Credit Score in Bakersfield : Real Estate Advice

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Annette Levi…, Other/Just Looking in New York, NY
Annette Levinson answered:
is it possible to get a loan for a house with a 580 credit ,and is it better to pay in full or settle collections.?
No, it is not possible to get a mortgage with a 580 FICO. Your credit score indicates an unwillingness to pay your bills (that is why you have collection accounts).
Pay your collection ... more
0 votes Share Flag Sun Oct 21, 2012 Credit Score in Bakersfield
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I need to increase my credit score by 7 pts to qualify for PMI. Does it take credit reports a long time to show 7 pt increase?
The best person to ask is your loan officer, they can review your credit and let you know how to go about a rapid rescore. Scores are affected by paying on time and by lowering balances ... more
0 votes Share Flag Sun Oct 21, 2012 Credit Score in Bakersfield
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
I paid off my debt in full 6 months ago, and have a cc. I use it & pay it off every month on time. so why has my fico dropped 60 points?
Congratulations on paying off your debt.

What you did should have helped your credit score. Check with a loan officer or mortgage broker who can review your credit report and see wha ... more
0 votes Share Flag Sun Oct 28, 2012 Credit Score in 93314
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