Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Financing in Chandler : Real Estate Advice

  • All386
  • Local Info18
  • Home Buying140
  • Home Selling14
  • Market Conditions14

Activity 20
Tue Mar 26, 2013
Jennie Miller, Pllc answered:
You should speak with a lender. Have you contacted one yet to present your scenario?
0 votes 8 answers Share Flag
Wed Jan 23, 2013
Pamela Lloyd answered:

Yes, it is possible. Please give me a call if you would like to discuss your options. I would be happy to go over your situation with you.

Pam Lloyd
Associate Broker

Signature Realty Solutions LLC
... more
0 votes 7 answers Share Flag
Tue Jan 29, 2013
Jean-Leon Magnotto answered:
I can refer you to several that have successfully closed VA loans for my clients in the past. Please feel free to give me a call at 480.306.0730 any time. Thanks !
0 votes 21 answers Share Flag
Mon Jan 21, 2013
Celeste LaRocque-Wolfe answered:
Zillow is not a very reliable website to view for homeowners. The best way to see what your home is currently worth is to have a Comparative Market Analysis completed. I am happy to provide that to you. It won't cost you a cent and can be invaluable. If you want to send me your address and email I will work on it for you.

Celeste Wolfe, Realtor, Certified Negotiation Expert (cne)
United Brokers Group
(480) 717-7204
... more
0 votes 10 answers Share Flag
Wed Oct 3, 2012
Doug McVinua answered:
We have multiple lender programs available for home buyers in the Chandler and Gilbert market. Some are "Zero" Down payment programs and we can ask the seller to pay closing costs reducing a buyers out of pocket to a very small amount.

It's important to determine how long you plan to live in the home, what your income level is, credit etc as we decide on the best program for you.

Some of the programs are limited time and we only have so much money available.

How could we help you find your first home?
... more
0 votes 4 answers Share Flag
Fri Sep 7, 2012
Celeste LaRocque-Wolfe answered:
Patty, you can try calling Mike Kortas at Nova Home Loans to see if he can help you. He has some good programs at great rates. If he can't help you, he will refer you to someone who can. Just let him know I gave you his name. He will do his very best to help out. 480-228-5442. He pretty much answers his cell 24/7. Good luck. ... more
0 votes 3 answers Share Flag
Tue Jan 8, 2013
Matthew Lahti answered:
Down payment assistance programs vary by each state. Your best option would be to call a local mortgage broker - they'll be able to provide you with available programs and qualification requirements. Mortgage Brokers have access to a wide range of products and programs. ... more
0 votes 7 answers Share Flag
Tue Nov 3, 2015
Roswell Moore, answered:
Hi Starman,

I have a hard money lender has low rates compared to other hard money lenders. Let me know if you are interested in more information.

All the best,

Roswell Moore.CMPS
Certified Mortgage Planner
... more
0 votes 15 answers Share Flag
Sat Jun 4, 2011
Jeffrey Masich answered:
Dear Starman:

See the website link and once there, click on 'Arizona Hard Money Lenders':

Jeff Masich, Realtor
Arizona Homes and Land
... more
0 votes 1 answer Share Flag
Wed Nov 24, 2010
Anna M Brocco answered:
In order to best protect yourself, consider consulting with an attorney who specializes in real estate--he/she can best advise.
0 votes 14 answers Share Flag
Thu Dec 9, 2010
Dan Tabit answered:
Chances are, not right away. There are lots of questions I would need to research before I could say no, but the odds are against you for at least 2 years. To get a useful answer, you should meet with a mortgage broker and discuss your situation in full. When all the facts are on the table, they can advise you and give you a plan whether for now, or later. ... more
0 votes 18 answers Share Flag
Wed Sep 15, 2010
Jeremy James Jack answered:

You may have luck with a mortgage broker, they will have more creative financing available with still competitive rates...Good Luck, I have seen this senario before , you might be OK according to what your total situation looks like, Good Luck...! ... more
0 votes 11 answers Share Flag
Fri Jan 22, 2010
Jeffrey Masich answered:
Dear Cmdr:

Hi, the FHA 203K does allow for pool updating and refinishing. It all depends on how much of the pool still needs to be completed. Would recommend you phone several sources. I have some if you need them.

The REO's are a good idea so don't rule out a foreclosure property. This is a great time to buy. As you probably know, the $8,000 tax credit has been re-instated for first timers or those that have not owned in three years. There is now a $6,500 Tax credit for existing homeowners. Additionally if you do purchase a foreclosure property, free grant money (up to 22% of the purchase price) is available if you live in the home for periods of 5, 10, or 15 years. This makes inexpensive homes already, even more affordable. The free grant money is available through the state of Arizona. See the link for "Free Grant Money" at:

Also, if you are thinking about a Fannie Mae owned home, there is no PMI, 3% down with good credit, no bank appraisal and they have the Homepath renovation financing for fix up situations.

If I can answer any more questions or show you some homes or land, feel free to give me a call. I would be pleased to help you.

Jeff Masich, Realtor®
Arizona Homes and Land
HomeSmart Real Estate
... more
0 votes 3 answers Share Flag
Wed Dec 30, 2009
Tony Valdez answered:
This is a good source for your questions...ask away.
0 votes 7 answers Share Flag
Wed Oct 28, 2009
Stew Keene answered:
Fri Feb 3, 2017
Susan Ellis answered:
I can understand your frustration because I recently helped my father get a VA loan. A lot of the information on the internet takes you to various mortgage companies, some of which can't help you. Most lenders can do VA loans because it's a guaranty from the VA, not an actual loan through them. I have a list of a several mortgage officers that I have worked with for years and would be happy to send you their contact information.

Here is address to the VA website, the real government one:

Here is the address for the Phoenix VA office:

If I can be of any further assistance, please don't hesitate to call or email me.

Susan Ellis
Mira Vista Properties
... more
0 votes 19 answers Share Flag
Fri Jul 24, 2009
Mr.P answered:
Gary Miljour has a great program, Give him a call 480-251-0002

Good Luck
0 votes 6 answers Share Flag
Mon Dec 27, 2010
Carlos Ramirez answered:

Your question is best answered by a mortgage specialist. If you need help finding a qualified consultant let me know and I will put you in contact with a few I know.

But you need to think through what you want to do. If you plan to sell it in the near future a regular mortgage loan might be a better fee - you will not need a reverse mortgage. In either case you will be able to get out of the house and amount that is less than the actual equity (80% maybe) minus loan costs. Meaning that the new property you will have to buy will be of lesser value than your current equity.

It might be a better, and cheaper, strategy for you just to sell your current home and use all the cash to buy another one. You will get more money that way, you will be saving money and will avoid having to pay taxes and other expenses on two homes at the same time.

Good luck!
... more
0 votes 4 answers Share Flag
Wed Sep 30, 2009
Luke Allison answered:
Lending Tree is nothing more than a mortgage lead supplier to loan officers who sign up with their service. It is not a bank or a specific mortgage lender. Since people pay for the right to be sent your information, they may pass the cost down to you.

Keep in mind that everyone should qualify at a pretty standard market rate. What a bank/loan officer chooses to add on to that is simply profit. You need to find the lender making the least profit. Simple as that.

If you have questions or would like a rate quote, you are more than welcome to contact me. No strings attached.

Luke Allison
Flagstar Bank

Apply Online @
... more
0 votes 5 answers Share Flag
Sat Jan 10, 2009
Steve Belt answered:
If you are having difficulty paying your mortgage payment, and can demonstrate a hardship to your lender, there's a chance they will work with you. It's not a guarantee, but there's a chance. You'll need to contact your lender and see if there's something they might agree to do for you. If you are fully paid up (no late payments), they probably won't believe you are in a hardship. Missing payments will kill your credit, but it may get their attention. Or, it could fail, and you end up with bad credit, and nothing to show for it.

If you can pay your mortgage just fine, and are unhappy that your investment has lost value...well, that's a different story. Nearly every home owner in the US is unhappy their home has lost value.
... more
0 votes 7 answers Share Flag
Search Advice