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Ballwin : Real Estate Advice

  • All24
  • Local Info1
  • Home Buying6
  • Home Selling2
  • Market Conditions0

Activity 14
Thu Feb 2, 2012
Bill Oesterle answered:
Tracy we do not have any records in the MLS system that will go back that far but I could research it in the tax records for you. I am not sure if this will have anything to do with your capital gains. Is this your primary residence? Call me at 314-581-2260 and I will see what I can find for you.
Here is a link that may help you know if it will even apply to this property.

Bill Oesterle
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Thu Jan 26, 2012
Ann Cordeal answered:
Maggie, My real estate partner, Terri Lessaris, and I have sold many condos in Ridgeview over the last few years. There are a few agents that sells condos in there but no one with a large market share. Terri and I both live in a subdivision nearby and many of our neighbors have moved into Ridgeview. We are very familiar with the complex and are top selling agents in the area. If you would like more information, you can email us at Ann& or call me at 314.706.0481.
Ann Cordeal
Prudential Select Properties
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Thu Oct 6, 2011
Janet Judd answered:
Not sure what you are seeking. Agent with the most buyers is not necessarily a listing agent who is used to marketing and promoting homes.
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Mon Dec 19, 2011
Anna M Brocco answered:
Any local agent can provide you the information, consider a call.
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Sun Mar 27, 2011
REMAX ONE TEAM answered:
You can contact City and Village Tax office at 314-739-4800.

Thank you for your inquiry!
Lynn Beebe
Keller Williams Realty
Direct: 314-503-3921
0 votes 0 Answers Share Flag
Thu Oct 28, 2010
Pete Elsner answered:
You can do an FHA loan with as little as 3.5 % down. So, on 218K that would be $7630.

Buying ~or~ Selling?
Call or Email
Pete Elsner
Cell 314-852-3862
E-Fax 314-677-6501
Keller Williams Realty St. Louis
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Tue Aug 10, 2010
Phillip Vincent answered:
I called me mortgage guy Chet Heileman to ask him for the answer. He said its a very long process that starts with you having to get the whole condo complex to agree to going FHA approved thru the Home Owners assoc.. (good luck with getting three people to agree on anything)

Its not impossible its just a long and tedious process, good luck my friend.
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Thu Mar 11, 2010
Alicia Clark - THE HOLT TEAM answered:

I found some rental information in the Ballwin area, but will need your email address to send it to you. If you don't want to post that on here, email me the address.

Happy Valentine's Day!
Alicia Clark
Keller Williams Realty, Southwest
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Wed Jan 6, 2010
Dallas Texas answered:
Be careful you could be approved in one state however not licensed in another state. Recommend work with mortgage broker in that area.

Letters are valid for approx. 60 days, confirm you are ready to purchase without having return to pre-approval process will lower your scores.

National Featured Realtor and Consultant, Texas Mortgage Loan Officer, Credit Repair Lecturer
Follow me on Twitter:
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Wed Sep 23, 2009
Daniel Castagna answered:

In order to qualify, you need a 620+. If its below that, you may find a lender willing to help you, but you will have to pay a higher rate. Therefore, depending on where your credit was and what it dropped to, you may or may not qualify, credit speaking.

Dont forget you need some equity in the house and qualify income wise. It sounds like you have plenty of inocme, but if you have pleny of expenses that could disqualify you as well.

Well I hope I gave you a starting point, if you need more information, please give me a shout.

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Sun Sep 6, 2009
Terry Willis answered:
I would be happy to help you find a home to rent. Please email me back and let me know your price range and email address and I will send you some listings of available homes. You can email me through my website at or directly at ... more
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Mon Feb 18, 2008
Trisha Lee answered:
Kathy -
Having a neighborhood pool, tennis courts, playground, clubhouse and walking paths through a neighborhood always bring the quality of a neighborhood up over those that do not have any amenities. There is an intrensic value of desireability over those neighborhoods that don't have anything extra. If you were looking for a home as a buyer and all other things were approximately equal (location, overall landscaping and ambience to name a few), you would probably lean towards the neighborhood that offered more. As to adding actual $$$ value to your house, where it DOES add money is in the length of time your home would be on the market over others of your caliber in other neighborhoods. It is a great marketing message to put your home above the rest and you probably would get a higher dollar in a shorter period of time on a level playing field. Just having those things would not overcome poor location, poor upkeep or a thousand other elements people look at when purchasing.

I guess that's a convoluted way of saying yes it would add value but not if the rest of the package isn't equally appealing. Buyers look at the whole picture and the more you have of what they want, the more your property is worth.
Hope this helps.
Trisha Lee REMAX Boone Realty, Columbia, MO
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Wed Nov 14, 2007
Ute Ferdig - Atty. Negotiator answered:
Hello Delancy. The answer to your question depends on where you live (metropolitan vs. rural area). If you live in a gated community or other well defined subdivision, the CMA should use data from only that subdivision. I usually start with a 1/4-mile radius and work my way out to a 1-mile radius if necessary (in urban areas). In the suburbs, I'll expand beyond the 1-mile radius and in rural areas, where properties are farther apart, I may expand as far as 20 miles.

To determine what's comparable, I'll look at square footage, bedroom count, lot size, age and style (e.g., single story vs. two-story). I try to find homes that have similar features as the subject property (e.g., swimming pool, garage size). Once I have selected the homes that I want to use for the CMA (ideally 3 active listings, 3 pending listings and 3 sold listings), I'll take a look at all the features and I make the necessary adjustments to indicate whether a comparable property is superior or inferior to the subject and then I choose the one that are most comparable to the subject. As you can see, preparing a CMA is time consuming if it's done right and having access to data that provides you with the necessary detail is crucial. I hope this information helps.
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Wed Nov 14, 2007
Mike Kelly Allison Norman answered:
Nope! Only issues you run into will be resistance to the Seller having to dig into their pockets to close the sale as the costs of the sale will make the property a "Short-Sale". In our market what a Seller purchased for is not really relevant to the MARKET price. Have your Realtor/Licensee run a comparable market analysis of the homes in the area and find out what the recent comparable sales look like.
Word of caution: If all parties sign the contract and make it "subject to lender approval for a "Short-Sale" then be prepared for a long, protracted escrow with the LENDER dragging their feet! Give yourself an "opt-out" clause in 30 days allowing you to back out of the deal if the lender has yet to agree. Also, keep your deposit small as you don't want to hang up cash waitng for this lender to get off the dime. Have all your inspection timeslines PLUS appraisal begin upon lender approval.
Word of caution: occasionally the lender comes back and agrees with the terms of the sale then wants it closed in 7 days!! Talk to YOUR lender and see how fast they can peform in this market.
Don't waste your time with this property and find someone with some equity!!!
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