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Bismarck : Real Estate Advice

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  • Local Info1
  • Home Buying13
  • Home Selling0
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Activity 13
Sun Apr 7, 2013
Randy Hoffman answered:
Hello Christy, one of the key characteristics of any scam is that the scammer is requesting money upfront without any guaranteed delivery. Be weary of anyone asking for money before you tour a home or have a signed lease, especially for any high dollar amount such as deposits or upfront rent.

Just as landlords do background checks on tenants, you can do research on the landlord. Check with the BBB or Secretary of State to see if they are in good standing and/or have a registered business. A common scam going around is using active real estate for sale listings as a fake rental listing, so conducting a simple search for the address of the home to see if it appears on any other websites may be useful.

Bottom line, I would recommend reviewing the lease upfront before any money is exchanged, or, better yet, have a signed leased in place first.
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Tue Mar 19, 2013
Scott Gunther answered:
A couple of suggestions:

1. Do NOT provide personal info and/or $$$ unless the person you're sending it to for review (either directly or through their agent) is actually the person on title.
2. Contact a local RE agent that can answer your questions and find the needs you're wanting to be met with your future home. He or she should be able to provide you a list of bona fide homes that are actually available.
3. If it sounds too good to be true, it probably is.

Good luck!
-IrvineRealtor
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Mon Feb 11, 2013
Jane Thoele answered:
There are options for purchasing a home in your price range. The best thing you can do is get pre-qualified and then choose one Realtor to find you a home. Listings do come up but in that price range they sell quickly. If you have a Realtor working for you, you will know about that listing first and can make an offer. There is an increase in PMI that banks charge for an FHA loan coming up soon. I would suggest that you take the above mentioned steps immediately. ... more
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Sat Apr 12, 2014
Lloyd Ann Caston answered:
Scams are a danger to anyone thinking of renting. If the owner will not meet you personally and show you the house, or a Property Manager won't meet you and show you the house, it is probably a scam. It works like this... a property is advertised. The e-mail address is probably the rightful owners name at gmail or yahoo or whatever...the owner has decided to do something overseas, and yes the house had been on the market but the ad was old and it no longer is...still showing up though. They will rent it for less than the the going market, because they don't believe in gouging...or they are Christians, or any number of other reasons...so just WIRE them the deposit and first months rent and then go to the real estate agent to get the key...by then your money is gone, and you have been scammed...you also have no place to live! Be very careful wherever you are to verify everything, and never wire money to some stranger you have never met....they sound so very nice and honest....but they aren't! ... more
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Wed Jul 5, 2017
Dawn Kopseng answered:
Greg Smith might be able to help you. He is with Main Street Appraisals. I believe he can do a rush appraisal for around $750 or so. I assume there are other appraisers as well that could do a rush, I'm just not sure on their price.

Dawn Kopseng, Realtor
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Sun Oct 24, 2010
answered:
Hi thegreat,

are you offering a reasonably priced double wide or you wish to buy a reasonably priced double wide?
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Wed Dec 29, 2010
Anna M Brocco answered:
Not knowing your overall finances/asssets--you may have options, if you haven't done so yet, do visit with any qualified loan officer(s) first, see if you do qualify, how much and have your credit score checked as their scoring is often different--if needed your loan officer can suggest great ways to improve your credit in the fastest time--then go from there. ... more
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Tue Feb 23, 2010
Anna M Brocco answered:
A decision only you can make--what will best suit your lifestyle.
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Fri Sep 24, 2010
Mary Splichal and Amy Fredrickson answered:
Not as far as I know, the lowest I've seen is 10% down and you must have a very high credit score to pay only 10% down. Each case is different, depends on the age of the Mobile Home and your credit scores. Check with VUE credit union, Cap. Credit Union, Starion Bank, Dakota Community Bank and Gate City Bank to learn more about their programs. ... more
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Tue Aug 4, 2009
James Gordon ABR SFR SRS answered:
You need to call your agent and let them know what is going on. You need to review all copies of the contract for an out. Most builders contracts call for a nonrefundable deposit but there may be a financing clause that lets you out with a return of the construction deposit that the builder has. ... more
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Wed Apr 29, 2009
X answered:
I'm sorry to hear about your situation. At this point, I would suggest you immediately contact your lender directly to see if they can help you out with a modification. Visit this website for more information about contacting your lender. This program was put in place to help homeowners in situations like yours.

http://makinghomeaffordable.gov/modification_eligibility.html
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Thu May 21, 2009
Mary Splichal and Amy Fredrickson answered:
It is listed with a company, but has an offer on it right now. If you need help finding something, let me know.
Mary Splichal
REALTOR
701-220-3348
MarySplichal@REALTOR.com
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