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Home Buying in Belmont : Real Estate Advice

  • All53
  • Local Info2
  • Home Buying22
  • Home Selling5
  • Market Conditions1

Activity 18
Fri Feb 22, 2013
Anjali Jain Ellis answered:
It is always advisable to look neyond just an online listing. Driving through the neighborhoods is always a good idea. And soliciting the help of a local realtor who is familiar with the area can be very helpful to look beyond the surface.

It is a tight real estate market right now, houses, especially in that price point are selling fast. But with a little flexibility and imagination you might be be able to create a home in the area,

If you want to discuss further. do not hesitate to call me. I would love to help!

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Sat Jan 19, 2013
Phyllis McArthur answered:
You should contact the listing agents to find out if one of these lots are not buildable. We have several of these lots for sale in our office, contact me at:

Phyllis McArthur
650-315-8904 ... more
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Sat Jun 1, 2013
val krysov answered:
List in San Mateo (3br 2 ba below $500,000)

List in San Carlos (3br 2 ba below $500,000)

Nothing in Belmont as of today with all the criterias

You can check on your own at
or contact Val at 415-385-8949
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Tue Dec 6, 2011
Que Foor answered:
The Homeview/Sterling Downs area (near Nesbitt Elementary School) although at close proximity to Northampton is quite different. This area has a better neighborhood feel than the area on the other side of Ralston Ave. If you love Belmont and its excellent schools, then this would be a good neighborhood to think about as a starter home. The easy access to the elementary school, Hwy 101, the Belmont Sports Complex, the Belmont train station, etc. are some of the amenities.
Northampton is in a newer development (right across Oracle) consisting of townhouses and detached single family homes. There is a monthly HOA to maintain the common areas. The lot size of these homes tends to be smaller, so not much yard work for you to worry about. It is a small development that is well kept and desirable. Check out the long Bay trails by Belmont Slough and enjoy a run or walk. You will sure meet outdoor enthusiasts.
Good luck!
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Thu May 16, 2013
John Juarez answered:
You have heard wrong. The lender made the original loan based on the qualifications of the borrowed. That borrower cannot transfer the obligation to repay the loan onto someone else. The owner may be able to deed the property but that can also cause problems. The owner cannot transfer the loan to another party.!!! ... more
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Wed Feb 24, 2010
Grace Morioka answered:
Hello Bay Area and thanks for your post.

At present, there are two lovely homes available for sale on Pierce Road in the $1.5 and $1.9 million range, and one of the best values--in my opinion--is the 4 bedroom 2 bath on Pierce Road and located in the midst of the Golden Triangle (a highly coveted area of town). As for the Mount Eden property, there is only one home listed on this road, located at almost the apex of the hill and with its own private vineyard, this lovely $19 million estate boasts a glorious 200+ degree view of the Silicon Valley. Obviously, this huge 13,000 square foot home cannot be compared with any home located on Pierce Road.

As you know, Pierce Road runs through two sections of Saratoga--a section along the "flats" in the Golden Triangle and a section that climbs up through the hills. Mount Eden, of course, is in hills. If you are comparing Pierce Road (the hills) to Mount Eden, then the value comes from the location, size and configuration of the home on the property. Without knowing the exact addresses, it would difficult, if not impossible to make an accurate comparison. However, if the comparison is between the flats of Pierce Road and the Mount Eden properties, then the preference for many buyers will be the "flats." While the hills are wonderful, many of today's buyers are uncomfortable with properties in this area that have, for example, septic tanks rather than sewer lines, and issues with utilities and roadway traffic. As a result, I would say that Pierce Road may be a better investment.

I hope this helps, and if you have any other questions, do not hesitate to contact me.

Grace Morioka, SRES
Area Pro Realty
Tel (408)426-1616
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Thu Feb 18, 2010
April Tavares answered:
HI Bayarea777

Mount Eden is a beautiful area of Saratoga. I have friends that live very near to the Mount Eden winery and wouldn't live anywhere else. As a Saratoga resident myself, I may be a bit bias in saying that overall the city is a great place to live. What time of day would you be communting and to where?

Residents of the area will either use Big Basin/Congress Springs or Pierce Road and I have not found either to be difficult to navigate. Which school(s) would you need to commute to? The area around Redwood Middle School can experience a great deal of congestion because it so near to the Library, St. Andrews, and West Valley Community College. The high school and Saratoga Elementary would have moderate traffic in my opinion. Since traffic tolerance is so subjective, I would suggest that you try making the drive during the high traffic hours.

All of Saratoga schools far exceed the state goal of 800 for the average API (academic performance index) which may make it worth the commute. Los Gatos-Saratoga High School district just reported that their API score ranking was #1 with a score of 897.

Let me know what type of tipes you were hoping to discover and I would gladly provide you with more detail.

April Tavares, GRI
Realtor, DRE License #01742179
Santa Clara County Market Reports:
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Tue Apr 6, 2010
Catherine "Cathy" Chaudemanche answered:
Hi Eric,

You understand that it is to start with a very subjective question? Meaning what you may personally consider a neighborhood to avoid may be fine for someone else...
0 votes 4 answers Share Flag
Thu Feb 4, 2010
Wendy Cline answered:
A great place to start on a short sale is to have your agent prepare a comparative market analysis. Many agents are still learning how to properly price a short sale listing so it can be hard to know what the bank will actually accept. The bank will assign a negotiator to the listing and that person will order a BPO and/or a formal appraisal. The bank knows it will take a loss but it wants to lessen the amount of loss. So when you are the buyer, you should ask your agent to ask the listing agent if there are other offers on the home, what phase the short sale is in, and how they priced the home. You can research and see what the buyer paid for the home (or your agent can do this) and then offer between 80-85% of the loan balance. You can guess the loan balance from the type of loan on the home, number of years they paid on it, etc. Good luck! ... more
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Tue Apr 6, 2010
David Tapper answered:
Your best bet is to work with an experienced agent who knows the area and networks well with other agents. My team and I can help you find a nice home if you haven't found a Realtor yet.

If you are already working with an agent, be loyal to them and ask them to network with other agents they know to see what is coming up in their pipelines. Almost all agents have a website and the ability to email you homes whenever a new listing comes on the market that fits your criteria.

Good luck,

Dave Tap Tapper
Cashin Company
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Fri Nov 6, 2009
Bruce Grant answered:
I have lived at the corner of Paloma and Broadway for 23 years, only a block from the foot of Vine St. I have never heard of any landslide there. If there had been any landslide, it must not have been serious or everyone would know about it. Where did you get that info? ... more
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Sat Jul 25, 2009
Herman Rod answered:
It all goes back to the time-honored adage that the three most important things in real estate are: 1) Location, 2) Location, and 3) Location. No matter how nice the home nor how wonderful the yard or improvements, if it's located right next to a freeway off-ramp or in the midst of a neighborhood with heavy crime activity, its value will suffer. Similarly, homes located close to the best schools or in a idyllic neighborhood will be more highly regarded.

A neighborhood's value is made up of many different components -- schools, climate, crime rate, cultural amenities, to name a few. So while two communities may both have fairly comparable school systems, that alone will not equate into similar housing values. Consider a school district in the middle of Kansas and an equally ranked school system in La Jolla, CA, overlooking the Pacific Ocean. There's no way homes in the two areas would be anywhere close to one another in price.

For many reasons, the SF Peninsula has always been higher in price than the Lower East Bay. It's not due to schools or any single factor. It's due to a multitude of things that all combine to determine an area's general housing values.

Best of Luck.
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Wed Oct 29, 2008
Stew Keene answered:
Dear REI,

Any market will suit you if the area, location and neighborhood is right and you buy the home cheap enough.

If you are using a Realtor who knows the Bay area, you would already have the numbers.

You should be able to find an investment property close enough to you.

Good Luck,

Stew Keene
Ph (480) 220-7491
Fax (8660 711 8573
Keller Williams - Scottsdale, AZ
2008-2009 Master of Real Estate award recipient
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Wed Oct 1, 2008
Glen Mitchell answered:
Al, in many cases the broker doesn't charge you a fee. They get rebated by the lender. Typically when you pay a fee it is to get the loan percentage lowered. For example and purely example.. say you pay 1 point(1% point) your rate may be 5.5% and if you pay 2 points 5.0%. You could get the same loan terms without paying any points and maybe that rate is 6%. In all those cases the bank will most likely be rebating the broker some amount. It could be 1% or more. It could also be less. Shop around a little and ask brokers what their fees are and current rates. Keep in mind these can change daily and sometimes even more often in these current markets. If you don't have a real estate broker check in with me for any needed help. I also do loans for some clients through a loan company I'm associated with.
Glen Mitchell
Licensed Broker in Calif. and Hawaii
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Fri Apr 9, 2010
Jonathan James answered:
welcome to the world of short sales. Is the listing agent requesting the agent reduce their commission?
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Tue Aug 19, 2008
Gene Yakubovich answered:
I have a listing in Belmont for $ 598,900., this house is own by Bank. In one day I recieved multiple offers all over asking price. This house need updates and infested with termites and dry rod. The market in Belmont didn't change a lot. In my opinion you need aRE agent to see how the price offered by seller compares to the current area market and agent will help you to determine how much youtr offer should be

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Mon Mar 10, 2008
Alan Louie answered:
How about a 4BR/2Ba home in the Millbrae hills at $3,200. Fantastic view!!
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