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Arizona : Real Estate Advice

  • All501
  • Local Info27
  • Home Buying288
  • Home Selling37
  • Market Conditions11

Activity 5,684
Fri Apr 5, 2013
BParker, CPA* answered:

This is a ridiculous position for the HOA to take. Why would HUD, or anyone for that matter, pay the back HOA fees until the home is actually purchased. What should happen is the late HOA fees being paid be made a condition of the closing. In other words, once the deal is done, the title company is required to pay these late fees as part of their duty as the escrow agency. This is the way all such encumbrances, or liens, on a home being purchased are handled.

Are you sure this is the real situation?
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0 votes 6 answers Share Flag
Tue Oct 1, 2013
Paul J. Bruccoleri answered:
You can do a for sale by owner...but you wouldn't be able to put it on the MLS. I'd be happy to help if you decided to list it.
0 votes 21 answers Share Flag
Wed Mar 30, 2016
Jeffrey Masich answered:
Do nothing.

Yes, you heard correctly. Doing nothing the first 3 to 6 months to let the house grow on you. See how the light comes in the windows. Get a feel for the flows of the home and your family traffic. Do you really want to enlarge the bathroom and take out the hall linen closet? This is especially true with the landscaping. Get a feel for the Summer heat and the setting sun.

Of course if a buyer is flipping a home you cannot wait. However, if you plan to live in a home it might be better to wait rather than say in a year, "Why did I do that"......"It seemed like the right thing to do at the time".

Have fun!

Jeffrey Masich, Realtor, GRI, MBA
Arizona homes and land for purchase or sale
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0 votes 5 answers Share Flag
Thu May 23, 2013
Robert Mitchell answered:
With a USDA loan there are some options for you. We would have to negotiate to have the seller pay for your closing costs. The area that is covered by a USDA loan are restricted so you would have to buy in those specific areas. ... more
0 votes 17 answers Share Flag
Thu Apr 4, 2013
Ron Thomas answered:
Every price you saw is an "estimate":
Whether that estimate was drawn from LISTINGS, SOLD houses, Tax Records, or Internet Estimates; they are all estimates.
The only time a house has a true VALUE is when a Buyer steps up and BUYS it.
Everything else is just opinion.

The closest you can come to the Market Value is when your Realtor does a CMA.
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0 votes 4 answers Share Flag
Thu Apr 4, 2013
Yes, Cadena, 101, you should be able to get back your Earnest Money Deposit if you decide to cancel within your Inspection Period.

I would suggest you ask your Buyer's Agent to request an extension on the Inspection period to be sure you have time to receive & review your appraisal.

Good luck on your purchase,

Roswell Moore, CMPS
Certified Mortgage Planner
480-422-5095 direct

We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline refinance loans (NO minimum credit score, NO appraisal required), HARP 2.0 - No Appraisal Required for Refinance for Underwater Home Values, HomePath, Investor Friendly (10 financed properties), VA, VA Refinance loans (NO appraisal required on IRRRL loans), USDA loans, Jumbo loans, Conventional loans, plus, we allow Escrow Hold-Backs!
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0 votes 2 answers Share Flag
Thu Apr 4, 2013
Jonathan Budwig answered:
It's deffinetly a Sellers market, leaning towards a balanced market. We have more buyers than sellers. Homes that are priced well move quickly. I'd like the opportunity to discuss this further with you. Feel free to call me at 480-797-8461.

Many thanks,

Jonathan Budwig
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0 votes 10 answers Share Flag
Wed Apr 3, 2013
Jennie Miller PLLC answered:
Well there are golf courses all over the Phoenix area so it will be very challenging to find a community that doesn't have a golf course or one nearby! There are some parts of Sun City that have very low or no HOA fees and there are many areas that are not situated right on the golf course. ... more
0 votes 7 answers Share Flag
Wed Apr 3, 2013
Edith Karoline Jasser answered:
It really depends on what type of loan you are looking for or you need based on your income, and your available down payment... What your first step to home ownership should be is sitting down with a local
mortgage broker who will look at all your financial situation, your income, your outstanding debts, like credit card payments, hospital or college bills etc., your credit score and the type / price range of home
you need, then the lender will research which type of loan would work for you....

And he will also let you know what the down payment amount is approximately that you will need for
a specific loan. So start with discussing the loan options with a reputable local lender, if you need a recommendation for your area in Somerton AZ let us know and we send a recommendation.
Sincerely yours,
Edith YourRealtor4Life & Chicago and Northern Illinois Expert

Working always in the very BEST interest of her clients, Buyers, Sellers and Investors alike....
And always with a SMILE 
Covering for @Properties the city of Chicago, all N and NW suburbs, the fine homes on the
North Shore, and many of the W and SW suburbs, and with her trusted Partner Agents all of
the US and worldwide properties. Edith speaks French, German, some Spanish and other.....
@Properties ----
Check out my website at htttp://
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0 votes 1 answer Share Flag
Tue Oct 22, 2013
Jennie Miller PLLC answered:
Have you spoken with a credit repair company? A couple of my clients have used one and see great success--and they can make recommendations that will increase your score even though you don't have things to pay off or have removed. ... more
0 votes 9 answers Share Flag
Thu May 30, 2013
Tom Sloyan answered:
I would recommend that you not be there. Most buyers feel uncomfortable when the seller is around and might not let the agent know what they like or dislike about the home. This is important for the seller's agent, so they can share with their seller's what buyers are saying about the home. ... more
0 votes 17 answers Share Flag
Wed Apr 3, 2013
John Dusenberry answered:

This question would best be answered by an attorney whose area of practice is Real Estate Law.
0 votes 8 answers Share Flag
Mon Dec 2, 2013
Stuart Shapero answered:
That area is age restricted, i.e. one person must be 55 or older and no one under 18 can reside there permanently. if that does not work for you, please let me know and I can find you a place that will. Or, if you would like to see this particular property, I can do that for you as well..
Thanks for asking, JIll Mundy
... more
0 votes 6 answers Share Flag
Fri Jul 10, 2015
Gregorio Denny answered:
That depends on what type of mortgage it is. It could be just interest; principal and interest or principal, interest, tax and insurance. If you ever find one with just principal, please let me know because I want one of those. ... more
0 votes 5 answers Share Flag
Mon Apr 1, 2013
Lois Marshall answered:
we are looking to rent and the rent can be up to 650 per month thanks if u can help me out
0 votes 2 answers Share Flag
Sun Mar 15, 2015
Jonathan Budwig answered:
Fantastic.. We have the best weather and traffic is somewhat of a non-issue. Why do you ask?

Jonathan Budwig
0 votes 10 answers Share Flag
Tue Apr 2, 2013
Laureen Leston answered:
Good morning Olivia and thank you for your inquiry.

HOA dues are monthly and are currently noted at $250/month.

Is there additional land information you need?

Our acre plus lots are build ready with the infrastructure in place - water, electric, phone.

If you would like to talk further about the property feel free to contact me at 602.918.8808 or

Enjoy your morning,
... more
0 votes 1 answer Share Flag
Fri Feb 14, 2014
Dale Lucas answered:
Hi Leah..... Give me a call and I will see if I can help. We can then discuss your situation in more detail and determine the best way to move forward. Thanks in advance for your consideration

Dale Lucas
Eagle Realty
1 928 377-6692
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0 votes 9 answers Share Flag
Fri Apr 11, 2014
Joseph Domino answered:
This area is very desirable and generally at this price point you get good quality tenants. Of course you will need to decide if the return supports your investment goals.

I will be happy to discuss your plan and research the best properties. ... more
0 votes 28 answers Share Flag
Sun Mar 31, 2013
Michelle Arnold answered:
Hi David what legal stuff are you referring to? A great website resource for you might be the Canadian Snowbird Association at I Have had many clients find useful info there. :~) If you have any questions about buying Real Estate in Arizona I can certainly help with that, too. ... more
0 votes 1 answer Share Flag
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