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95815 : Real Estate Advice

  • All4
  • Local Info0
  • Home Buying2
  • Home Selling1
  • Market Conditions0

Activity 1,136
Wed Mar 13, 2013
Maurice Thomas answered:
Hi Shar

This home has been sold... Please contact me at 415-705-9405 (Sacramento based agent) and ask for Maurice. I will make sure you receive up to date listings.

Thank you very much... ... more
0 votes 3 answers Share Flag
Thu Mar 21, 2013
Ute Ferdig answered:
Without knowing more, it's really difficult to provide you with a meaningful estimate. How soon you can expect an answer will depend on a number of factors. How many loans are involved, who are the investors, is it a HAFA or traditional short sale, what was the status before you made the offer (was it a brand new short sale listing or did they have a prior offer that had been reviewed by the lender), just to mention a few. One of the problems we see these days is that the lender's idea of value is inflated. Prices have gone up, but appraisals come in low because we don't have sales that support the increased prices. I have noticed an increase in short sales that come back on the market with a price increase which usually is a result of the lender countering back and the buyer either not willing or able to accept the higher price. I would say expect 6-12 weeks. Not sure that helps. The listing agent should be able to provide your agent with more info that would help give you a better idea. ... more
0 votes 10 answers Share Flag
Sun Mar 24, 2013
Maurice Thomas answered:
First find a Real Estate agent... Second figure out the price you want to offer... Third sign the offer (RPA)... Provide all the items needed to the agent (proof of funds, check, etc)...

If you have any additional questions please ask...

Thank you very much...
... more
0 votes 9 answers Share Flag
Wed Jun 19, 2013
Kevin Ryan answered:
The 38 line can take you to 9th and K. From there you'll need to take the 30 or the 62 the rest of the way. ... more
0 votes 1 answer Share Flag
Tue Jul 23, 2013
Michele Peterson answered:
Not sure what type of crime you are referring too.
However, the best way to find out is through your local paper, police station or police substation.
0 votes 1 answer Share Flag
Mon Mar 25, 2013
Morgan Larson answered:
It really depends on price range and ho much acreage you want. There is Wilton, Orangevale, and Fair Oaks that might all have what you are looking for. For more specific reccomendations, give me a call, and we can figure out exactly what you are needing and which areas match best. Happy House Hunting!

... more
0 votes 2 answers Share Flag
Sat Sep 9, 2017
Patrick O'Hare answered:
First question would be "were you a bad tenant"?
Assuming that your current landlord had contacted your previous landlord,
otherwise old landlord wouldn't know who to call, they would have been
responding to a request for a reference. Obviously your old landlord can
report information as they see fit and your new landlord can take it into
consideration. Old landlord has a responsiblity to be accurate and not
inappropriatly retaliatory. Whether you are at a contractural point with
the new landlord that you have a contract established would depend on
what has transpired.
... more
0 votes 5 answers Share Flag
Thu Feb 21, 2013
Teri Andrews-Murch answered:
Hi Dan,

There are not too many rent to own out there, but you might search some of the on line & off line classifieds or for sale by owner sites. Your agent may also search on the MLS with the criteria filter of lease to own or owner financing.

Be aware that most lease to own require an option payment to the seller that is usually several thousand dollars and non refundable.
... more
0 votes 4 answers Share Flag
Sun Oct 20, 2013
Ute Ferdig answered:
I don't believe there is down payment assistance for a 203k loan. I just researched this yesterday and could not find any programs that were available for 203k loans. I actually hope that a loan officer will respond to your question with more positive news. I like to be proven wrong from time to time, especially when it could help one of my buyers. ... more
0 votes 12 answers Share Flag
Thu Feb 14, 2013
Frank Verni answered:
You can check out for research on types of crimes that have been committed and where. As a licensed broker, I can not give specific information on any area.

Contact me if I can be of further help -
... more
0 votes 3 answers Share Flag
Wed Mar 6, 2013
Joseph Roraff answered:
It is like a car, you can lease it with the option to buy after a certain amount of time. Here is an article on them that goes into further detail...
0 votes 11 answers Share Flag
Thu Feb 21, 2013
Krista C. Penney answered:
The last time I moved, I used U-haul's U-box pods. I was moving about 1000 miles and I found their rates to be very competitive. The service was great. They delivered my U-boxes quickly and nothing got broken! That's a lot more than I can say for the service I used before that.

However, I'm not sure if U-haul has people who will do all the heavy lifting and help load your U-boxes.
... more
0 votes 3 answers Share Flag
Thu Mar 21, 2013
Keisha Mathews answered:

You should contact them asap and explain exactly what you are explaining here. They most likely will start you out on a new lease agreement and may consider your deposit. You won't know until you contact them. In addition, if you enjoy where you are currently renting, you may miss out on an opportunity to stay if you delay. They typically lower the incentive the longer you remain without commiting to a new rntal agreement.

You are wise in requesting info to ensure they actually are the new owners and have the right to enter into a new lease contract with you. It usually takes up to 15 days for county records to update wiht the name of a new owner. If it has been longer than 15 days, you can verify that through public records or ask a real estate agent who has access to those records to assist you in verifying that information. In addition to public records, the individuals presenting themselves as the new owners should also be able to provide you with verification that they are the new owners or representing the new owners upon request.

Finally, a bit of new real estate law that may pertain to your situation. This year, Assembly Bill 2610 modifies existing state law which was to expire 1/1/2013. Existing law requires a tenant of a property posted with a Notice of Sale (NOS) to be given a notice that the new owner after the foreclosure sale date may enter into a new lease or rental agreement or must be given a minimum 60 day notice to terminate. Effective 3/13/2013, the new owner is required to give a tenant in a foreclosed property a minimum 90 day notice after the sale to terminate. The effective date of the new law may need to be extended as it cannot be earlier than 60 days after the California Department of Consumer Affairs posts the notice requirements on their website. The 90 day notice requirement is consistent with the existing federal law which is scheduled to expire 12 /31/2014. This new law shall remain in effect until 12/31/2019.

Hope that helps, contact them today!

Keisha Mathews, REALTOR®
CDPE®, HRC®, HAFA® Certified
"The Short Sale Lady"
Century 21 Landmark Network
(916) 370-1803 cell/direct
(916) 405-3886 fax
lic#: 01439130
... more
0 votes 2 answers Share Flag
Fri Jan 31, 2014
Ute Ferdig answered:
It becomes a matter of public records once the trustee's deed has been recorded. Many times, the trustee sale is postponed and you can call the trustee and find out. The trustee's telephone number and the trustee sale number are listed in the notice of trustee sale. If you don't have the notice of trustee sale, you can subscribe to a foreclosure service such as ForeclosureRadar or RealtyTrac (each offer a free trial). These services keep track of foreclosures and many times you will be able to find out the day of the scheduled sale date whether the sale went through or was postponed. You can also ask a real estate agent who has a subscription to look up the info for you. If you are just interested in the status of one particular property, feel free to e-mail me and I would happy to look up the property for you. ... more
0 votes 5 answers Share Flag
Tue Feb 19, 2013
Paloma Jackson Cornet answered:
Question continued...Our current credit scores are "fair" I believe, between 670-700. We have never been behind or late on any of our other credit accounts. We would prefer to get a new loan on our own and leave my parents out of it, but they would be willing to help if needed.
Any advice would be greatly appreciated. We live in the Sacramento, CA area. Don't want to keep this home as a rental as we need the $50K we put down to use as a new down payment. Thank you in advance
... more
0 votes 6 answers Share Flag
Sun Feb 3, 2013
Terri Vellios answered:
If you saw a rental sign on the property wasn't there a contact name on it for you to call?
0 votes 2 answers Share Flag
Fri Sep 5, 2014
Barry Mathis answered:
The last 10 years have been very dynamic , where the previous decade followed the national cycle the last decade has swung higher and lower then the national rise and falls. I predict that the coming decade will be one of consistent growth ... more
0 votes 1 answer Share Flag
Tue Feb 17, 2015
Patrick O'Hare answered:
If you have never done it before, this is best left to your broker-----that's
why you have engaged their services.
You cannot legally check somebody's credit without authorization and
of course need access to a credit reporting agency.
Not all counties have an easy system for the public to access information,
Sacramento is fairly easy, and you do need thorough information on the
individual inlcuding full name and aka's.
... more
0 votes 8 answers Share Flag
Tue Jan 29, 2013
TR Bergen answered:
Good luck with your campaign! We need more conservatives and Realtors in the State Capital!
Are you going to be commuting back to San Diego each week, or moving to Sacramento? That will help determine which option is best for you. If you are commuting each week, you will probably want to find something closer to downtown, but if you are staying in Sacramento, I would look oustide downtown, which can be expensive, and traffic can be challenging.
I hope you "Catch Fire" and win!
... more
0 votes 3 answers Share Flag
Wed Feb 10, 2016
How bad?

We do loans in Sacramento (we are headquartered in Roseville) and will go as low a 620 on FHA

Borrower Must Have Proof of 12 month housing payment (mortgage/rental) history via a credit report, cancelled checks to reflect no 30-day late payment during the previous 12 months.
Borrowers may not have had any short sales, “settled for less than amount owed,” bankruptcies or foreclosures in the most recent three years.
Borrowers may not have had any public records, judgments or tax liens over $500 recorded in last 24 months and all must be paid at or prior to closing.
Borrowers may not have any collections opened in the last 24 months other than medical and one collection under $100.
Borrowers may not have had any 30-day late payments on installment debt in the most recent 12 months.
Borrowers may not have had more than one 30-day late payment on revolving debt in the most recent 12 months

Thierry Abel
Senior Loan Consultant
By Referral Only
All California Mortgage
A Division of APMC
P: (415) 464-8261
C: (415) 378-7508
F: (415) 464-2367
... more
0 votes 7 answers Share Flag
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