Ann Arbor : Real Estate Advice

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Ginny Miller, Real Estate Pro in Ann Arbor, MI
Ginny Miller answered:
2110 Foss Street, Ann Arbor MI 48103 is this house available?
Good Morning!

Yes, this home is still available. If you are in need of a Realtor, working as your buyer's agent, please let me know. I can show you other homes in this area or p ... more
0 votes Share Flag Mon Nov 7, 2011 Home Buying in Ann Arbor
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
How long does it generally take to close on a foreclosed home. I know they are 'as is'.How do they work, in layman's terms please.?
I assume you mean a bank owned home, one that has gone through the foreclosure process. It takes the normal time - 45-60 days.
0 votes Share Flag Sun May 8, 2016 Foreclosure in Ann Arbor
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis & Dmitry Koublitsky answered:
If a house is purchased in August is it common practice for buyer to pay all summer taxes? Does it differ for a cash sale vs mortgage?
Hi Tim,

Property taxes are typically prorated in Michigan. The seller pays them through the end of the taxation period and then the buyer reimburses the seller at close for the peri ... more
0 votes Share Flag Thu Jan 12, 2012 Home Buying in Ann Arbor
Rob Weber, Real Estate Pro in Lisle, IL
Rob Weber answered:
Do I really have to rent my condo for 2 full years before a lender will consider this income in regards to obtaining a new loan for a bigger house?
You'd have to move out of your home and start renting your condo before you could think about doing anything unless you can qualify for both payments simultaneously. Once you have ... more
0 votes Share Flag Sat Dec 28, 2013 Financing in 48103
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
Why would a bank do 3, yes 3 BPOs on a short sale property?
Hi Christie,

Were the 3 BPOs done within a reasonable time frame? If they were done months apart, this could be a reason. Or, if the BPOs were not done correctly, this could be ano ... more
0 votes Share Flag Tue Nov 1, 2011 Home Buying in Bryant Pattengill East
Jon Boyd, Real Estate Pro in Ann Arbor, MI
Jon Boyd answered:
What is the 'longest time' it has taken to receive an answer on a short sale offer? Anywhere in A2.
I'm sorry to be the one to tell you but the "longest time" can be when you never do hear back from the seller's bank. That is waiting six months.

The good news is ... more
0 votes Share Flag Thu Jan 9, 2014 Home Buying in Bryant Pattengill East
Solimannarooz,  in Ann Arbor, MI
Solimannarooz answered:
I'm a young pro relocating to Ann Arbor for work. Any recommendations on neighborhoods within walking to venues? Area's for alternative
If you want to live in a cool neighbor hood where you can walk/bike. think the old west side! its close to down town and is mostly inhabited by locals and less so by students. there is ... more
0 votes Share Flag Tue Sep 8, 2015 General Area in Ann Arbor
Tom Stachler,…, Real Estate Pro in Ann Arbor, MI
Tom Stachler, ABR,CDPE answered:
How long after a foreclosure can you purchase a home?
Minimum two years. Same as bankruptcy. Have to have your credit score up in the high 600's too. Stop by the website listed below and let me know if you need help.
0 votes Share Flag Sat Aug 10, 2013 Financing in Ann Arbor
Cicely Brook…,  in Birmingham, MI
Cicely Brookover answered:
Is it common for a real estate company to charge a fee for buying a house? I thought only sellers have to pay the relator's commission.
If you are seeking "representation" as a buyer, you should be signing a buyer's agency contract that will spell out your obligations and costs as well as your agent' ... more
0 votes Share Flag Mon Jul 23, 2012 Home Buying in Ann Arbor
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
What is the realtor fee I would pay for selling my house? Do all realtors charge the same fee and is realtor fee the reason to shop around?
No, all Realtors or Real Estate Agents do not charge the same fee. The fee for selling your home is negotiable and each agent you interview will tell you what they charge, and what serv ... more
0 votes Share Flag Thu Feb 16, 2012 Home Selling in Ann Arbor
John Ramirez, Real Estate Pro in Ann Arbor, MI
John Ramirez answered:
Does anyone know what company manages the condos on Whittier Ct in Ann Arbor- or what the condo association fees are?
The association over there is Georgetown commons and the association fees vary depending on the size of the unit. One currently on whittier has fees of $186.00, other common ones in the ... more
0 votes Share Flag Fri May 27, 2011 Home Buying in Ann Arbor
Derek Bauer, Real Estate Pro in South Lyon, MI
Derek Bauer answered:
Going to rent a house, now they say the owner is trying to sell the house and may do a short sale, if we have a two year lease, must it be honored?
Sounds a bit off to me, but you need to align yourself with a real estate expert in your market, and/or a real estate attorney on this one. Whenever I see a jointly listed short sale / ... more
0 votes Share Flag Fri May 27, 2011 Rental Basics in Ann Arbor
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
Do we still have a chance of getting this house??
Well - you only have 7 days more to wait! I know it's tough to be in your position, but I'm not sure what else you can do to secure the property at this point. You are already ... more
0 votes Share Flag Sun May 22, 2011 Home Buying in Ann Arbor
John Ramirez, Real Estate Pro in Ann Arbor, MI
John Ramirez answered:
In the Real Estate business is 90 days 90 calendar days or 90 business days in re: banking matters.(or any amount of time)
90 days is 90 calendar days, unless specified as business days. Many times for contingencies the days are measured as business days but the contract will specify. Hope this ... more
0 votes Share Flag Sun Apr 24, 2011 Home Buying in Ann Arbor
Craig Kivi, Real Estate Pro in Dexter, MI
Craig Kivi answered:
Beginner Investor Friendly Realtors?
I think what you mean by that is a realtor who knows and can find value, then succsessfully navigate through the short sale or bank owned transactions. If so, the answer is yes, there ... more
0 votes Share Flag Mon Apr 11, 2011 Home Buying in Ann Arbor
Rollover, Home Buyer in Royal Oak, MI
Rollover asked:
Do all lenders in AA area require 6 months seasoning for cash out refinance? I just bought an income property on cash terms. I did cash because I wanted to move fast on this particular piece. My end goal is to finance it and free up that cash for any investments...
0 votes Share Flag Sun Apr 3, 2011 Home Buying in Ann Arbor
David Wallner, Real Estate Pro in Ann Arbor, MI
David Wallner answered:
Pre-approved young couple out house hunting for foreclosed or bank owned properties under $50,000 that are worth our time, effort, and money to make
Hi Erica,

What is a good time to call? I don't think 4:40 AM is appropriate. I am happy to help in any way I can.

David Wallner
734 649-2710
Prudential Snyder and Company ... more
0 votes Share Flag Fri Apr 1, 2011 In My Neighborhood in 48108
David Frizze…,  in Ann Arbor, MI
David Frizzell answered:
Looking to buy an investment property in Ann-Arbor. I do not live in the area. Should I use the same agent for buying, rental and management?
I would say not necessarily, some investment companies might steer you towards a certain property. I would recommend finding a realtor that is actively selling a lot of properties and k ... more
0 votes Share Flag Sat Mar 26, 2011 Home Buying in Ann Arbor
Jim Carey, Real Estate Pro in Ann Arbor, MI
Jim Carey answered:
What is "hazard insurance' and do I have to have it. I am going FHA.. Thanks alot for the previous answers
Hi Christie-Congratulations on being able to have your own home! The definition of hazard (homeowners)insurance is below:
Hazard insurance is often called property insurance or homeown ... more
0 votes Share Flag Wed Apr 27, 2016 Financing in Ann Arbor
Missy Caulk, Real Estate Pro in Saline, MI
Missy Caulk answered:
Does the lender keep the Escrow account at their institution?
Hi Christie,

Yes and they pay it when it is due. You can escrow for home owners insurance and your property taxes. When the bill comes due the banks pay it.
0 votes Share Flag Fri Mar 18, 2011 Financing in Ann Arbor
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