The first time home buyer tax credit refund applies to first time home buyers that purchase a home in 2009. The 8,000 amount will apply to your taxes and the remaining amount will be sent to you in the form of a check. Example, you owe 3,000 in taxes you will receive a check in the amount of 5,000. You owe 2,000 in taxes you get a check for 6,000. I hope this helps.... more
That may be something to ask an attorney. There are many sites that give great legal advice too. I've done it many times- it is to frustrating to go pro se. Perhaps you can finf a lawyer willing to give legal advice pro bono?... more
Unless you are in the financial, real estate or mortgage industry there is no way you can shop for the best mortgate for yourself, you need a professional to help.
Rates change 3 times a day, based on what happens in the market.
Mortgage bankers, mortgage brokers or end lenders? who charges upfront fees to get the lowest rates?
I could give you a number of sites to look at, but as I said, unless you have more expertise in the area you will not make a good decision and you need to rely on a professional for guidance. If you are going to buy a house, find a good agent who has knowledge of finance and connections to good lenders who can help you.
Trying to learn this on your own is like trying to get an MBA in a week - it is not going to happen.
There are 30 properties for sale and/or for rent in the area you are looking at. All are in gated communities. Unless The Vineyard has a different subdivision name or legal description, none are in it at this time. Please let me know if you would like to pursue your search. We would be happy to work with you to find the right property.
The Szydlowski Team
Future Home Realty
Ask your lender for some relief. Typically, loan modifications are reserved for owner occupied primary residences. But I've seen and heard of many instances where investment properties are approved for short sales too. Perhaps the term of your loan could be extended. Another way to go is to offer a qualified tenant a lease option or lease purchase plan. There is a way out!... more
If you want to live in downtown Tampa, there are some great places in the Channelside District, Harbor Island, and historic Ybor City. South Tampa is great too. Knowing a little more about your preferences, price range etc. can help to narrow down the search area.
Feel free to long onto to my website and search the condo section.
Please let me know if I can help.
Keller Williams Realty... more
P R, there are several builders you can use, but I cant give you a square foot price, as it all depends on the quantity and quality of the features you are looking to have installed. If a range will help, maybe $50/ft all the way up to $200+, it really all depends. If you would likr to speak, feel free to contact me.... more
no excuses for the delay on his part.....why not call me..i'll be glad to help you.bob mcclure- mortgage now- farmington, michigan...my direct cell number is (248) 974-4444.i am licensed in your state and 18 others...i can also close you in your own backyard.best regards........ more
I could probably help you with this. I have a couple questions though. Do you know Brandon enough to know where you would want to live? If not, I wouldn't recommend locking yourself in to Lease Purchase, as it usually requires a large non refundable deposit. You may also find something else at a better price while living here. I would also need to know what you need in regards to minimum amount of beds, baths, and square footage, as well as max price.
If you know all those things and have an idea of where to live, then you may consider an FHA loan, which doesn't require good credit scores and only requires 3% down towards the purchase, so on a $200k home, you would need at least $6k. I would love to sell you a home, but I wouldn't want you to get trapped in a situation that you can't get out of or can't get out of cheaply. Feel free to contact me to further discuss. Thanks
Mike Ceparano, 813 417 6698
Hi Joseph. It's an excellent time to buy as there are a lot of really good deals out there and the interest rates are still low. I would look at your overall financial picture and your other plans. I always recommend that buyers and sellers seek the advice of a financial planner who can help them determine what a good price range will be to leave room for other things such as vacations, retirement planning and other investments. Real estate should only be one of your investments and you should start early to plan for retirement.... more
Like you said, nothing is perfect. However, if you can find a buyers agent that you trust and truly is listens to your wants and needs it is priceless. It is like any other relationship--you both need to have open communication and trust. The realtor needs to know that you are devoted to them also. Once you have established this then your realtor can and will focus on your specific needs and finding your "perfect" home. Talk to your realtor--tell him/her if you want to focus on a different area, price, or style of home...It will be worth it to have someone who knows your style and exactly what you are looking for. I guess the only down side is if you don't feel your realtor is working in your best interest or not listening to your needs. If this is the case it's best to find a realtor who will work for you and your best interest. You'll be glad you did.... more