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98125 : Real Estate Advice

  • All17
  • Local Info0
  • Home Buying4
  • Home Selling3
  • Market Conditions1

Activity 723
Mon Apr 25, 2016
Suzanne MacDowell answered:
The mortgage gets paid off. If you had a $400K mortgage and you have been making the payments it is very unlikely that you owe more than $400K unless of course you had a 'negative amortization loan', one in which you had the option of paying less than the interest owed. Those loans were available but were quite unusual. You might have had an interest only loan in which case you would owe the original $400K but if you had a standard loan then you would owe less than the original $400 because you would have been paying a little of that back each month. ... more
0 votes 12 answers Share Flag
Thu Sep 6, 2012
Patrick Beringer answered:
Tina Mitchell, Northwest Mortgage Advisors
(206) 686-8462
tina@tinamitchell.com
0 votes 7 answers Share Flag
Thu Sep 6, 2012
Dave Skow answered:
alomost anyone thats licensed in Wasingtonn state can offer FHA loans
0 votes 5 answers Share Flag
Thu Oct 18, 2012
Ray Akers answered:
The U-District can be noisier, and crime is a bit higher. Why don't you expand your search to include some other neighborhoods in addition to the U-District? With your requirement for a 15-20 minute commute, you have lots of other choices including; Wallingford (west of the U-District), and Laurelhurst (east of the U-District), Ravenna (north of the U-District), and Montlake (south of the U-District). Going a bit farther out, there is Green Lake, Maple Leaf, and Bryant to the north. There are a couple of other great neighborhoods south of the U-District, Mt. Baker, Madrona, and Lakewood. All these neighborhoods will put you within 15-20 minutes of downtown. Good luck! ... more
0 votes 12 answers Share Flag
Mon Aug 27, 2012
Ray Akers answered:
Without knowing the precise data you are looking at, it is difficult to respond. Are you looking at a specific neighborhood? Are you looking at single-family homes, condos, or waterfront property? It's best to consult with a Realtor who can narrow your search to the specific type of property and price range that interests you. General numbers from RedFin, Trulia, or any other source are not helpful. ... more
0 votes 4 answers Share Flag
Mon Aug 27, 2012
Tina Lam answered:
If you're comparing the data between now and anytime in the past 3 years, then yes, price per sqft is higher now. The reason is simple. There are more buyers willing and able to buy than there are available homes to buy. Basic supply and demand dynamics. This past year, demand seems to have doubled or tripled while inventory dropped in half, creating 4-6 times more activity on properties as compared to last year. ... more
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Thu Aug 23, 2012
Vera Brodsky answered:
Dear Leeyanik, you should talk to lenders and see what options you have for jumbo loan. I know BoA has great jumbo rates! You should also consult with your local RE agent to see what options are available with your house. ... more
0 votes 6 answers Share Flag
Wed Aug 22, 2012
Ron Thomas answered:
I have never seen the 1st lienholder sign off, without the 2nd giving in:
I thought the 1st negotiated with the 2nd for you.
Based on what you say, I would bet heavily against it going thru.
The only thing harder than a Shortsale,
is a Shortsale with a 2nd lienholder.

Good luck and may God bless
... more
0 votes 6 answers Share Flag
Wed Aug 22, 2012
Dan Tabit answered:
Peter,
There is so 100% certain way, so always be careful. Unless you meet them in person at the house, check their ID and verify the public records for the property ownership, be careful. If the deal seems too good to be true, be suspicious. If they want you to send them money for keys, be suspicious.
Probably the safest way to find a legitimate rental is to use an agent. While even we can be fooled, we have more tools at our disposal to protect your interests.
I hope this helped.
... more
0 votes 8 answers Share Flag
Mon Aug 20, 2012
Ray Akers answered:
Advice? Chill the champagne.

Seriously, screen all tenants carefully. The person willing to pay the most might also have the most 'issues' in their credit or rental history. Don't be distracted by hype and noise or offers of more money. Your goal is a stable, responsible tenant, who pays their rent on time. According to today's headlines, the rental boom is expected to turn to bust by 2014. So, choose the best tenant, the one who will pay and also STAY the longest. Good luck! ... more
0 votes 4 answers Share Flag
Sun Aug 19, 2012
Jirius Isaac answered:
If there is a question here please restate it or email me directly. I will be happy to help!

Jirius Isaac
0 votes 1 answer Share Flag
Tue Sep 18, 2012
Ray Akers answered:
You need a specialist ----a property management specialist, that is. With four pets, you need to locate a sympathetic landlord. If your budget is flexible, then I recommend searching for a house versus an apartment. Near to Capitol Hill; try the Madison Valley, Madrona, or Central Area. You could also try Fremont, Ballard, and Wallingford which are west of the University District. All these areas offer more rental houses rather than apartments. Good luck! ... more
0 votes 8 answers Share Flag
Thu Aug 16, 2012
Ray Akers answered:
I feel for you! Noise intrusion can be very unpleasant, especially if the noise is constant. It's unlikely your neighbor will choose to swelter in a hot apartment. Even if your neighbor is otherwise very nice, I doubt they will agree to switch off the A/C.

You need to raise this issue with the landlord. There may be rules restricting the hours of use of the A/C unit? Or, perhaps the landlord can find you another apartment --on the cooler side of the building, maybe?

Here's a suggestion; it may be possible to add a rubber gasket or cushion to isolate the A/C unit from the metal window frame? (Don't expect your landlord or your neighbor to think of this. You may need to suggest this to both.)

Seattle isn't usually so hot. We're having record heat this week, but normally you don't need air conditioning running constantly.

Good luck with the landlord and your neighbor!
... more
0 votes 3 answers Share Flag
Mon Sep 21, 2015
Scott Henry answered:
Most of my business and for those agents who are long term, come from past satisfied clients who pass my name onto others, this continues, through all the technology to be the primary way realtors are chosen. Many people will search and search on their own and then when it is time to get serious they will ask a parent, friend, co-worker for a good reference to talk to, and often times that is when the bond is formed. My other source of clients comes from being in my local area, in my case West Seattle, I am long term here, know a lot of people and list a lot of properties here, so I do meet the buying public at open houses on my listing or calls I get inquiring, hope that helps.
Scott Henry
... more
0 votes 6 answers Share Flag
Thu Aug 16, 2012
Shanna Rogers answered:
Hi Hunbun516,

Until your lender(s) approve the short sale in writing, you don't have a contract. Let your Realtor know you want to cancel contract.

Shanna Rogers
SR Realty
www.RealtyBySR.com ... more
0 votes 8 answers Share Flag
Sat Aug 11, 2012
marcia h chase answered:
It all depends on the individual person, their needs ...their comfort level and safety...
0 votes 6 answers Share Flag
Tue Aug 7, 2012
Keith Zeiler answered:
I sell a lot of fannie mae properties for fannie mae and that is correct. They will not do any repairs or negotiate on price. They make it very clear up front. And i tell people they have the choice to have a pre inspection done before you submit an offer.

The only time they do anything is if something comes up on appraisal. If you are doing a homepath loan then there is no appraisal. You can try to switch to a diffrent loan that has an appraisal . But they are very strict on this policy.
... more
0 votes 5 answers Share Flag
Wed Sep 5, 2012
Ray Akers answered:
Seattle's older, established neighborhoods are characterized by Craftsman-era homes. Many of Seattle's neighborhoods, developed post-World War II, feature Mid-century Modern homes. There are also a number of homes that evolved a 'Northwest Contemporary" style that features the use of cedar and earth-tone colors. Seattle neighborhoods offer an architectural mix of styles and periods, and it varies widely from neighborhood to neighborhood. ... more
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Sat Aug 11, 2012
Kary Krismer answered:
I'm not sure why it would be illegal, but it does seem odd. Is it a one time charge or a monthly charge? If monthly, why not wrap it up in the rent? If one a one time charge, it seems a bit high of a charge for an application fee, but other than that I don't see a problem with it.

I would have two concerns if it's monthly. First, are you dealing through a legitimate entity or is it some sort of Craigslist type scam? Second, is the administrative fee locked for the same duration as the lease? You don't want to be locked into a one year lease at $1,800 with a $200 admin fee, and then have the admin free raised to $500 six months into the lease.

Hopefully whether it's monthly or one-time will be clarified, and if monthly, someone can shed some light on this practice, because I'm coming up with nothing.
... more
0 votes 9 answers Share Flag
Wed Sep 5, 2012
Chris Loeliger answered:
I feel like that is a homeowner that doesn't really want to sell their home. think about it. You need the buyer to step into that house and imagine themselves living there. They have to see their furniture, their lives, their stuff, their children, etc. If every time they turn around they see you they will never get even close to comfortable and they will never feel like they can chat among themselves about the pros and cons of the the house. Even if you think you are giving them the space to see the house alone, you aren't. Your very presence in the house is disturbing to the buyers and destroying any chance you have of selling to those buyers.

Trust your broker. Trust the buyer to be respectful of the house. Get out and leave it to them.
... more
0 votes 11 answers Share Flag
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