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95821 : Real Estate Advice

  • All12
  • Local Info1
  • Home Buying7
  • Home Selling1
  • Market Conditions1

Activity 1,136
Mon Dec 17, 2012
Nancy Bergman answered:
It depends on your lender. I just completed working with a buyer who had a credit score similar to your's and we found a lender that was able to help. She didn't have the greatest credit but had a nice down payment and long term work history that helped her get approved. In fact, she also got a house in 95834.
If you are interested, I can put you in contact with the person I used.

Nancy S Bergman
Realtor - Lyon Short Sale Certified
DRE # 01893550
Lyon RE Downtown
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0 votes 7 answers Share Flag
Fri Sep 21, 2012
Joseph Drew answered:

The market has kind of fluctuated within the 95624 the last six months. But specifically for homes ranging from 1600 - 2000 square feet the average sold price for August is up to $242,00, a 9% increase from July. Overall from last year at this time the average sold price is up 6.6%. I think the outlook is to see continued growth with the assumption that low inventory coupled with high buyer demand.

Should you want to get a little more specific shoot me your address and I can get you a price analysis.

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0 votes 4 answers Share Flag
Thu Oct 11, 2012
Nancy Bergman answered:
Homes are going up throughout Sacramento. We have seen prices rise between 10%-15% within the past 3 months. Some areas more than others. I can't speak directly for the Meadowview area; however, just looking at the inventory, there aren't that many homes below $100k or even under $80K. Yet if you are looking for an investment homes, there are still some good deals around.
Good luck!

Nancy S Bergman
Realtor - Lyon Short Sale Certified
DRE # 01893550
Lyon RE Downtown
... more
0 votes 3 answers Share Flag
Thu Mar 21, 2013
Anthony Carrillo answered:
Hi Larry,
In my exeprience with short sale lenders, they will not do a short sale and loan mod at the same time. It is one or the other. Please also keep in mind that just beacuse they are offering you a loan modification does not guarantee that it will be approved or be reduced to your satisfaction. It is best for you and your realtor to weigh the pro's and cons of each option before making a decision.


Anthony Carrillo
Cook Realty
(916)833-6266 cell
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0 votes 11 answers Share Flag
Tue Sep 18, 2012
Teri Andrews-Murch answered:
There can be, but more common is owner financing.

The first thing you want to do is make sure you qualify income wise for the park you want to live in. Visit the park manager and pick up an application and ask them what the requirements are, what the space rent is.

Sometimes there are for sale by owners units in many parks, do a drive thru and check bulletin boards. You can also use a real estate agent or mobile home dealer to help you look.
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0 votes 2 answers Share Flag
Tue Sep 18, 2012
Michael Cheng answered:
That seems to be my usual experience as well. It takes a diligent agent just to close a deal within a few weeks of the closing date. Sometimes, when I get to work with loan agents with good track records on past deals, I can depend on them to close on time. So, it's a good idea to ask your Realtor for a lender recommendation. ... more
0 votes 11 answers Share Flag
Thu Sep 13, 2012
Marina Simonian answered:
It all depends if you are the only interested buyer with an offer, or if there are other buyers who are also interested in the same development. Competition will bring the purchase price up, and we, as realtors, are trained and educated in sales as well as negotiation techniques in order to be able to help our clients achieve their goals and dreams of owning a home with the absolute best price possible.
If you are already working with a realtor, it would be in your best interest to have him/her contact the development office and get more information for you.
Good luck and hope you are successful with whatever you decide to do. Marina at VasTree Real Estate in Los Angeles.
If you need more information, I can be reached at
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0 votes 7 answers Share Flag
Mon Oct 28, 2013
Bruce Slaton answered:
I'm thinking you have a typo there with a 17,000 square foot home, maybe you meant 1,700?. CA is not known for cheap rents but I've seen many posts where relocating to another state makes more sense. If your on ssi and don't need the job market, can you imagine how refreshing a small town in another state could benefit you?

Maybe it's time to look at some of the surrounding states for more affordable accommodations.

I hope your situation improves soon and hopefully life starts looking a little more positive for you

Best wishes
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0 votes 8 answers Share Flag
Tue Aug 27, 2013
Bruce Slaton answered:
This would better be posted in New Hampshire as California has different laws regarding evictions and it can be different even down the counties

Maybe this link could assist you:

Best of luck

Bruce Slaton
Realty World eCurb REALTORS
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0 votes 6 answers Share Flag
Tue May 3, 2016
Michele Peterson answered:
With Foreclosure the only thing that will potentially go away is your home loan and there are many details needed before you could get definite answers on the home loan. The balance of the liens/loans, etc will all go to collections in a Foreclosure.

Have you thought about a Short Sale?
It gives you some more solutions and also the ability to get several of the liens/loans settled through the short sale and not worry about after the fact.

Utlity Bills will also go to collections in a Foreclosure.

A short sale can give you more options, relocation assistance, debt forgiveness, and more.

Please reach out to a realtor to discuss short sale options vs. foreclosure .

Wishing you the best as you move forward.

Michele Peterson
Keller Williams Realty
CA DRE 01872795
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0 votes 8 answers Share Flag
Wed Sep 12, 2012
Jim Walker answered:
some great answers from agents to the same question from earlier Trulia posts:

Click on the profile of agents in the city or cities you are interested in. Then read some of their responses to consumer questions. Pick some one who has written knowledgeably about the real estate subjects you care about.
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0 votes 3 answers Share Flag
Wed Aug 29, 2012
Peter Mohylsky answered:
We need more information prior to giving a detailed answer on this situation
0 votes 4 answers Share Flag
Thu Aug 23, 2012
Jim Walker answered:
This is a Single-Family Home located at 4101 47th Street, Sacramento CA. 4101 47th St has 2 beds, 2 baths, and approximately 1,247 square feet. The property has a lot size of 5,227 sqft and was built in 1949

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0 votes 3 answers Share Flag
Tue Jul 23, 2013
Michele Peterson answered:
Were you able to get your question answered?
0 votes 1 answer Share Flag
Sun Feb 2, 2014
Ute Ferdig answered:
Depends on how long ago your short sale closed and whether you are going with conventional (20% down payment) or FHA financing. Waiting period is 2-3 years depending on your situation. I would consult with a loan agent in the area where you are buying and he/she can evaluate your situation based on your particular circumstances as well as any local issues that may have to be taken into consideration.

Good luck to you.
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0 votes 9 answers Share Flag
Mon Aug 20, 2012
Bob Thomas answered:
Good day,

You are looking for a part of Sacramento called “Midtown”. Many folks who live in Midtown do not have cars due to the fact they can walk everywhere to everything, shopping, entertainment, dining and night life.
You want to look for an area called the “grid”. Midtown is a fairly large area and the closer you get to the “grid” the closer you are to everything. Rents may be a touch higher nearer the ‘grid’ as appose to 10-12 blocks away.
All the best and welcome to Sacramento!
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0 votes 3 answers Share Flag
Mon Aug 15, 2016
Tina Lam answered:
It's possible to get financing with as little as 3% down, whether through Fannie Mae or 3.5% with FHA. The more pertinent question is whether you should buy a house if you haven't found a way to save up a downpayment yet. Homeownership is a large commitment of financial responsibility, something that you demonstrate by saving up a downpayment of 10%. Plus, in this market, you really don't have much of a chance of winning a home (except for new construction), with less than 10% down. ... more
0 votes 12 answers Share Flag
Wed Feb 19, 2014
Jaime Becker answered:
Hi Melissa

This might be a technical issue to ask Trulia. Are you in need of property management? Here at Lyon we have an excellent property management team with great exposure.

Let me know if I can be of assistance.

Jaime Becker
Masters Club Member
Lyon Real Estate
Off: 916-484-3610
Cell: 916-715-7454
BRE# 01737783
... more
0 votes 1 answer Share Flag
Sat Aug 25, 2012
Kylee Roe answered:
That does not sound normal, but might be lucky if that bad word "foreclosure" isn't there. Still suspect it will be very negative on your credit. Did you short sell? If so, than "foreclosure" will never show up with regards to the home in question. ... more
0 votes 5 answers Share Flag
Fri Mar 6, 2015
Laura Coffey answered:
It is always negotiated. Standard in southern Ca. Is seller unless its a short sale & sometimes REO.
0 votes 19 answers Share Flag
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