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Banning : Real Estate Advice

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  • Local Info1
  • Home Buying12
  • Home Selling3
  • Market Conditions5

Activity 17
Mon Sep 24, 2012
Sue, Charlie Davis answered:
People used to refinance their homes frequently because they were inflating and people would draw off their equity. They would then often purchase big ticket items, cars, boats, trips, etc. This was what was driving our economy before the recent real estate inflationary bubble went and burst. Now you would only refinance for lower interest rates. However, many people are upside-down on their homes and the amount owed cannot be refinanced because the property won't appraise for the amount owed. That is why many people are making a business decision to walk away from homes that are way too upside-down. So the answer to your basic question is "No." You should never set a fixed time for refinancing. It should be judged by your total economic condition and whether it makes economic sense to do so. ... more
0 votes 4 answers Share Flag
Mon Sep 24, 2012
Robert Spinosa answered:
Amber,

This depends on two things:
1) Who was/is on the title of the home?
2) Who was/is on the mortgage that encumbers the title?

What happens next depends on the answers to these two. If you'd like to discuss more, just get in touch and I can help you figure it out.

Rob Spinosa
rspinosa@rpm-mtg.com
... more
0 votes 4 answers Share Flag
Tue Jul 30, 2013
David Siegenthaler answered:
Yes there's currently 18 properties for sale with in-ground pools priced from $ii9,000 to $1,245,000. Let me know if you'd like any additional information.
0 votes 4 answers Share Flag
Mon Aug 19, 2013
Lisa Su-casa answered:
The best way to get that type of information is from the local law enforcement agency.
0 votes 3 answers Share Flag
Fri Nov 29, 2013
Walter 'Skip' Kersten answered:
I suggest you review the bank addendum. It should include what the bank is responsible for if they cannot perform. It should also include language on your cancellation options.
Good luck, ... more
0 votes 10 answers Share Flag
Fri Nov 29, 2013
Johnny James answered:
Executed means signed my the parties involved, the buyer and seller. Also when all of the terms of escrow are completed the contract is considered executed.
0 votes 1 answer Share Flag
Mon Jun 13, 2011
Shortsale Truth Seeker asked:
0 votes 0 Answers Share Flag
Wed Oct 13, 2010
Richard Malsed answered:
A visit to your county recorders office will get you the info as to what the status is with the property. It is most likely a foreclosure that the bank is just sitting on until the market improves a bit. ... more
0 votes 3 answers Share Flag
Tue Jan 19, 2010
Robert Spinosa answered:
Hi Teresa,

I am in home financing and I'm not quite sure I understand your question. If you need help with your loan pre-approval for a purchase (or just to see how much you can afford), I am happy to help.

Thank you,

Rob Spinosa
rspinosa@rpm-mtg.com
877-270-5959
... more
0 votes 1 answer Share Flag
Fri Nov 29, 2013
"Carolina Joe" Idleman answered:
Check out my blog on the $8000 tax credit at: http://www.carolinajoe.com/blog/index.cfm/New-Home-Buyers-Tax-Credit
0 votes 3 answers Share Flag
Wed Apr 18, 2012
barbarak answered:
Generally you are buying property "AS IS" condition in foreclosure, however you do have the right to inspect the property either yourself if you are confident or use an inspection service. At that point you have the right to not go through with the purchase if major defects are discovered. It is always urged that you get your own home inspections, prior to purchase. Sometimes you can renegotiate with the bank owned property. ... more
0 votes 5 answers Share Flag
Wed Jan 23, 2013
Jane Grant answered:
Here are two websites to help you out. The first is called bestplaces.net and it shows statistical results of crime based on FBI submitted reports.

http://www.bestplaces.net/crime/?city1=50636203&city2=50600212

This one is called the Great Schools website: http://www.greatschools.net/

.......has detailed information regarding schools and even has a place where consumers can leave comments about their personal experience regarding an individual school. The Idyllwild Arts Academy has a high rating. I personally have always liked Idyllwild because of it's mountain and small town feel, but this is my personal opinion.
... more
0 votes 7 answers Share Flag
Fri Feb 20, 2009
Laura Sinclair asked:
Wed Sep 10, 2008
Ruthann Barshop answered:
It is listed at $282,000 and it has not sold yet.

Ruthann Barshop
Tarbell, Realtors
Ruthannmb@tarbell.com
0 votes 1 answer Share Flag
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