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Home Buying in 97266 : Real Estate Advice

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  • Home Buying2
  • Home Selling2
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Activity 260
Fri Apr 19, 2013
Bob Hoerner Mlo 978954 answered:
To start with a sale with financing is always subject to a finial loan approval, as this offers all parties a protection should a loan not be approved. So before addressing what happens it is more important to learn why a loan is not approved.

If it is something that can be overcome by making the lenders UW with providing new or different documents to make the loan, then you move forward with the sale. If it is an issue of the home being purchased not being appraised for sales price then you can go back to seller and see if will take the lesser or pay something in between and you the buyer pay the difference.

If there is no way to get your loan approved, or seller will not accept a lesser value then you have an out for your purchase. This will cancel the transaction and any funds you have paid to the escrow company would be refunded to you.

To help you out I would start by sitting down with a mortgage banker like me to go over your options and do a pre-approved mortgage prior to making an offer. This way we can together go over any type of issues that may come up. Let me know if I can help.
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Fri Apr 19, 2013
Ron Thomas answered:
Sun Apr 14, 2013
Craig Reger answered:
Some people are lucky enough that they can afford more than one home at a time, but a majority of people are like yourself and will not purchase a new home until they are able to sell their current home. Once you do get an offer on your current home the key to finding your next home is speed. We have three agents in our group that just show homes, they are online everyday many times a day looking for new listings. When they find a great home, that's when the speed comes in to play. They is always one of my agents that can show you the home right away. Feel free to contact me with any other questions you mat have. ... more
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Sun Mar 31, 2013
Garett Chadney answered:
Hi James,

The short answer is: YES. They do award GNND homes thru the lottery process. I'm unaware of why this particular home was not awarded (as of yet). I would be happy to help research this for you if you wish. ... more
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Fri Apr 12, 2013
The Shelly Casteel Team answered:
Lending requirements have tightened up over the last few years for home buyers. I suggest you speak to a mortgage broker to determine what is your best course financially. If you would like a few referrals for local brokers I can help you with that.

Best wishes,
Shelly Casteel
Principal Broker
Oregon Realty Co.
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0 votes 12 answers Share Flag
Wed Apr 17, 2013
Debra (Debbie) Rose answered:
it's simple really - instead of stressing out over all those questions you have ...........just find and work with a local agent........he or she can get you all the answers you need.
0 votes 8 answers Share Flag
Tue Feb 26, 2013
Clinton W Peterson answered:
Get referrals and purchase your zip codes through trulia
0 votes 2 answers Share Flag
Fri Apr 12, 2013
Travis Jackson answered:
Trulia doesn't have a search option for multi family residences. I would advise you to get in contact with a real estate agent who has experience with purchasing residential investment properties. If you would like, I could refer you to a qualified agent specializing in Portland residential investment properties. Send your contact info to

Travis Jackson
Century 21 M & M Associates
DRE# 0879566
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0 votes 4 answers Share Flag
Tue Feb 19, 2013
Russ Petrusha answered:
Hello Steven

Feel free to contact me and I will be more than happy to answer any questions that you might have as well as assist you in purchasing what you need.

Russ Petrusha

Real Estate Broker
America's Best Realty LLC
(503) 422-5970 Cell
(503) 501-2930 Fax

PS - Do you know someone who's looking for a great real estate agent? Please recommend me to them! Questions about real estate? Call me! When you think of real estate, think of me.
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0 votes 11 answers Share Flag
Wed Feb 13, 2013
stephen webber answered:
Good Morning
Sounds odd. Have your loan officer determine exactly what your closing costs will be that the seller is allowed to pay than include your request in your offer. Typically a seller will add the closing costs to their bottom line price so adding too much will raise the price further. The only thing I can think of is if the seller and your loan officer are connected in some way and the loan officer is planning to add closing costs ?? I hope thats not the case. Maybe the agent is looking for a way to raise the asking price knowing that if the money is not used the seller will net more?? Go to and read the articles on financing. Will serve you well. Good Luck ... more
0 votes 11 answers Share Flag
Sun Feb 10, 2013
Tom Inglesby answered:
You need a buyer's agent looking out for your best interests first. The problems in the past have been with attached homes that the builders were building and the water issues between buildings but free standing homes usually don't have those issues when we were building 5 years ago. When you see the model home ask what are the upgrades? Most models have $20000-$40,000 in up grades and when you have your house built and ask where is the tile you liked then they say that was an upgrade. Be content with what you see and what you get because every change from light switch to out let will cost you money. You might use there lender or at least compare who they are using but usually you cannot beat the builders lender because they want to sell homes for the builder. Good luck to you. Tom Inglesby, Broker RE/MAX Equity Group ... more
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Mon Feb 4, 2013
Linda Heinrichs answered:
You would have to check with the city, but I do not see why not. It would still be two tax lots and you might want to request an adjustment in the taxes if there is no structure or improved value, once you have torn down and removed the old house. If at some time in the future, you could rebuild or sell the lot to someone else. Good luck. ... more
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Mon Feb 4, 2013
Marge Bennett answered:
find a Realtor in Alaska, in the area her son lives who is experienced with foreign buyers. She may also want to talk with a tax attorney who is familiar with Alaska's tax laws.
She is welcome to our country! ... more
0 votes 4 answers Share Flag
Fri Mar 1, 2013
Richard Canifax answered:
Hi Naji,

I would be happy to help your family find what you are looking for. Give me a call at the number below or send me an email at

Richard Canifax, Principal Broker
Cell: 503-347-8144
Fax: 1+ 888-270-0716
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0 votes 11 answers Share Flag
Mon Feb 10, 2014
Karla Divine, Broker answered:
Great time...inventory low but there is one heck of a deal available with large square foot and double me and we can talk about it.
Karla Divine, Prinipal Broker 503-819-6923 ... more
0 votes 16 answers Share Flag
Mon Feb 10, 2014
Travis Jackson answered:
Its a great time to buy! If you are looking to purchase a condo you should get in touch with a local Realtor. I could refer you to an experienced Agent dealing with Portland Condos. They will be able to provide you with valuable insight and guild you through the buying process. Send your contact info to

Travis Jackson
Century 21 M & M Associates
DRE# 01879566
... more
0 votes 18 answers Share Flag
Thu Mar 21, 2013
Steve Roesch answered:
I prefer arbor oak for quality and amenity
0 votes 6 answers Share Flag
Wed Jan 16, 2013
Jon Cohen answered:
Hi Kris,
The best way to come to terms with any seller is to present a strong offer that shows that you are qualified and have the ability to close the transaction. An experienced Realtor will be able to represent your interests, help negotiate the terms of sale, and help navigate the transaction to closing. I would be happy to meet with you and discuss how I can assist you in the buying process. Please contact me at 503-720-9393 or ... more
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Mon Feb 4, 2013
Team Mork answered:
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