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Home Buying in California : Real Estate Advice

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  • Local Info95
  • Home Buying1K
  • Home Selling180
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Activity 19,904
Wed Apr 24, 2013
Robin Spalding Vaccaro answered:
Hi David -

What Flavio said is true.

I look at a lot of tax records when I'm listing and selling. It's amazing how many homeowners in the past 6 years have been in default. Most have been able to re-instate the loan by bring the payments current.

In the current market, an owner in default may actually be able to sell their home quickly. They may even receive multiple offers if the property is in good condition, has a good location or other desirable factors. I've seen short sales, where the property is worth less than the amount of the mortgage, get multiple offers way over asking and true market value and by the closing date, it's no longer a short sale and can close in normal time frame without lender approval.

Anything's possible in this market. What's true to day may not be tomorrow.

Good luck.
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Thu Jul 11, 2013
Cassandra M. Bickel answered:
If you are going to get pre approved elsewhere, do it all within a 1-2 day window as each inquiry spaced out will ding your credit. If you are borderline on your scores, this could make the difference of getting a loan or not.

But I always recommend to my clients to get at least 2-3 quotes from reputable sources. And make sure that the lender (And REALTOR) you use is responsive and answers your questions. If they are dismissive to your concerns/questions it might not be a good fit.

Good luck and congrats.

Cassandra Bickel, REALTOR
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0 votes 14 answers Share Flag
Tue Dec 17, 2013
Seana Yates answered:
NASA uses the butterfly palm, rubber plant, philodendron, ficus, boston fern and peace lily. My favorites are also mother in law's tongue and spider plant (both icky names for pretty plants.) :) ... more
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Mon Jan 6, 2014
Richard "RJ" Kas answered:
They are cleaning it up, but often they are doing it by providing housing and services to these unfortunates. It is not gentrifying in the traditional way most people might think, but it is improving the lives of those who depend on the services in the area.

The Little Tokyo Lofts however, border here is a great complex once you get past the security gate. The units are nice. Lots of amenities, and generally inexpensive compared to other parts of Los Angeles.

I would be happy to assist you. Thank you.
Sincerely,
Richard "RJ" Kas (SFR, SRES)
"Representing the finest properties from Los Angeles worldwide"
KAS Properties - Coldwell Banker Previews International - Beverly Hills South
166 N. Canon Dr, Beverly Hills, CA 90210
310.859-5334 office - 310.488.9826 mobile - 310-278-4934 fax ATT: RJ
RichardKas@gmail.com - www.RJforLA.com - DRE: 01352771
Sellers Buyers Investors Leasing Consulting
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0 votes 3 answers Share Flag
Sun Jan 5, 2014
Charles Irving 323 239-4273 answered:
Hello, Billy

Thank you for the question and allowing me the opportunity to provide you with service . I have several clients currently looking to buy in Downtown Los Angeles . I provide them with information on short sales , Bank foreclosure, and most importantly pocket listings . I provide them with a free daily and weekly report on available properties currently on the market.

Billy , if you like i would be happy to provide you with similar information ..

It is very possible to buy DTLA for under 250k but you must be pre-approved and ready to move quickly when it hits the market. Recently a beautiful loft hit the market for 180k and it went into pending in a very short time period.
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0 votes 11 answers Share Flag
Thu Apr 11, 2013
Ann Urias answered:
Can you email me what you are looking for? Price range? Bed Room count? Bathroom? minimum sq ft? And I will be happy to help you :)

You may also serch the mls at http://www.annurias.com/ ... more
0 votes 11 answers Share Flag
Tue Jul 2, 2013
Jeff and Sue Kockos answered:
It is very hot! Great location and price for the area! I will even rebate you 1% if you need a realtor to represent you. Feel free to contact me with any questions. 650.430.8587 Jeffrey@JeffreyRealtors.com
I am available to show you the Meadows whenever you have time!.
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0 votes 6 answers Share Flag
Thu Apr 11, 2013
Travis Jackson answered:
If a Realtor told you they were going to "kick you ***" I would defiantly report them to the DRE. Did they make threats before or after you used them to purchase a house?

Travis Jackson
Century 21 M & M Associates
Tjackson@c21mm.com
DRE# 01879566
http://www.408RealEstate.com
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0 votes 5 answers Share Flag
Thu Apr 11, 2013
Jennifer Strohfus answered:
Smelling issue is getting better and better. Milpitas schools are improving a lot for the last few years and Milpitas housing market will be more and more desirable. When the land in Milpitas gets more valuable, dump may be forced out. The best part of Milpitas is its convenience to access HW 880, 680, 101, 280. ... more
0 votes 7 answers Share Flag
Thu Apr 11, 2013
jan detomaso answered:
Hi Fauzia, I saw your posted interest in the property on Olive Drive in Bakersfield. That unit is a condo with association fees and CC&R's. I would be happy to send you the listing and any other information. The property is listed at $96/k and the monthly association fees are listed as $241. That project is very nice and well maintained. I have been on that property a number of times. If you are not currently working with an agent, I would be happy to represent you. I am available at jandetomaso@gmail.com and my phone number is 661-431-4194. Have a great day. ... more
0 votes 4 answers Share Flag
Thu Apr 25, 2013
John Juarez answered:
Hi, Maria,

You need to provide more information or it will be impossible for anyone to provide an answer. What house are you inquiring about?

Can you supply a link?
0 votes 4 answers Share Flag
Fri Apr 12, 2013
Joe Homs answered:
Oddvision,

There should be more inventory coming this summer, but the market is on FIRE right now with most propeties getting multiple offers and ALL CASH offers. Get yourself a great Realtor now so that they can explain what is going on and what strategies to use going forward.

Good luck,

Joe Homs, Realtor,
949-625-4533
joe@joehoms.com
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0 votes 13 answers Share Flag
Thu Sep 19, 2013
Lon Mapes answered:
That's a question that's hard to answer in a blog. I'd recommend you find a Realtor you're comfortable with, go meet them in person and discuss the entire process of buying a home.
0 votes 13 answers Share Flag
Fri Apr 12, 2013
Walter 'Skip' Kersten answered:
The property is currently in escrow with 'back up offer' status.
Good luck,
0 votes 7 answers Share Flag
Thu Jul 25, 2013
Sinead McAllister answered:
Hi Emiley,
I can refer an excellent lender to you. Message me directly and I will email you her contact info.

Thanks!
Sinead McAllister-Clifford
Real Estate Broker/ Realtor®


McAllister Homes Real Estate
Residential Sales & Property Management
www.McAllisterHomes.com
License 01366009
858-205-5215 CELL
brokermcallister@gmail.com EMAIL
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0 votes 26 answers Share Flag
Wed Oct 30, 2013
John Souerbry answered:
Your question is very surprising, because there has NEVER been a dream of universal home ownership in America. If we take the term "universal" litterally it means "everyone" - and that has never been, and never can be, possible. Home ownership is much like "full employment." There will always be people starting out who need time to build up wealth and income so they can buy a home without over-extending themselves financially. Home ownership is a dream that is made true by individuals and families who work hard, save, and EARN the ability to own a home. That route is not for everyone, therefore not everyone can - or should - own a home. ... more
0 votes 5 answers Share Flag
Thu Apr 18, 2013
Christopher Pagli answered:
You don't need more then one agent. What you should do is make offers based on the past 6 months comps and what you truly feel it's worth based on other similar homes you have viewed. Bidding wars are rampant in my area this spring so it could just be that there are other more attractive offers or maybe your offer isn't strong enough. I would have a conversation with your agent to discuss your concern.

Chris
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0 votes 21 answers Share Flag
Thu Mar 27, 2014
Thierry Abel answered:
In order to ease our borrowers' frustration of making multiple offers and not getting them accepted, my company has recently rolled out a solution that has been providing great resultst...We call it "Keys on Time Guarantee".

This program guarantees to close the transaction on time, or the borrower gets $795 refunded to them. (we have never had to pay that money out so far)! We are the 27th largest non-depository Mortgage Bank in the United States, so we are closing our fair share of transactions.

We are closing these loans so quickly that we feel confident that we can help buyers write a contract that will stand out from the others; from reduced escrow days to the one of a kind "Keys on Time" Certificate that we provide to submit with the offer, and stand out from the crowd of offers.

Contact me if you want to learn more?

Cordially,

Thierry

Thierry Abel
Senior Loan Consultant
All California Mortgage
A Division of APMC
P: (415) 464-8261
C: (415) 378-7508
F: (415) 464-2367
E: tabel@allcalifornia.com
NMLS 304353 - DRE 01380701
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0 votes 12 answers Share Flag
Sun Aug 4, 2013
Lourdes Silva answered:
Hello Cesar. In order for you to get the best loan program and rate, banks require a minimum of two years after the date of discharge. You can obtain a hard money loan which I personally don't recommend because the rates are high but it just depends how soon you want to purchase a home. I recommend you start getting pre-qualified about 2 months before reaching the two years from your bk discharge. If I can further assist you, is be more than happy to help. ... more
0 votes 4 answers Share Flag
Tue Jan 19, 2016
Heather Paul answered:
Hello, first and foremost you should be asking your Realtor these questions. They should be the one providing you with all these many questions. Also try contacting the Los Angeles County Rent Control Board, they can answer most of your questions too.

This website should help you also:
http://www.lafla.org/pdf/hou_rentcontrol_eng.pdf

Have a great day,
Heather Paul, Broker Associate
Coldwell Banker
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