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Anaheim : Real Estate Advice

  • All266
  • Local Info19
  • Home Buying123
  • Home Selling9
  • Market Conditions2

Activity 191
Thu Jul 16, 2009
Bonnie Scribner answered:
It is really a hard time right now fror people in your price range -- It can be very discouraging. I would be happy to help you by ID'ing the areas you are interested in and sending a personal letter to residents there. Some might be short sales or equity sales, but if they're interested in selling and willing to do a "one-party" show (which doesn't require them to actually put the home on the market), we might be able to put something together. I would be happy to help you if you don't already have a signed exclusive representation agreement with your agent. One of my dear clients was going through that, and finally we decided that unless I had the listing, we couldn't get them anything - so I did and they're in escrow. It's worth a shot! Ours is the #1 Broker in No. OC for 11 years, I'm an award-winning REALTOR(R) and I'd love to help you. I love working with first time homebuyers. Just give me a call and we can talk. If you need help with a loan, I have great contacts. Also, you don't want to miss out on the $8K from Obama (if you qualify), so let's get working on this right away!
Bonnie Scribner
Century 21 Discovery
714.296.0513
www.BonnieTheRealtor.com
... more
0 votes 20 answers Share Flag
Mon Jul 6, 2009
Bonnie Scribner answered:
What's the house address
Bonnie Scribner
Century 21 Discovery
Bonnie@BonnieTheRealtor.com
714.296.0513
0 votes 3 answers Share Flag
Thu Jul 2, 2009
madevry asked:
Can i refinance my mortage loan and get some money for Home Improvements in same loan ? how its processe ? to whom we should contact?
0 votes 0 Answers Share Flag
Thu Jul 2, 2009
Tom Jarrell answered:
A 203 streamline limits you to up to 35k in repairs and it can not be major structural. you can call me at 1-866-363-elite(35480
0 votes 1 answer Share Flag
Thu Jul 2, 2009
Jeremy Lehman answered:
Heres a link to that information. I hope this helps. http://www.hud.gov/offices/hsg/sfh/203k/203kmenu.cfm

Jeremy Lehman
Century 21 Beachside
Jeremy@LehmanHomes.net
0 votes 1 answer Share Flag
Tue Jun 2, 2009
Barbara Robbins-Olexa answered:
An appraisal is the written form of value required by banks which takes into account listings that are on the market showing what sellers are asking, the pending and back up offers that demonstrate how long properties stay on the market and sold listings which demonstrate what the final price was that the property sold for. This form is done by an appraiser who has to go out and look at all the properties and select the ones that are closes in condition and location to the subject property and calculate the appraised value.

Fair Market Value is the value of a property based on what a seller is willing to sell a property for and a buyer is willing to pay. In a appreciating market that can be higher than an appraisal.

Barbara Robbins-Olexa,, Broker, e-Pro Internet Certified, SRES(R)
L B Brokerage
714-296-7270
bstrealtor@aol.com
www.barbararobbinsolexa.com
... more
0 votes 3 answers Share Flag
Tue May 19, 2009
Carolynn Santaniello answered:
Cecym,

Unfortunately, there is no property link so I cannot answer your question. Feel free to repost your question and make sure to include the property link, or contact me direcly to give me the property info.

Regards,
Carolynn Santaniello
714.797.3622
carolynn@ocrealtress.com
www.OCRealtress.com
... more
0 votes 1 answer Share Flag
Thu May 7, 2009
Carolynn Santaniello answered:
Good morning, Icant'wait!

Without any information regarding the home you are interested in we cannot give you a real answer. If this is YOUR offer you are asking about the most efficient thing to do would to contact the agent representing you. If you have not submitted an offer but happened to see the comments on the internet then you must submit an offer to move forward.

I can give you a breakdown on the process:

-Submit an offer
-Get offer "accepted" by seller
-Wait, wait, wait, wait for first and subsequent lender's written approval.
-Once you have written approval then open escrow, give good faith deposit and proceed as if it is a "normal" sale, including inspections/appraisals/processing loan/closing escrow.
-Deal with hiccups along the way (such as home not appraising at offer price)

I hope that helps!

Regards,
Carolynn Santaniello
www.OCRealtress.com
Blog www.OCRealtress.typepad.com
714.797.3622
... more
0 votes 3 answers Share Flag
Wed Apr 15, 2009
Bob Phillips answered:
Pickmeup? The first issue I see is the kind of financing you'll be able to qualify for. Assuming you have good answers for that issue, the next is a price range. As you may have heard the lower price ranges in Orange County, California are selling quickly right now, to investors and first time buyers, so prices are a bit firm, for small bread and butter houses.

Another option is slightly bigger houses in a higher, but more negotiable price range - $550k and up. Feel free to do a search of the MLS from a no obligation Listingbook account - linked below.
... more
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Sat Apr 11, 2009
George Saab answered:
Fri Apr 10, 2009
madevry asked:
I need Lender who r intresting to do loans i have lots of people who want to buy home but i need good loan for them, if any one intresting to do plz contact me ?
0 votes 0 Answers Share Flag
Fri Apr 10, 2009
Wallace Hagstrom answered:
Madevry I have worked with Mr. John Hunt from Amerimac/Watermark Capital for over 20 years. This guy does everything from FHA/VA, CALPERS, CALVET to JUMBO all at remarkably reasonable rates and the highest level of customer service I have experienced. Clients love him, realtors love him and I highly recommend him. His number is 661 713 2750 cell. I don't remember his 800 number. Give him a call he works 24/7 like we do.
Wallace Hagstrom
... more
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Tue Apr 21, 2015
Dave Osborne answered:
Does it have to be PAS and do you work in the high desert?

DaveO@theOCmls.com
0 votes 2 answers Share Flag
Tue Mar 17, 2009
Homestead Realty answered:
This is a great time to buy a home. Property values are beginning to climb back up (especially in your area). Hopefully your average credit score is a minimum of 680. You may or may not need a down payment and in some cases you can roll the closing costs into the purchase price if the home's appraise is greater than the purchase price. To keep your credit score on an even keel, don't go out and make any major purchases on credit, do not close out any revolving credit accounts. The best advice can come from your local professional realtor. Usually they are willing to "show you the ropes" for free and take the guess work out of the process. ... more
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Fri Apr 23, 2010
Mahesh Patel answered:
Hi Felah:
I am not sure if I quite understand the question:
If it is a listing question:
Basically listing a mobile home or single home is the same, but Mobile homes has a separate category when you do a search.. it has it's own category under 'mobil Homes'
The process and paperwork is pretty much the same.
If is a specific question, you may post again or feel free to contact me directly. see website below.
Thanks.
Mike
... more
0 votes 5 answers Share Flag
Thu Mar 5, 2009
Elvia Ruiz answered:
2nd part of story...

After agreeing to give additional time to close, on Monday, March 2, I received an email from escrow with a Cancellation Notice attached with a message directed to you saying, "Cancellation instructions per your request." Later in the evening on the same day, March 2 at 9:40pm, I also received a fax of a Notice to Buyer to Perform from you. I have an electronic fax so the time received is very accurate because the original transmission goes to a server first where the time received can always be tracked. As of today, it has come to my attention that you have apparently accepted another offer on Friday, February 27. If this is true, it creates more problems than already exists. Within 3 business days, it appears that you have verbally agreed to extend the escrow, than accept another offer, than order cancellation instructions, than issue a Notice of Buyers to Perform. In addition to everything I mentioned, I personally spoke to you on the morning of Tuesday, March 3. In that conversation, I offered to make some concessions on my commission in which you told me you would think about it for the rest of the day and get back to me. You did not call me back that day. The next call was myself calling you today in the afternoon to let you know the new bank approved the buyers loan. We have communicated on a daily basis for the past 3 weeks. In regards to you saying you wanted a daily Per Diem, that conversation which I clearly remember, was you yelling at me for about 5 minutes straight because of the issues with the deal closing and me not saying a word. I never responded to anything you said, I just stayed quiet. That subject is something I would not answer on behalf of my clients without asking them first. Since than, we have talked at least 10 times and you never mentioned that subject or any other negotiating alternatives ever again. I have subjected myself to undue criticism and yelling by you for the past 3 weeks when I returned all of your calls knowing I didn't have any good news. With that being said, there is no reason why I would not want to negotiate in any way that I could to get my clients the subject property. The fact still remains that all the issues that have been encountered where never with the buyers ability to get a loan, they have all been in regards to the property itself. This email is in no way personal at all, nor am I accusing anyone of doing anything illegal, I'm just stating what I know and what I have been told be the people involved in this deal. All I'm doing is trying to get my clients the house of their dreams within their rights to do so. Since the new bank has been able to grant a loan approval in such a short time shows that the current escrow can be closed within the additional 10 days that you granted the lender last Thursday. ... more
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Wed Sep 19, 2012
Tameko Tsunehara answered:
Nope, it will check both of you for 'first time' status.
http://www.federalhousingtaxcredit.com/2009/faq.php#1
0 votes 7 answers Share Flag
Tue Mar 3, 2009
Other/Just Looking answered:
Lending answer:

For FHA (or conventional financing) depreciation on Schedule C is added back to your qualifying income.

Depreciation is a "paper" expense in calculating taxable business income as opposed to an operating expense that affects net realized income.

You may also add back self-employment tax on Schedule C as well.
... more
0 votes 1 answer Share Flag
Mon Nov 25, 2013
Luke Allison answered:
No. You should be able to qualify with just your income and debt. However, if you plan on using her income to qualify, then you will need to use her debt as well.

If you have any questions, please let me know.
Luke Allison
Flagstar Bank
828-777-8828
Luke.Allison@flagstar.com

Apply Online: flagstarloans.com/lallison
... more
0 votes 13 answers Share Flag
Tue Feb 17, 2009
Mahesh Patel answered:
Depending on what kind of trust your dad left you and what it says.. I would recommend you to have it reviewed by an attorney to be exactly sure on the procedures.
It is also best and easy to talk it out with your siblings and come to a mutual agreement..

I have a transactions right now in a similar situation.. 2 sisters and a brother, trying to get a peice of the pie! for the house thier mom left them after she passed away.
And it is a mess, there are attorney's involved, and they are not in talking terms and one wants more than the other!
PS: I will be glad to refer you to an attorney if you would like.....
... more
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