who prefer all three types, however, homes with a master on the main level (1-1/2 story) seem to move quite quickly.
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Tue Mar 9, 2010
Dallas Texas answered:
You need approach your lender determine what your options are

However are you comparing "apples to apples"

Sq. ft, room count and etc. Many homes owners make huge mistakes when they don't understand all particulars involved when comparing properties which may not be a like

Lender would do a appraisal cost be approx. $400

More than likely they won't reduce balance owed

ARE you looking to sale the property? If so short sale is an option.

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Wed Dec 7, 2011
Terry Willis answered:
You will need to establish some type of credit and a score. I have a great loan officer I can refer you to that will take the time to help you and counsel you with this and get you ready so that you can take advantage of the first time home buyer's tax credit. Just email me your contact info through my web site listed below and we can get started. I am very familiar with the Chesterfield area and look forward to helping you. ... more
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Mon Mar 22, 2010
Alicia Clark - THE HOLT TEAM answered:

I live in O'fallon/St. Peters area and would love to help if I can! You should first meet with a lender to discuss your options since you'll need to be pre-approved at the time you want to start your home search. Call/Email me and I will email you a couple of lenders you might want to talk to.

Have a great weekend!

Alicia Clark
Keller Williams Realty, Southwest
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Tue Dec 10, 2013
Debbie DiFonzo answered:
Beau0124 -

Congratulations on going to Chiropractic school!

I don't mean this to sound flip, but I do believe your question is best answered by a lender. If you know of a lender in your area or have a recommendation from someone in the area, I suggest you visit with a lender.

How are you currently paying rent? other bills? etc. I would let a lender talk with you about your income source and if that would be in the parameters of obtaining a loan.

Good luck and again, congratulations!
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Thu Mar 5, 2009
Pete Elsner answered:
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Mon Jun 10, 2013
Edith Karoline Jasser answered:
Colleen, I think this depends a little about the areas in which one has to make those decisions and then it more importantly depends on each individual's financial situation and employment situation.... All that being said......

Sellers who do not need to sell (may be would like to but do not have to) will NOT put their homes on the market at this time! Buyers who feel that they do not have a super secure employment, a solid good down payment, extra money and great credit will also not go forward.....

The few that will are the first time home buyers with good financial and employment situations who can now buy bigger or better for less with some additional tax credit etc.

And those who always wanted to upgrade would also go back into the market even though they may loose some money on the sale but since they are upgrading they will largely make up or do even better on the much lower purchase price of the larger property.

And investors, with courage and money!

So employment security, available cash, need to buy or sell will keep buyers and sellers on the fence.
Just my opinion.....

What are your thoughts, if you like to share e-mail me to
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Tue Nov 25, 2014
Trisha Lee answered:
The Irvine Team -
I have a page in my listing presentaiton of questions buyers and sellers should be asking the agents they are interviewing (suggested questions if they don't know what to ask) and a seperate sheet where I have my answers to these same questions. What I say is...if you don't use me...please do yourself a favor and find someone that you like, feel comfortable with that is professional. Your house is generally your largest financial investment and you need a qualified person on your team. Know we're not suppossed to answer but I'll post the questions if you'd like (or I'll just be quiet).
Trisha Lee REMAX Boone Realty, Columbia, MO
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Tue Nov 25, 2014
Ann Cordeal answered:
I recommend Scott Wachter with Cardinal Appraisal. His number is 314.504.8841. I've recommended Scott to many others and they've always been happy with his work.
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Wed Oct 29, 2008
Maria Morton answered:
Wow Victoria, this sounds like a mess. First off, the ARM issue needs to be straightened out. What loan company are you referring to? If this is a local lender, I would go into their office and talk to the mortgage consultant in person. If this is a dot com, it will be harder to get anything done.
I don't understand what you mean by "the house that I paid for with the money I financed the rental property with" being secure "since there is no mortgage." Can you clarify, please?
Also, if you have received a summons, you might want to contact an attorney immediately. Especially if there is a property concerned. That could be a huge loss to you if they foreclose.
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Mon May 2, 2011
Lisa McKnight answered:
The average days on the market for homes in St. Charles, MO are as follows:
For 4 bedroom, 3-4 bath homes between $500,000 and $600,000 the average comparable sales days on the market is 90 days. Let me know if you have any further questions by replying to this message. ... more
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Wed Aug 26, 2009
Dale Weir answered:
There are only a few mobile home parks in all of St Louis and St Charles counties, you would do better in Lincoln county or jefferson county (sorry, but there are far more there). Forget Chesterfield - there is one in Frontenac, but the city is constantly fighting with the state of Missouri trying to kick them out and the state sides with the mobile home park (they were there first). In St Charles, there is one on the outer rd, behind the banquet center that is on 5th street on the south side of 70, east of zumbehl. check there, they might have an opening. From 94 (north of 70 but headed toward 70), you can turn on the outer rd, and go west toward the river to get there.

I'm not sure of any on the 40/64 corridor. You might ask the municipalities, but most don't like to admit they have them. You might also check in with the companies that sell the mobile homes since they will know where the parks are or check the yellow pages.

You might be able to buy a lot that is further out (not in suburbia) but it would probably be south of 40/64 but we would have to search for one that the zonining would allow a mobile home and that would already have the utiltiies run to it.

Good luck.
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Sun Oct 17, 2010
Perry Henderson answered:
The moment you realize that a lower price will sell it immediately....
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