Eire02 the VA loan program is a great program. Many Sellers are leery because of the no down. Here are some tips,:
Make sure that the lender is an experienced VA lender. Veterans United it the best in the business.
Make sure the agent is also experienced with VA loans.
Make sure the home qualifies, ie., is in good condition, all utilities are working properly, no major damages and all permits are up to code and date. This is a huge deal breaker.
Hope this helps.... more
The banks are being much more cooperative than they were a few years ago. Almost everything is negotiable, but it takes persistence. In some cases, they can approve an interest rate reduction within a matter of a few weeks. Call the 800# on your statement and ask to speak to a loan negotiator or sales manager. If you don't get the answer you want, call back each week. Keep trying and hopefully you'll have success. You can also talk to a mortgage broker here in Hawaii to do a refinance without taking any cash out or having to pay any cash to do this.
(RA) MBA, e-PRO, REALTORÂ®
East Oahu Realty
If there was a military clause that allowed them to break the lease due to military transfer and they were transferred, then the rules are simply the contract, you have to return deposit funds according to it. If the deposits were intended to cover damages, and there were none, you'd have to return it? Be cautious in the way you handle the situation, the United States Government does not like people treating military members badly, and will help them get any money owed them back, so make sure you give them what they deserve under the terms of the contract.... more
I am sorry about your mom been scared over this mis-understanding. Based on the limited facts that you have provided it sounds to me that there is a mis-administration on the HOA side. You can call and provide verification and or proof that the HOA's were paid 1 day late and hopefully the whole ordeal would be closed and remedied.
Technically, the HOA do have the right to put a lien on the property, but in this case, they may have an error that you need to dig in further.
Marie Cruz, Keller Williams Jacksonville Realty... more
Having been involved in a bunch of Foreclosures and Shortsales;
I would recommend finding places that are presented by the actual owner, not a management company or landlord.
If you like the place and the price, be open and honest with the owner; tell them what you've been thru and how you need a little help and understanding.
If the person doesn't want to help you, then you probably didn't want them as your landlord anyway.
Some Real Estate Companies do hire for this service. I suggest you contact the Real Estate
companies in person if possible and drop off your cards or flyers. If you email me at Pamela@isremail.com
or call me at 808.542.2244, I will keep you in mind if I run into someone that needs this service.
Also, if you lose my contact information, you can find me at www.PamGSellsHawaii.com.
What is the VA Inspector using as their standard for that driveway? I would ask to see it in writing.
Also, call a few lenders and ask them for their VA appraisers' phone numbers. Make a few calls to verify that info.
You can list your property with the Department of Hawaiian Homelands and the Office of Hawaiian Affairs (Ka Wai Ola) classified sections of their publications.
Native Hawaiians on their mailing lists can view what properties are available for sale. There are also a few real estate agencies that will list properties that are limited to Native Hawaiians with at least 50% Hawaiian blood.
I know Charmaine Quilit Poki from Prudential Properties helped me in the past. There is also a Bobbie Kennedy who is also a real estate agent. These two RAs specialize in Hawaiian Homestead leases and properties that are built on leasehold land.... more
Jean, Trulia only accepts listings from Realtors. If you have a Realtor, and your home is multiple listed, their MLS often feeds to trulia and other websites. If not, the realtor can manually add your listing.
If you are asking how to place your home on trulia as a "for-sale-by-owner"......quite simply - you can't.
If you list with a flat fee broker, they can also get your home listed here.
The only thing you can do to promote your home on trulia is to write a blog about it, and update it frequently or it will disappear from sight!
Craig's List is one site you can place your own home on.................there are others.
I am sure Trulia's "resident consumer helper" - Rockinblu - will come along and share his great link for marketing your home on your own...many find it quite useful!
There are some properties available that meet your general description. You can either look these up yourself on www.hicentral.com (on left hand side of page click on the link for Oahu properties for sale, from there you can specify area and type of property you are looking for) or I would be happy to email you the current list of available properties. Just let me know.
Hillary Sibley, (R), ABR, CRS, e-Pro, GRI, MBA
Century 21 All Islands
Funny you should ask that question. I have just listed a home that will require a rehab loan or cash. Since there is not very much cash floating around these days I thought I would get the loan in place pre-buyer. That way when a buyer does come around I am ready witha program that will work. I have had zero luck in getting a response from any mortgage person regarding this. I do have this out to a many people in several locations ... if I find anyone I'll be sure to come back here to let you know.... more