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Home Buying in 98118 : Real Estate Advice

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  • Local Info1
  • Home Buying5
  • Home Selling0
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Activity 299
Tue Apr 2, 2013
Alain Picard answered:
Go online and search for your home. Can you find it? If not you may need to talk to your agent. A lot of buyers are doing a lot of searching online these days so your agent needs to make sure that these buyers can find your home. Also make sure that your agent answers their phone when you call. When another agent has buyers and they have questions they will need to call your agent and your agent will need to be able to answer these questions in a timely manner. ... more
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Tue Apr 2, 2013
John Stewart answered:
Washington State Housing Finance Commission

WSHFC.org
0 votes 3 answers Share Flag
Tue Apr 2, 2013
Danny Greco answered:
I'm sorry, but I would need more information to answer your question. What is it you're looking for?
0 votes 5 answers Share Flag
Sat Mar 30, 2013
Robert Merhaut answered:
Detail in this area.....how do you answer this?
0 votes 4 answers Share Flag
Thu Feb 20, 2014
answered:
no , not unless you are eligible for a VA loan
0 votes 14 answers Share Flag
Thu Mar 28, 2013
Danny Greco answered:
It really depends on a number of factors. Location, distance, desired demographics, price, etc. My team and I can certainly help you find what you desire. Feel free to contact me.

Best of luck
... more
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Mon Mar 11, 2013
Dan Tabit answered:
Pup,
Changing ownership does not change the mortgage obligation. He may add them to the title, which is not uncommon, and this does nothing to their mortgage obligation, so I don't know what your question is. ... more
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Wed Feb 20, 2013
The Cascade Team Real Estate answered:
You can get complete school and community information from this link for free!
0 votes 3 answers Share Flag
Tue Feb 19, 2013
The Cascade Team Real Estate answered:
Sammamish WA is on fire, plus it was named The MOST Friendly city in America and is one of the top 15 small cities in America!
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Sun Feb 17, 2013
Michael Copeland answered:
Hi Nangua,

I'm not sure if you are referring to Trulia in general when you say "I found lots of bank owned properties on your website," but if you see a property that doesn't have an MLS # it may just mean that it's not on the MLS which does not necessarily mean it is unavailable. Also, the MLS# may just be missing from the website you are using to look at properties.

If you are interested in purchasing a bank owned property or purchasing in general I would suggest you work with a real estate agent who can help find what you're looking for by accessing the MLS and sending you properties that are available and meet your criteria. Buyers agents are paid for by the seller and even in bank owned situations banks pay a commission for the transaction.

Hope this helps and you find what you're looking for. Feel free to contact me if you need help.

Michael Copeland
425-213-8124
Michael@mbcopeland.com
... more
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Tue Feb 12, 2013
Ray Akers answered:
There are a few negatives to purchasing any new home. First, new homes typically lose a bit of value in the first year or so, not unlike a new car. In my experience, it's something like 4%-5%. Although you will recover any ---and build equity--- if you stay in the home 3 to 5 years. Even though new homes are built to the latest building codes, most new homes don't have that rock-solid feel of an older homes. New homes often have warranties, but I've seen data which indicates the warranty companies spend more money fighting homeowners, rather than settling claims. You may pay top-dollar for a new home, compared to an older home. Don't be afraid of buying an older, and putting in the time and money to make it 'new' again. Good luck. ... more
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Mon Feb 11, 2013
Ray Akers answered:
You win the prize for creativity! This is possibly the most creative real estate idea I've heard in quite some time. The first thing that popped into my head was "How old are you?" Today's investors are not too keen on waiting for a return on their investment. However, if your land is waterfront (or other choice location) then perhaps an investor would wait longer? I wonder if you've talked to lenders about financing the construction yourself? For example, Washington Federal Savings has a unique 'custom construction' loan program. Beyond that, I'd need more details about your situation before advising you further. Thanks for an interesting question! ... more
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Mon Feb 11, 2013
Robert Merhaut answered:
FHA requirements for prepaid five years MI are due because of so many FHA foreclosed homes. Can you try a conventional mortgage and pay MI for the minimum period (reappraisal) once your equity increases....or is your credit rating such that FHA is the only optoon? ... more
0 votes 11 answers Share Flag
Mon Feb 11, 2013
Jirius Isaac answered:
It sounds as if he is getting an FHA or VA loan, but your credit scores should not be a problem. If he has good credit, I would recommend he go for a conventional loan. There are many advantages & he might want to discuss them with his lender. If he wants another opinion, I would be happy to chat with him if he wants to contact me directly.

Good luck to you in any case,
Jirius Isaac
Isaac Real Estate Team
Champions Real Estate Services
TriStar Finance #MLO-107799
Office: 425-483-6849 Cell: 206-841-9976
Winner of Seattle Magazines 5 Star
Real Estate Agent Best in Client Satisfaction Award
Mortgage Loan Originator Best in Client Satisfaction
... more
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Mon Apr 17, 2017
Leah Pham answered:
Call the owner, be sincere, tell them you are pre-approved with a local reputable lender, and that you have an agent who can help facilitate the sale. If you truly are ready, wiling, and able to make a purchase the owner might consider selling. Express to the owners that you should stay in touch, even if they aren't ready to sell now, maybe they will be in a year or two. Good luck! ... more
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Mon Feb 3, 2014
Michael Copeland answered:
Hi Jksailing,

In a Co-op, ownership of the property is vested in a single entity---usually a corporation. The residents of a co-op building own shares in the corporation, rather than owning the property itself. They are tenants with long-term proprietary leases on their units (they do not own title to their units).

I would ask your Realtor to explain in detail the difference between buying a co-op vs. buying a condominium if you are considering a purchase in a co-op. They are not that common around here, but as you've found, they do exist.

Hope that answers your question, and feel free to reach out if you have others or need help.

Michael Copeland
425-213-8124
michael@mbcopeland.com
... more
0 votes 9 answers Share Flag
Mon Feb 11, 2013
Ray Akers answered:
You'll need to talk to a mortgage professional. I recommend making inquiries with the bank where you have an established relationship. You could also talk to a credit union. Don't give up if you are turned down. I once had a client that was declined by four banks. The fifth bank granted her a mortgage. If you need a lender referral, feel free to get in touch with me. Good luck! ... more
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Fri Oct 3, 2014
Saviya Rowland-Robinson answered:
I personally had bath fitter out to give me a quote. They were 4 times more than a contractor with a completely new granite surround and a new cabinets/sink.

My biggest suggestion is to shop around and if you feel it's the right thing to do than do it but know there are more cost effective ways that might take a little longer.

Best wishes,

Saviya Rowland
CB Danforth
206-334-8348
... more
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Tue Jul 2, 2013
Max Feinstein answered:
Hi Shannon,

I would be more than happy to discuss your current situation and what the best route might be. I can also refer you to a great mortgage loan officer that i work directly with who could help as well.

Feel free to contact me by phone or email when you have a minute to chat.
... more
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