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Bensenville : Real Estate Advice

  • All22
  • Local Info1
  • Home Buying3
  • Home Selling0
  • Market Conditions2

Activity 5
Thu May 10, 2012
Edith Karoline Jasser answered:
Hi, They all pretty much run the same kind of credit check, but depending on what kind of bank you
talk to they may be more or less willing to give you the mortgage amount you need at a different interest. So your very best decision would be to contact several, and potentially, connect with a few
mortgage BROKERS who can find you the right lender for your particular situation and needs.
If you do not know any mortgage brokers, let me know and I could recommend a few to you, and it is
always wise to contact a few to see what they can do for you.

All depends on your general financial situation, your debts like car payments and other your income
and what it is that you want to buy..... and please remember that there is a big difference between a pre-qualification letter and a pre-approval....

Any questions feel free to contact me....for recommendations of lenders and a Realtor to represent you....
Good Luck!
Edith YourRealtor4Life! Working always in the very BEST interest of her clients! Buyers and Sellers and relocating buyers alike....
Your Chicago / Northern Illinois and North Shore Connection providing all clients with the very BEST
services, detail oriented, pleasant to work with, and honest when pricing a home for sale, or showing you a home to buy, once you make an offer Edith will provide you with the best Comps to make a
reasonable and competitive offer
EdithSellsHomes@gmail.com htttp://www.tinyurl.com/MeetEdithHere
... more
0 votes 1 answer Share Flag
Tue Feb 23, 2010
Mack McCoy answered:
Size, location, price. You can get the best of any two. Which one will it be for you?
0 votes 6 answers Share Flag
Sun Aug 23, 2009
Erin Rowley Stoner answered:
Liza,

Plain and simple it's a gamble. No one knows exactly how long your short sale will take to close. There are lots of variables. I have worked on several short sales, and have not had one close in under 90 days. You should expect that you won't get the credit, or be pleasantly surprised if you do.

Or... you might look for another property. Talk to your agent for guidance.

Good Luck!
... more
0 votes 3 answers Share Flag
Tue Feb 3, 2015
Vicky Chrisner answered:
You're going to need to know how you're going to pay for whatever you buy. I never go into a drug store without a payment form in mind; it's the same thing in house hunting. Get your loan lined up - then house hunt according to your budget ... more
0 votes 9 answers Share Flag
Fri Jan 24, 2014
Kellee Mizen answered:
Did you have your appraisal for bank purpose? If so, it seemed that if you would have needed $490,000 you would have gotten that price on your appraisal. They have tightened up with all the financing problems going on now. As far as value goes, call a local realtor and get a CMA (comparative market analysis) this will tell what your home is worth, meaning what a buyer is willing to pay. Then you might get your percentage rate, only if your $470,000 was based on the market. If you are wanting to sell, think of this, you might be losing money on your sale, but you will gain at another purchase if the home is price within the market. ... more
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