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Home Buying in Charles Town : Real Estate Advice

  • All29
  • Local Info4
  • Home Buying7
  • Home Selling2
  • Market Conditions0

Activity 10
Wed Mar 27, 2013
Liz McDonald answered:
Hi Whitney,
I recommend that you talk with a mortgage specialist to answer your question. I work with a few who can actually run different scenarios for your credit and test what it would look like if you paid it off or didn't, before you spend a penny. Also, they can probably tell you what the ideal amount to pay off would be given your situation. I am always happy to recommend quality people if you want to contact me privately.

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Mon Nov 12, 2012
Sally Grenier answered:
What does your Realtor say??? Hopefully you're working with one. No one on here can advise you on what to offer. It depends on the property (which we haven't seen), and what similar properties have sold for in that area recently. Your best bet is to work with a Realtor as a Buyer's Agent. The builder wants to sell it for the highest amount possible. Your Realtor can help with the negotiations, not just purchase price, but seller paid closing costs, inclusions, etc. ... more
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Tue Sep 11, 2012
Alison Hillman answered:
Hi Christi,

Do you have a listing so that we can learn more about the home and find some answers for you?

Ali, Community Manager
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Tue Jul 24, 2012
Liz McDonald asked:
Are you finding the Home you are looking for? With Jefferson County inventory 30% lower than it has been for the last 10 years, we are working with buyers to make offers in the first fe...
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Sun Feb 7, 2010
Anna M Brocco answered:
What is your agent suggesting--you should be aware of recently sold similar properties in the immediate area--after reviewing the data a fair offer can be determined, therefore don';t rely on the assessed value --keep in mind banks are looking to get as much money back as poosible and remember short sales are by no means fast sales--Your agent will best guide you and if you don't have one, consider the service. ... more
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Tue Mar 2, 2010
Celia Lainez answered:
Sun Apr 5, 2009
Amy Salisbury answered:
Low appraisals are so common now and I know its frustrating for buyers, sellers, agents, lenders...everybody! If you have the knowledge about a given neighborhood or subdivision on what past sales have been and what current asking prices are now, you should be able to narrow down your search for a home to those sellers who are realistic with their asking prices.

A good buyer's agent should be able to help educate you about your preferred home locations and what those homes are averaging in sales prices.

Best of luck to you!
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Thu Mar 5, 2009
Vicky Chrisner answered:
This is a great question for your lender.
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Wed Jan 6, 2010
Terri Evans answered:
I have 4 short sales homes for sale in Berkeley County. My one listing in Kearneysville, WV I already have bank approval. Please email me to discuss further.
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Thu Apr 24, 2008
Don Tepper answered:
No, I don't consider it offensive at all. Oh, wait! You mean: Would the seller find it offensive? I have no idea. What's the price of the property? What's it worth? What's the seller's motivation? How long has it been on the market?

Determine from the comps what the true value of the home is. Determine what you can reasonably afford to spend. The lower of those two numbers sets the cap at what you'll pay for the house. Not a penny more. Then determine how much you like the disappointed you might be if you didn't get it. That determines how close to your maximum price you're willing to offer. But feel free to offer anything under that you wish. Yes, your chances of getting the property decrease as your offer gets lower. But that's what negotiation is all about.

Don't worry about offending a seller. Focus on acquiring a property at a good value to you.

Hope that helps.
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