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Home Buying in Cape Coral : Real Estate Advice

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  • Local Info77
  • Home Buying407
  • Home Selling29
  • Market Conditions36

Activity 357
Thu Jan 26, 2012
Kevin Cloutier answered:
Hi Sue

The seller pays for your title policy and you would pay for your lenders policy if you didn't negotiate something else or were not paying cash.

Call me if you haven�39;t got an agent to assist you.

Kevin Cloutier
Southern Premier Realty
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0 votes 7 answers Share Flag
Tue Dec 13, 2016
Danielle Sharp answered:
That boat has pretty much pulled out of port. The occasional deal comes along where the numbers are worth it though. Higher end appears to be doing a little better in terms of flipping although your hold time and cost will be longer and greater than anything well priced under 200k. ... more
0 votes 8 answers Share Flag
Tue Jan 17, 2012
Marc Comisar answered:
There are opportunities around for sure. Not as many as the last couple years but we can help.
Let us know if you would like any assistance.
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0 votes 11 answers Share Flag
Mon Jan 9, 2012
Anna M Brocco answered:
There are other factors besides credit that determine mortgage qualification, income, debt, assets, down payment, etc.; therefore do visit with any licensed loan officer to determine qualification; be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. As for a downpayment, FHA loans require 3.5% down. ... more
0 votes 14 answers Share Flag
Wed Dec 28, 2011
Terry McCarley answered:
Email me at with your criteria including price range and I will email you a link from the multiple listing service with properties that meet that criteria.

Terry McCarley, Realtor®, CDPE
Jones & Co Realty
cell: 239-707-4575
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0 votes 0 Answers Share Flag
Wed May 2, 2012
Monika Wilson answered:
Cape Coral has more Waterfront Properties (you have more choices) than Port charlotte and it is closer to the Islands of Pine Island, Sanibel and Captiva from here.
0 votes 14 answers Share Flag
Sun Dec 4, 2011
Terry McCarley answered:
Mon Nov 28, 2011
John Bennett answered:
YEP! Florida has very strict codes, driven by hurricanes. In your area you are Zone ASCE-7-98 - you will be planning for 130 mph winds or more. This means your roof, your windows.

At high tide, go to your lot, look at the level of water in the canal, then think about a 20 foot storm surge, you will need to plan for this. No Straw houses allowed.

Your contractor can help you, Real Estate agents sell what they build.


You might want to check what you can buy, then think about your cost to build, then think about this difference.
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0 votes 8 answers Share Flag
Fri Nov 25, 2011
Carolyn Giandonato, Realtor answered:
I know of two right now. Sailboat access. One in Savona and one in Gold Coast. $155' and one $159'. Contact me for more info. Happy Thanksgiving.
0 votes 9 answers Share Flag
Wed Nov 16, 2011
Edyta Gryc answered:
Fri Jan 4, 2013
Carolyn Giandonato, Realtor answered:
Can u be more specific in your question?
0 votes 8 answers Share Flag
Wed Jan 11, 2012
Anthony Cincotti answered:
It really depends on the location and the type/quality of the property. There are several great opportunities in the area and I would be more than happy to help assist you in making a decision as to if the return on investment is at the level you desire and help you analyze the market.

Please feel free to contact me with any questions you may have!

Anthony Cincotti
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0 votes 16 answers Share Flag
Mon Jan 9, 2012
Sarah Garrett answered:
That is the million dollar question!

There are several answers and none of them are good or going to solve the problem. However, here it back log, property overpriced, BPO's don't match the price offered, seller and bank can not come to a meeting of the minds, bank might be holding out for a better offer after you give up, paperwork from seller incomplete or lost or buried, listing agent handling the negotiations is not experienced, too many loans and not enough money to go around, bank processor had a medical emergency and everyone else was busy with their own stack of paperwork, bank is having trouble dealing with the HOA or you could be dealing with B of A which means all of the above applies + ten more.

I don't think this is a complete list but this one should be long enough for anyone that has been waiting for almost a year. You have the patience of Job as my mother would say. Of course, you know the other old saying, " Anything good is worth waiting for".

Sir, this market is very hard to negotiate. Some short sales have taken me up to a year and some as quick as two weeks for a bank approval. Hopefully, you are watching for properties that are similar to what you have been patiently waiting for to see them go up in price in order to keep you hanging on for the prize.

Hope you get in soon so you don't have a another winter in Ohio. I hear it is going to be rough this year.

Sarah Garrett, Realtor
"Chosen Best in Client Satisfaction 2006- 2011" by Gulfshore Life Magazine
Cell 239-464-8620
Web access to MLS:
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0 votes 14 answers Share Flag
Wed Nov 19, 2014
Dave Griswold/ Lisa Payne-Griswold answered:
HI Larry, If you buy the home it's in your name, your mortage it's up to you who you rent it or not rent it to.

All the Best

Dave & Lisa
0 votes 27 answers Share Flag
Mon Jul 16, 2012
thelendingteam answered:
There are a few different scenarios that you will need to consider. First of all having a Chapter 13 does not eliminate the possibility of you getting a loan. The things that need to be considered will be the date the Chapter 13 was filed, the pay history to the trustee, the balance remaining, and the estimated completion date.

Next we would need to see if your credit score has repaired to a level that would allow financing.

Your Spouse, if employed, could try to qualify or her own. To do that I could pre qualify an amount of a loan that she could use for a home purchase.

If she can not qualify on her own and your situation is not approvable, we could also look into a co applicant and see if that will help.

The best thing to do is to check with a mortgage broker and get them the details of your entire situation. I can help and charge nothing to do so. If you can do nothing right now, I will start you on a path to credit recovery and we will have a future date in mind when you can apply and get approved.

Feel free to email or call me at

Best regards,

Andrew Kashella
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0 votes 10 answers Share Flag
Tue Oct 4, 2011
Christine Selzler answered:
Hi Gary

I am not sure what you mean with your question, but if you are looking at a listing and it says there is a 'Short sale contingency', it means that the home is for sale, but the sellers lender, must approve the sale price because the seller owes more on it than the current market value of the home.

I hope I answered your question.

Christine Selzler
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0 votes 25 answers Share Flag
Wed Sep 21, 2011
Carolyn Giandonato, Realtor answered:
He needs to talk to a mortgage broker. I gave you the name of one in my last answer. If he is not on the mortgage, it means nothing to his credit. An FHA loan is probably the way for him to go, but again, he needs to speak to a mortgage broker or banker to find out his options. I'm not sure who told you about the two years of working or if that makes a difference. And please don't mention the fraudulent working under the table thing. Good Luck
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0 votes 1 answer Share Flag
Fri Jan 15, 2016
Roy Barker Jr, P.A. answered:
Hi Deanna,

yes, there is a beach in the cape coral yacht club area. There is also a new mandate that there will soon be a beach in 4 freedoms park right off of cape coral parkway. Of course you always have sanibel island and captiva as well as Fort Myers beach. .
I would love to tour the area with you if you would like.

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0 votes 16 answers Share Flag
Thu Sep 22, 2011
Cathy Sloan answered:

I have worked with a very knowledgeable Broker in the Ft.Myers/Cape Coral area. I have always gotten excellent feedback from anyone he has assisted. He knows all about sailboats, draft and whether or not you have a retractable keel. I just called him to be sure he would be interested in talking with you. He was in the Keys this weekend with about 12 lobsters on board. Said he would welcome hearing from you. If he's in the water just leave a meassage. He will get back to you.

Walt Thomas Cell: (239) 823 4443
Office: (239) 274-6637
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0 votes 9 answers Share Flag
Thu Aug 4, 2011
Marc Comisar answered:
As Realtors we all have an extensive vendor list of those whom perform and do a great job. Just ask your Realtor...they will help. If for some reason they will not let me know and I will get you info.
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