We cannot see to what you are referring, Thomas, without a provided link in your query, but as with most Mortgage Loans, the primary factors to determine a monthly payment are the amount borrowed, the term and the rate. The taxes will be determined by the county's assessors and the millage rate. The insurance premium is set by the amount of coverage, the deductible and the policy limitations. Hope this helps. Please call, text or email if we can provide further assistance. Good Luck!