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Home Buying in 95356 : Real Estate Advice

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  • Home Buying10
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Activity 109
Wed Nov 28, 2012
Rocky G.H. Hawrysz answered:
Hi Raquel,

I haven't worked with one yet. Who are you working with at the Neighborhood Assistance Corporation of America? I believe the nearest office is located in Oakland.


Perhaps I can help.

“Rocky” G.H. Hawrysz
Realtor®, Broker Associate, CRS®, e-PRO®, ABR®, SRES®
Prudential California Realty
P: (209) 444-6610
F. (209) 433-2000
E: rocky@prucalifornia.com
www.TeamHawrysz.com
Lic: 01468373
... more
0 votes 3 answers Share Flag
Wed Feb 17, 2010
Forrest Heath answered:
In order to answer your question, I need to know the following:

1. Is this home going to be a flipper, your personal residence or a rental?
2. Do you intend to do the upgrades and when? Are you going to do the work yourself?
3. If this home is going to be a rental, how is the local rental market for that neighborhood?
Example, do you see a lot of "for rent' signs?

Also, I hope you realize that in an auction setting, bidders tend to over bid on properties and you need to avoid over bidding if you were to do a re-bid. If this is going to be a flipper and prices in the area are only up to 79K, I would look elsewhere. After taxes, upgrades and cost of sale, you would be lucky to break even in a quick turnaround situation.

Good luck!
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0 votes 2 answers Share Flag
Tue Oct 27, 2009
Rocky G.H. Hawrysz answered:
Hi Peggy,

With regard to Short Sale homes; It is the Agent and the Owner that set the market price. Typically after they receive an offer, they submit the offer to the bank (Beneficiary) for approval. The bank has the right to decline the offer or begin negotiations.

I hope this help to answer your question and let us know if you have any more.

Best regards,

"Rocky" G.H. Hawrysz, Realtor®, Broker Associate, e-PRO®, ABR®, SRES®
Prudential California Realty
(209) 444-6610 - Direct Office Line
Web Site: www.TeamHawrysz.com
Lic.: 01468373
... more
0 votes 5 answers Share Flag
Tue Oct 13, 2009
Eva Bradley answered:
Hello Shi,

Short sales are should be called "long sales". They take a long time. BofA is the worst, set your self up for months of waiting. Their system is slow and sometimes it can take about 6 months before you'll hear from them. Your agent can explain and keep you informed on how the process is working. Bank owned properties or REOs are moving a lot faster, however, buyers like your self, with FHA loans, having a hard time to find a home. It is not only in Modesto, but in most part of the Central Valley, that we are experiencing a shortage in available homes. The demand is overwhelming and the bank owners/ investors know this. They are looking for the offers that gives them the highest return. Most of the homes have multiple offers, and the owners sometimes have 15-30 offers to choose from, maybe even more. I wrote an offer on a house that had forty-five offers already, and this after only 5 days on the market. Do not get discouraged though, I am sure that your agent will find you a suitable home sooner or later, even with your FHA loan.

Good luck to you.

Eva Bradley
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0 votes 1 answer Share Flag
Tue Sep 8, 2009
Aaron Lewis answered:
I have provided detailed foreclosure information provided through ForeclosureRadar.com, that you can find on my real estate website, www.weworkharder.com. You can find the specific properties you are interested in, and email me an inquiry which allows me to access the exact properties you are interested in, and I can find every detail you would like to know. ... more
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Thu Jul 30, 2009
Steven Ornellas answered:
Hi Trinh, second loans, if they were still available, would be a good way to avoid PMI; however, in the current credit environment I do not believe you would be successful in finding a lender.

Best, Steve
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0 votes 0 Answers Share Flag
Mon Jul 20, 2009
Fred Griffin answered:
See a Real Estate Attorney for Legal Advice.


"If it sounds too good to be true, it is."

I looked up some of the properties listed on the bargain.com website that are supposedly right here in Tallahassee where I live.

Those listings are completely bogus.

A home for only $6000 in a neighborhood where homes are selling for $200K even in this down market?
People would be standing on top of each other to buy it - the house would be sold in 5 minutes.


Do an Internet Search using the words: bargain.com scam
for posts from people who are getting billed $39 per month from this company; they cannot get the billing to stop.



See a Real Estate Attorney for Legal Advice.

-------------------------
Best wishes to you,
Fred
------------------------
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0 votes 1 answer Share Flag
Wed Jul 31, 2013
Ken Ernst answered:
Ken Ernst 209-918-0536
You can reach me from 7:00 AM to 10:00 PM M-Sat and limited hours on Sunday. I am with Coldwell Banker and live in the 95350 area code.
Thank you for your question.
Ken
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Wed Jul 15, 2009
JOHN MEDEIROS answered:
Hi Khushi,
If you're talking about the two houses I have on Walnut Avenue, unfortunately they're already sold. With regard to whether it's a safe neighborhood, I always recommend buyers call the Modesto Police Department and get crime stats for any neighborhood they're thinking of buying in. They will give you all the crime stats. I won't tell any buyer whether a neighborhood is safe or not, as it's really a matter of opinion. There are many families living in the Modesto High neighborhood that love it and wouldn't live anywhere else. ... more
0 votes 0 Answers Share Flag
Thu Aug 13, 2009
Teresa Barragan answered:
Hello Lisa, this house is pending.
if you need any more information on any other properties for sale please feel free to contact me at:Cell(209)595-9040
0 votes 0 Answers Share Flag
Sun Jul 5, 2009
Rocky G.H. Hawrysz answered:
Hi Lisa,

The listing doesn’t indicate the location. You may have to set a time to go see the property.

Let us know how we can help further.


Best regards,

"Rocky" G.H. Hawrysz, Realtor®, Broker Associate, e-PRO®, ABR®
Prudential California Realty
(209) 444-6610 - Direct Office Line
(209) 433-2000 - Direct Fax Line
(209) 915-6209 - Mobile
E-Mail: rocky@prucalifornia.com
Web Site: www.TeamHawrysz.com
... more
0 votes 0 Answers Share Flag
Tue Jul 21, 2009
Ken Ernst answered:
The home is not on the MLS as of 8:35 PM Wednesday evening. If there is a sign in front it could be that someone has the listing and has not put it on the MLS yet. I will continue to watch it for you Lisa.
You can reach me at 209-918-0256. Ken Ernst, Coldwell Banker, Vinson Chase, Modesto.....
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0 votes 2 answers Share Flag
Thu Dec 18, 2014
Lukasz Wojtuszkiewicz answered:
FHA shouldn't deter you and I don't know why it would agents. I don't know what the home pricing is like for that area, but the only thing the agents will have to do, is make sure that the properties they take you took look at are FHA approved. That's fairly easy to determine as either your mortgage lender can check for you, the agent can ask the listing office or your agent may contact the condominium managment office.

I have closed 3 deals involving FHA this year and had only minor issues with 2 of them since they require some extra safety steps (one of the houses had peeling paint and they required that it is repainted before closing).
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Wed Dec 3, 2014
Duane Burrows answered:
property is not currently listed for sale
0 votes 1 answer Share Flag
Tue Jul 15, 2014
Rocky G.H. Hawrysz answered:
Hi Rosie,

Please take a look at the following web page. This might help to answer your question.

http://www.teamhawrysz.com/Real_Estate_Statistics_ST.html

Let us know if we can answer any more questions for you.

Have a tremendous day,
"Rocky" G.H. Hawrysz, Realtor®, Broker Associate, e-PRO®, ABR®
Prudential California Realty
(209) 444-6610 - Direct Office Line
(209) 433-2000 - Direct Fax Line
(209) 915-6209 - Mobile
E-Mail: rocky@prucalifornia.com
Web Site: http://www.TeamHawrysz.com
... more
0 votes 3 answers Share Flag
Tue Jul 14, 2009
Rocky G.H. Hawrysz answered:
Hi John,

Offers on a Short Sale are subject to the lien holder / beneficiary / lenders acceptance (bank) even if the current owner accepts the offer. If the bank has not accepted an offer and is not in contract with a buyer, it is very typical to entertain all offers until one is selected and a contract is entered into. In fact, agents are obligated to provide to their principle all offers until the close of escrow even when in contract. If you are in contract and you don’t perform, these may serve as back-up offers.

You may want to ask your agent and a California Real Estate attorney about laws concerning obtaining somebody else’s offer without permission.
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0 votes 3 answers Share Flag
Thu Aug 27, 2009
Jessica Zepeda answered:
Hi Lisa,
The current asking price on that property is $225,000, the price was last reduced on 5/8/09. This is not a foreclosure property. Feel free to contact me if you have any other questions or would like to see the property.

My Best,
Jessica Zepeda
jzepeda@coldwellbanker.com
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0 votes 2 answers Share Flag
Thu Aug 15, 2013
Steve answered:
Do you mean "buy and bail"? It's a pretty gray area.

http://www.google.com/search?q=buy+and+bail
0 votes 12 answers Share Flag
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