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Bedford : Real Estate Advice

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  • Home Buying9
  • Home Selling1
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Activity 18
Tue Feb 5, 2013
Tannie Grogan answered:
Hi, This is Tannie Grogan, a agent and long time resident in town. Can you tell me your renting criteria? How big of the place, # of bedrooms / bathrooms and how soon you can move in etc? I am happy to assist you in anyway finding your new home. You can email me directly at tannie.grogan@brinreality.com
Thanks - Tannie
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Thu May 1, 2014
Ursula Householder answered:
If it is a good deal than patience is your best partner! As far as the deed goes, make sure you have good title insurance! Do not proceed if you can't buy it! If you are financing the purchase the lender will make sure there is not title issue or they will not finance the sale, if you pay cash, you might want to hire a Real Estate attorney! ... more
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Wed Mar 18, 2015
Jason Duval answered:
Hi Karen, 1st off, let me say I love Williston, lived there back in 1994 before it was all developed. Rent to own in Bedford would be a difficult order to fill. Bedford is a micro market and there isn't a lot of need to do a rent to own for sellers in Bedford. I would suggest taking the early advise. Rent for a year (there ARE straight rentals in Bedford) and see how you like it. Then at the end of the year you can make the decision to purchase or not. Who knows, maybe by that time the owner of the home you rent may even be willing to sell you the home then... You can feel free to contact me direct vis cell @ 603.765.3239 or email me with any other questions you might have at jduval@kw.com. Good luck & welcome to NH! ... more
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Wed Feb 4, 2015
answered:
Why are you looking for a hard money lender? I think you will have a tough time getting one to help you purchase a single family residence. The laws have changed dramatically from a few years ago and residential financing is now heavily regulated. Hard money loans tend to be high fee, quick exit strategy loans. Under current law the use of such loans are illegal and considered predatory lending by RESPA and several other acts. Hard money lenders are typically only used in the commercial market for developers, small business owners, etc. The commercial lending arena is far less regulated.

If you have a friend or family member that will do a private mortgage for you, such transactions are exempt under RESPA. With the amount of equity you are putting into the deal, it would be a solid loan for someone but a hard money lender couldn't charge you enough legally to make it worth their while.

I hope this helps.
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Wed Apr 3, 2013
Cheryl Cummings answered:
Hi Joe,
You're not dreaming, it does seem that the prices are higher than they were at the beginning of the summer and definitely than they were 6 months ago! I have noticed this in searching for clients and customers.
My guess is that the cash sale and extreme fixer uppers are now purchased. This cleans the market quite a bit for move in ready, higher priced homes.
I think it is safe to say the worst is behind us with the economy, though I don't want to jinx anything!

Cheryl Cummings
Prudential Verani Realty
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0 votes 7 answers Share Flag
Mon Jul 9, 2012
Dennis Chaissan answered:
In today's volatile market many contingent listings are not making it to the closing table. The two major contingencies in most real estate transactions are the inspection contingency and the financing contingency. If the home inspector finds any issues during the inspection or the mortgage application is not approved the sale can become nul and void. So the short answer to your question is yes, if the home that you love already has an accepted offer it may be worth pursuing it. ... more
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Thu May 31, 2012
Dana Curtis answered:
Good Afternoon

I can most definitely help you with your HARP refinance and should be able to close you within 30 days if not sooner. Feel free to contact me at Dana.Curtis@Regencymtg.com if you'd like more information.

Regards

Dana
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Thu May 31, 2012
Ron Thomas answered:
What you are not hearing is that GMAC just went through a re-organization and almost went out of business.
Yes, they probably up to their necks in paper.
HARP is definitely something that you have to be patient about; did you hear that before? ... more
0 votes 1 answer Share Flag
Wed May 30, 2012
Edith Karoline Jasser answered:
If you are an individual / seller, selling your property by owner you are not able to add photos on Trulia.
Trulia when it comes to listings, only Realtors / Real Estate Brokerages can list their listings, i.e.
your home needs to be listed with a brokerage/a Realtor listed on a multiple listing service, who then can add photos and list your property on Trulia.

Sorry but as an individual you can ask questions and get professional answers related to real estate purchase, sale, lending etc.

Good Luck to you... and have a wonderful Day :)
Edith YourRealtor4Life! Working always in the very BEST interest of here clients, Buyers, Sellers and Investors alike. Edith covers for @Properties, 30 Green Bay Road, Winnetka, Il. 60093 the city of
Chicago, all N and NW suburbs and the fine homes on the North Shore
EdithSellshomes@gmail.com
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Tue May 1, 2012
Mary Bligh answered:
Hi Gigi,

Yes there is one available, you can contact me at 603-533-8369 and we can discuss it.

Best regards,

Mary Bligh
0 votes 2 answers Share Flag
Sat Jan 15, 2011
Bill Burke answered:
No, it has not sold yet. It is still active on the market. If you would like to set up a showing to see it, I am happy to do so. Please feel free to contact me with any other questions or if you would like to see 18 Pasture.

Bill Burke
Keller Williams
(603) 232-8282 x 2621
billburke@kw.com
http://www.billburkehomes.com
http://www.facebook.com/NHREALESTATEPRO
http://www.twitter.com/NHREALESTATEPRO
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0 votes 4 answers Share Flag
Sat Dec 18, 2010
Anna M Brocco answered:
What is your agent advising...In order to establish a value, one needs to be aware of recently sold similar properties in the immediate area, after reviewing the data, a determination can be made--keep in mind that assessed value, generally has no bearing on market value--as for resale, if purchasing the property at a lower value due to the mentioned issues, one can expect to sell for a bit less, if and when you do decide to move. ... more
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Mon Jun 21, 2010
Laura Scaccia answered:
I would welcome the opportunity to help you....would you mind contacting me on a private forum?

There are a lot of homes in the Bedford area in your price range - I would like to narrow down your needs and we can go from there.

I look forward to hearing from you!

Thank you,
Laura Scaccia
laurascaccia@masiello.com
603-957-0609
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0 votes 7 answers Share Flag
Thu Oct 4, 2012
Christopher Lefebvre answered:
This website may help you out. They can refer you to a local lender.

http://www.doctormortgagealliance.com/

Welcome to NH!
0 votes 7 answers Share Flag
Tue Jun 9, 2009
Scott Godzyk answered:
Ron your best bet is to contact the auctioner direct. They will have any info regarding viewings if there any. If you are a buyer broker you are responsible for assisting in a title search for any 2nd, 3rd mortgages, mechanics or other liens, past due taxes etc. Good luck with the auction ... more
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Fri Mar 27, 2015
Val Cloutier answered:
Hi Matt,
You asked what the typical Seller's and Buyer's agents commissions are in this area. The agreed on commission for selling a property is negotiable between the Seller and the Agent, and could depend on many factors. If I just blurt out a commission, that could be considered "price fixing", a big no-no.

Buyer's Agents can also negotiate their commission, depending on the situation. Since it's part of our MLS rules that agencies offer a co-operating fee, Buyer Agents will sometimes agree to accept the stated (shared) commission listed in MLS. Since this is paid from the Seller's proceeds at closing, the Buyer would not owe a commission. Some folks prefer to pay their Buyer Agents a flat fee, most or all of which will be covered by the commission as listed in MLS. I've also seen more than one instance where the Buyer's Agent accepts the co-broke as listed PLUS an additional bonus an incentive to negotiate the price and terms for the Buyer (remembering that the lower the price is negotiated, the lower the commission will be). What I'm trying to say is that there is no one set way that Buyer's commissions are paid.

That said, I can tell you that it's most common to see co-broke commissions that range between 2% and 3.5% of the sale price. Some Listing Agents split their commission 50/50, and others don't. That also is negotiable, and the Seller determines what the split will be. Their Agent can offer their opinion, but in the end, it's the Seller's decision

Your other question regarding the home buying tax credit is how I understand THAT particular program to work. However, the other tax credit (10% of sale price/max. 8K, with no payback) program may or may not be better for you. If you meet the fed's guidelines for one or both programs, I would suggest speaking to a tax professional to see which would be best for your particular situation. Here's a great website that has all the facts:

http://www.federalhousingtaxcredit.com/2009/glance.php
http://www.federalhousingtaxcredit.com/2009/faq.php

If I can be of any assistance in the buying or selling process, you are welcome to contact me at your convenience with any of the contact information below. In any case, I wish you all the best!!

Valerie Cloutier, Realtor®
MA & NH Real Estate Services
Accredited Buyer Representative
e-PRO Certified 2008

Valerie@InnovativeRealtyTeam.com
Innovative Realty, Londonderry NH
www.SNHhome.com

603-965-5197 Cell
800-746-8448 x424 Toll Free
603-425-1193 Fax
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0 votes 3 answers Share Flag
Sun Feb 1, 2009
Dianne Shakra answered:
It closed on January 5, 2009 for $650,00.
0 votes 4 answers Share Flag
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