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95836 : Real Estate Advice

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Activity 1,136
Mon Jan 28, 2013
Andy & Linda Poe answered:
Email me at and I will look in MLS for you. Thanks, Andy
0 votes 3 answers Share Flag
Thu Mar 21, 2013
Patrick O'Hare answered:
Not sure if you are just giving your opinion that properties with more
photos are more interesting and/or better presented then those with
fewer questions or asking about a property in particular.
I agree it is better in todays age for an agent to be more proactive in
their marketing and provide more photos, but a lot of properties on
Trulia come from more limited sources than real estate agents, and
of course some properties for sale have limited photo access to the
listing agents or just aren't that photogenic. Remember marketing
photos are typically only going to present the "best face".
... more
0 votes 5 answers Share Flag
Fri Jan 25, 2013
Patrick O'Hare answered:
There is no indication from public records that this property has transferred ownership since its last sale in 2003.
0 votes 1 answer Share Flag
Mon Dec 7, 2015
Ramona Miley answered:
In some areas you can check with the property management division of a Real Estate company or just check under Property Management for your area on line.
0 votes 29 answers Share Flag
Thu Jan 24, 2013
Bruce Slaton answered:
Elizabeth's post is spot on. Also if there is a 2nd, this is usually where the hiccup and delays start. Citi can be great but alot depends on who owns the loan as well. We submitted a complete package the Friday before New Years and received approval two weeks ago (then sometimes takes another few weeks to get the actual letter). Citi's process usually starts with the negotiator and once they have approved an offer, it usually goes to an Underwriter who processes the actual approval. Of course portfolio loans (loans owned by the bank and not by outside investors) go much better.

Lately their values are coming in sometimes much higher than agents are pulling from the MLS, this is because they are instructing the providers who perform their values to not use REO or Short Sales as their comparables so be prepared for a counter if your offer was based on lower comps.

Best of luck

Bruce Slaton
Realty World eCurb REALTORS
... more
0 votes 10 answers Share Flag
Sat Apr 19, 2014
Michele Peterson answered:
I have a lender for you.

Please give me a call or email

Michele Peterson
Keller Williams Realty
(916) 743-5934
CA DRE 01872795
0 votes 12 answers Share Flag
Thu Jan 24, 2013
Morgan Larson answered:
Unfortunately, the choices aren't great. I've actually done this once before, and am not sure I'd do it again. There is the Commuter Shuttle Bus that runs from various places in El Dorado County to the Amtrak Train station in Sacramento. Or you can take the city train system from Folsom to the Amtrak Train station in Sac. From there, you take an Amtrak train to Emeryville (or you can get off at a BART station along the way). In Emeryville they'll shuttle you over on a bus to SF.

These options take a while, and were the best I could find at the time.

Anyone else have other suggestions?
... more
0 votes 3 answers Share Flag
Thu Jan 17, 2013
Zubair Mohammed answered:
Hi Manuel
you can contact me and i can get that organised for you. im a realtor. 916-796-6050
0 votes 6 answers Share Flag
Tue Jan 22, 2013
Jay Emerson answered:
Good luck, Kathy. This is a great reason to hire a REALTOR to manage the offer and transaction process. Much of this is clarified in the purchase agreement. Bottom line: You and the seller make the decisions on who pays what.

... more
0 votes 12 answers Share Flag
Wed May 6, 2015
Keisha Mathews answered:

It depends on what you are looking for as far as bed/bath, schools, amenities, etc. Those factors, when you get down to what you want, can determine where you want to rent and will also determine the rent price.

To give you an idea of what your options are, below is a link directed to housing (apartments and houses) in the Sacramento area from Craig's list. I recommend it often.

Hope this helps.

Keisha Mathews, REALTOR®
CDPE®, HRC®, HAFA® Certified
"The Short Sale Lady"
Century 21 Landmark Network
(916) 370-1803 cell/direct
(916) 405-3886 fax
lic#: 01439130
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0 votes 8 answers Share Flag
Fri Jan 8, 2016
Tim Moore answered:
You should call the utilities and ask, my guess is they will wait for you to call and give them a billing address. Not all bills are sent to the address of the property. I doubt the escrow company would notify them. ... more
0 votes 8 answers Share Flag
Fri May 15, 2015
With VA you must wait two years.
The wait date for all waiting periods are from the day title transferred back to lender.
0 votes 10 answers Share Flag
Sun Jan 13, 2013
Patrick O'Hare answered:
Your question does not link to any property in particular. And $198.00 would have to be
some sort of typo. Are you seeing something for rent or for sale?
0 votes 2 answers Share Flag
Fri Jan 11, 2013
Michele Peterson answered:
You have many, many rights as a tenant during the foreclosure process.
Don't move out until requested.
Their could be financial incentive to get you to move
and if you have a valid and current may be able to live their through the end of your lease at the same rates. ... more
0 votes 10 answers Share Flag
Tue Jan 8, 2013
Stephanie Taylor answered:
Who is the bank? It is not unheard of that a short sale can take that long. You need to communicate with your agent and ask them where they are in the process.
0 votes 12 answers Share Flag
Thu Jan 10, 2013
If a loan has already been approved, and then it is cancelled or denied, that notice is required to be sent out. No one except for that lender & you would know you were denied.

Further, the reason for the denial is not based on anything about you personally, it was because the property in question didn't have sufficient value or the type of property couldn't be approved. According to that notice, you could come back to that same lender and re-apply for a different property which qualifies, and assuming your personal situation hasn't changed for the worse you would likely be able to get the loan.

Shane Milne | Lending in all 50 states | NMLS #81195
... more
0 votes 4 answers Share Flag
Tue Jan 8, 2013
Ute Ferdig answered:
Is your question whether you can buy a home now? Did you follow HOPE NOW's recommendation and file for bankruptcy?
0 votes 6 answers Share Flag
Tue Jan 1, 2013
Kylee Roe answered:
Hi John,
This home needed some sort of repair, undefined in listing info. This home was withdrawn from the market and currently not being offered for sale. It is owned by Fannie Mae.
0 votes 2 answers Share Flag
Sun Dec 30, 2012
patrishajohnson asked:
Wed Jan 2, 2013
Teri Andrews-Murch answered:
If you plan on staying in our area for several years, it is a good time to buy and we are more affordable than the Bay Area. It sounds like you have a lease obligation on your current home, if something cannot be worked out with your landlord, it would be really expensive to have that rent and a home mortgage.

Your husband renting a home/apt in the area to stay in during the week, probably makes economic sense as a daily commute would spend that much or more in fuel.

Have you thought about your husband finding a month to month or 6 month rental so both you and him can explore our area, make sure you like it here and figure out what neighborhoods you would want to live in? Then by the time you find a home and close on it your year would almost be up.

Whatever your decision start by talking to a lender and see what you can qualify for a mortgage, sounds like you have a good start on your down payment.
... more
0 votes 18 answers Share Flag
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