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Financing in Bradenton : Real Estate Advice

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  • Local Info58
  • Home Buying160
  • Home Selling16
  • Market Conditions34

Activity 8
Mon Oct 22, 2012
Ryan Brandenburger answered:
You do not need an attorney. If you like you can choose your own title company that is owned by an attorney.

Let me know if I can help with your refinance if your current lender is not fulfilling your expectations.

Best,
Ryan
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Fri Jun 15, 2012
Cedric Viquerat answered:
Hello Daisymae,

There are many financing programs available out there. Typically the lowest score is 620 to qualify for financing. I would be more than happy to put you in touch with different lenders in the area. ... more
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Mon May 21, 2012
Fred Glick answered:
You still have to have decent credit and prove your income.

Go to http://harp2.com for all the details. It's a great website for HARP loans.
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Sat May 5, 2012
Trish Chandler answered:
I suggest you contact Carolyn Hardy at 941.907.9595. She is a highly qualified mortgage professional who is trustworthy. Those are rare, trust me. I do not know how your MIP will affect your qualification.... This is my understanding of the HARP program...

The HARP Home Affordable Refinance Program is for those who are not behind on their mortgage payments but have been unable to get traditional refinancing because the value of your home has declined. HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and refinance fees apply.

You may be eligible for HARP if you meet all of the following criteria:
•The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
•The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
•The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
•The current loan-to-value (LTV) ratio must be greater than 80%.
•The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.

This is my understanding of the program, however, again, I am a REALTOR not a Mortgage professional. I suggest calling Carolyn at your earliest convenience.

Blessings, Peace, Love & Blue Skies,
Trish Chandler, REALTOR
Michael Saunders & Company
941.306.9533 Direct Line
Email: trish@trishchandler.com
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Mon Jun 13, 2016
Scott Godzyk answered:
Rickey the USDA loan offers you the opportunity for no or low money down, it doesnt help you with closing costs but does allow the seller to pay 3-6% of the closing costs of the buyer. You need to negotiate it in your initial offer to a seller. Ask your loan officer to guide you with how much the program allows.

http://www.trulia.com/blog/scott_godzyk/2011/08/how_do_i_know_if_i_can_get_a_mortgage_given_today_s_real_estate_market


Please see my blog for tips on getting a mortgage
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Tue Aug 24, 2010
D. Touchstone asked:
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Sat May 10, 2008
Pam Winterbauer answered:
Jordan....

This is a Real Estate site. It looks as if you are new to Trulia. You may want to read the community guidelines.
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Sun Dec 23, 2007
Adam Hong answered:
Vicki,

The monthly maintenance fee will depend on what type of property you are interested in. The fees range from $200 - $500 / month. The condo units are at the lower end of the scale with the villas at the high end. If you have a specific property in mind, I can find an exact figure.

Adam Hong
Keller Williams Realty
(941) 447-4253
adam.hong@verizon.net
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