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Home Buying in 97229 : Real Estate Advice

  • All64
  • Local Info2
  • Home Buying36
  • Home Selling4
  • Market Conditions2

Activity 260
Wed Sep 12, 2012
Tim Moore answered:
Let them demand all they want. Have the number for an attorney available if you need it to sort through the details since we don't have any.
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Thu Sep 6, 2012
James Gordon ABR SFR SRS answered:
No you should have them as soon as possible but this does not void anything. Contact your Realtor® and ask for copies. You should have had a copy of your listing agreement when you signed it or shortly after. The Purchase contract you should have recieved a copy after it was fully executed. Electronically sent copies are fine. ... more
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Wed Sep 12, 2012
Ron Thomas answered:
That would depend upon who is doing the repairs:
If the SELLER is doing the repairs; they should be finished before the Close of Escrow, unless you have given permission to the contrary.

If you, the BUYER, wants to do the repairs; you may not do anything until after the Escrow CLOSES: The Condo does not belong to you, and if you spent some time and money on the Condo, you would not be covered by insurance, you wouldn't be approved by the HOA, and you could not make a claim against the SELLERs if the DEAL fell out of Escrow.

It would DEPEND upon what you and the Seller agreed to; but as a rule, YOU cannot do anything.
... more
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Tue Sep 4, 2012
Anne Yoo answered:
No, but it's sometimes hard to achieve because the two (or more) deals involved have to be approved and able to close at the same time; if mortgage lenders are involved, that can make this part particularly challenging in the current lending environment. ... more
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Tue Sep 11, 2012
Ruth Velez answered:
Hi, Austin:

I'd be happy to help you. Please contact me, and we'll go from there.

Best regards
0 votes 6 answers Share Flag
Tue Sep 4, 2012
Ruth Velez answered:
Hi, Elisa:

Our agents work with many investors. If you would like to attend one of our investor workshops, please feel free to contact me. I'll be happy to provide further information. ... more
0 votes 6 answers Share Flag
Sat Sep 15, 2012
Melina Tomson answered:
You need 4 years for most lenders in order for them to sell it later. If you want to try and get a loan now, you will need to find a lender that holds their own loans rather than sells them. Washington Federal does here in the PNW. ... more
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Tue Nov 5, 2013
Aleem Mohammed answered:

In order to be proactive, I would probably get estimates to show the buyer what it would cost and help to educate them as to whether they want you to convert it, or leave it for them to do with a potential credit from you.
You can educate your self as well and use as a negotiation tool.

Hope this helps,
... more
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Fri Aug 31, 2012
Melina Tomson answered:
We will need a mortgage broker to weigh in, but I think you have to pay the mortgage insurance for 5 years on an FHA loan before you can get rid of it. You can, of course, refinance into a conventional loan at that point as well. ... more
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Sun Aug 12, 2012
Eric Steindler answered:
Realtors can't really answer that question- it would be discriminatory for us to have that conversation. Perhaps talk to people you know in the Portland LBGT community and they can point you in the right direction. ... more
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Tue Aug 7, 2012
Laura Feghali answered:
Hello Gerald,
Trulia is not the best authority when it comes to a property's value as they are not representing homes only in your area but throughout the country. They base their home value estimates from tax and public records they obtain.

A local real estate agent in your location can give you a more accurate estimation on what the home is worth based on recently sold homes in that neighborhood. Those recent sales are the best indication of what the property may be worth. If you are financing then an appraiser from your lender will also give you a better understanding of the property's value.

Hope this is helpful and good luck on your home purchase!

Laura Feghali
Prudential Connecticut Realty
... more
0 votes 4 answers Share Flag
Mon Jul 23, 2012
Marc DeSantis answered:
Portland is a great city. I'm biased because I live here, but I believe it's the perfect size of city. It's urban, but not overly populated with mass traffic issues that Seattle has. The scenic Columbia Gorge is within an hour, as is Mt. Hood. Forest Park with it's hiking and mountain bike trails is amazing and huge. Portland is known to have the best beer in the world and has many craft breweries in town. We are also famous for our coffee, specifically Stumptown. Many foodies regard Portland as a great haven for food. Several restaurants use local, organic ingredients and food carts are currently a big hit in town. Pearl District in the heart of downtown has many nice high rise condos and the new South Waterfront on the Wilamette River has many new beautiful condos. Consult some local Portland realtors for specific properties that have the best bang for your buck. Feel free to call or email me for some realtor recommendations. I have some great partners in town. ... more
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Thu Jul 19, 2012
Tom Inglesby answered:
Wed Aug 1, 2012
Alison Hillman answered:
Hey Sam,

Please email us directly with the link and we would be happy to help you,

Is there anything else I can help you with?

Ali, Community Manager
0 votes 1 answer Share Flag
Thu Jul 19, 2012
Rodney Erickson answered:
What's your address? I do not rent properties so I do not know how your home got on my website. I will look into when you send me your address.
0 votes 3 answers Share Flag
Sun Aug 19, 2012
Ruth Velez answered:
Tue Jul 3, 2012
Karla Divine, Broker answered:
I am not sure what you mean by " a second unit that has a crack" this a house or a multi family property? FHA loans are particular about property condition, but I would not count yourself out of the purchase based on what you don't know for sure, which is exactly what your FHA lender will allow or not allow. My approach is to work with your broker to craft the best offer possible, protecting your interests while reaching your goal. Be prepared to offer up cost of rehab, and a plan for resolving any serious issue. Financing a purchase of this nature can be tricky, but your broker and your lender can help you answer any questions of this nature.
Karla Divine, Principal Broker
Divine NW Realty
... more
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Wed Apr 6, 2016
Scott Ticknor answered:
An underwriter's job involves risk management and the task of approving or denying a loan file. A loan officer gets paid if the loan goes through.
0 votes 10 answers Share Flag
Thu Jun 28, 2012
Look into USDA financing options for your area.
Contact me directly and I can recommend an agent in your area who has experience with this. With USDA financing you often do not need a down payment! ... more
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Thu Jun 28, 2012
HLR answered:
Most loan officers are in contact with their underwriters all the time, appraisers only hear from them directly a very few times, if the request is not clear to us when they want something explained more on a appraisal report. Agents normally too don't have direct contact with an underwriter, so best to talk to a loan rep. to answer your request.

... more
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